Front Line Officer

Job Description

JD - Micro Loans Officer s / FLO Frontline officers Department Frontline MFI Designation Micro Loans Officer Reports to Meeting Centre Manager / Branch Manager Duties and responsibilities Starting business in a new village Village identification within the radius Feasibility study of the village based on demographics, activities and financial needs of the customers Assist the MC-IC in making the village approval Sourcing of business Identification of customers and forming of Joint Liability Groups Filling up of the application form Verification of the residence and business of the customer KYC verification Pre-disbursement training Visiting potential customers in order to develop business Disbursements Collection of KYC documents Assisting the MC-IC for disbursement activity completion Loan documentation Collection of current dues Collect the collection sheets and stickers from MC-IC Group-wise collection as per scheduled time by following the process Deposit of collection money MERC entry Collection of over dues Follow up with the customers with updated data report of assigned portfolio Collection of money as per process Depositing the money in bank MERC entry Assist the MC-IC in initiating action against the defaulters Criteria: Enclosed our have requirements & Eligibility for ref. Request to provide a proper & suitable candidates who can join immediately. 1) Sales and Collections experienced candidates will be preferred. 2) During the Interview candidate should carry below mentioned mandatory documents. - Aadhar card - Pan card - Passport size photo - Driving license - Bank passbook - Graduation marksheet - If experience (Experience letter / relieving letter / resignation acceptance letter and salary slip) Eligibility 1) Any Graduate with or without experience or 2) undergraduate like Diploma with (10+3) yrs or HSC with 6 plus sales or collection experience Two wheeler and Driving license with smart phone Only male candidates Maximum limit is 15 to 20 KM from the selected branch location.. Blood Relatives of the candidate should not be working at L&T (Mandatory). Age: 21 to 30 yrs If Candidate is BE / B.tech / Any PG means, he should get 6 months experience in micro loan MFI that is mandatory, then only he is eligible otherwise he is not eligible for this MFI