5 Health Underwriting Jobs

Role & responsibilities Finance or Actuary or Statistics graduate with some background of insurance Preferred candidate profile Finance or Actuary or Statistics graduate with some background of insurance

Underwriting of Retail Health, Personal Accident & Travel proposals Team Management IRDAI related UW activities Processing of Non Disclosures/Frauds /Audit /ISO/IRDA data Crucial MIS & analysis for Garo data Back up for handling pre-policy activities Required Candidate profile BAMS, BHMS, BDS or Similar 5+ years of experience in Health Insurance & Underwriting Good knowledge of Risks, Processes & Data Collection & Analysis Must know IRDAI related process Good communication Perks and benefits Good Opportunity

You are a Group Health Insurance Expert Manager up to AVP level with 4 to 10 years of experience, located in Gurgaon/NCR, offering a compensation range of 15 - 30 LPA. You will be part of a Fortune 200 global leader in professional services, specializing in providing comprehensive insurance solutions. Your role involves leading B2B-focused group health insurance initiatives, working with a top-tier insurance consulting firm known for innovation and excellence. As a dynamic professional with expertise in sales, servicing, and analytics for large corporate clients, you will identify and capture new business opportunities within the group health insurance domain. Your responsibilities include developing customized health insurance solutions for corporate clients, engaging with senior decision-makers to drive business growth, and providing proactive support to ensure client satisfaction. You will manage end-to-end client servicing, collaborate with internal teams for seamless service delivery, and conduct in-depth analysis of claims, risk exposure, and cost trends to provide data-driven consulting services. Furthermore, leveraging your underwriting experience, you will support product development and pricing strategies, transitioning skills into client advisory and strategic consultation. The ideal candidate will have 4-10 years of experience in group health insurance, with a strong background in B2B sales, client servicing, and analytics. A bachelor's degree in Business, Finance, or a related field is required, while an MBA or relevant insurance certifications are advantageous. Key skills include a proven track record in B2B sales and relationship management, strong analytical abilities, excellent communication, and presentation skills. Joining this organization offers a competitive salary package with performance-based incentives, career growth opportunities in a supportive environment that values innovation and client impact. If you are motivated to make an impact in group health insurance consulting, especially focusing on B2B sales, servicing, and analytics, this role provides a fantastic opportunity to elevate your career in the insurance industry. Apply now to be part of a globally recognized, industry-leading firm that values excellence and growth.,

Job Title: Health Underwriter Location: Corporate Office, Ahmedabad Experience: 2-5 Years Education: Bachelors Degree (Medical/Healthcare/Insurance Background Preferred) Job Description: We are hiring a skilled Health Underwriter to assess medical insurance applications and determine risk levels based on client health profiles. The role involves evaluating medical records, policy terms, and compliance requirements while ensuring fair underwriting decisions. Strong analytical skills, attention to detail, and knowledge of healthcare and insurance regulations are essential. Key Responsibilities: Evaluate medical records and applications to determine insurability. Analyze risk factors and recommend appropriate premiums or policy terms. Collaborate with medical professionals and agents for accurate assessments. Ensure underwriting decisions comply with company and regulatory standards. Manage data and maintain accurate documentation for audit purposes. Requirements: 2-5 years of experience in health underwriting or a similar role. Knowledge of medical terminology, health risk assessment, and insurance policies. Strong analytical and decision-making skills. Proficiency in underwriting tools and MS Office.,

Role: Senior Product Manager Job Location: Mumbai / Bangalore / Hyderabad 1. Required Skills and Qualifications 1. Experience & Background: 1-4years of experience in Group Health Insurance, Employee Benefits, or related domains. Strong exposure to strategic planning, business development, or product management. Experience in working with insurers, brokers, TPAs, or health-tech firms preferred. 2. Skills & Competencies: Strategic thinking with a strong commercial and financial acumen. Strong understanding of health insurance underwriting, pricing, and claims management. Ability to drive digital transformation and cashless initiatives. Excellent negotiation, stakeholder management, and communication skills. 3. Educational Qualification: MBA / CA / Actuarial / Equivalent qualification preferred. Certifications in health insurance, underwriting, or data analytics will be a plus. 2. Key Responsibilities 1. Business Strategy & Growth: Develop and implement long-term strategies to expand the Group Health portfolio. Identify new market opportunities, customer segments, and distribution channels. Drive initiatives to improve the cashless ecosystem and enhance digital adoption. Formulate strategies to increase revenue, improve profitability, and optimize business mix. 2. Product & Pricing Strategy: Work with actuarial and underwriting teams to develop competitive product offerings. Design customized solutions for corporate clients and SMEs. Monitor industry trends, regulatory changes, and competitor strategies to adjust pricing models and benefits. 3. Partnerships & Alliances: Build strategic partnerships with intermediaries. Collaborate with brokers, intermediaries, and direct corporate clients to strengthen distribution. 4. Process & Operational Excellence: Optimize policy issuance, claims processing, and grievance redressal mechanisms. Leverage data analytics and AI-driven insights to enhance risk assessment and fraud detection. Drive initiatives to improve productivity and reduce turnaround time. 5. Stakeholder Management & Compliance: Engage with regulators, industry bodies, and corporate clients to align with evolving regulations. Ensure compliance with IRDAI guidelines and internal risk management frameworks. Interested candidates can share their CV on apeksha.pawar@ext.icicilombard.com