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Executive - Gold Loans - Nellore

1 - 6 years

1 - 2 Lacs

Nellore

Posted:1 week ago| Platform: Naukri logo

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Skills Required

Gold Valuation Gold Appraiser Gold Loan Operations

Work Mode

Work from Office

Job Type

Full Time

Job Description

Role & responsibilities • Coordinate with branch sales team and support BSM, SMs for lead conversion • Tele-calling / follow up on leads given by sales team and Corporate office • Coordinate customer walk in branch. Explain product details to customer and suggest scheme based on need analysis • Conduct self gold valuation and inform gold loan amount. Manage external gold valuation process i.e. interacting with valuator making sure that the process is followed • Update valuation details in system i.e. Gold portal and loan booking system • Ensure loan processing completed within stipulated TAT. • Follow up with delinquent customer and ensure that customer does not cross 30 DPD bucket • Follow up with customer for timely interest collection • Gold loan file disbursal in system (this could be done by BOM for most Branches) • Custody of gold packets in the office, record it as per process • Raise Payment Request / Cheque Disbursement, record it as per process • Arrange to send the complete file to COPS as per process. • Manage Related MIS, interface with COPS, regional teams as might be required. • Co-ordinate with central telecalling team for collections / follow up for payments from overdue borrowers • Customer Support / Service as required. Preferred candidate profile • Sales process management in FMCG/ Direct sales company • Understanding of gold process understanding ,KYC Knowledge & Sales process • Gold loan Sales process & BTL Marketing • Process understanding ,KYC Knowledge ,Understanding of the documentation required, Product /Competition Knowledge

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HDB Financial Services
HDB Financial Services
www.hdbfs.com

Financial Services

Mumbai

1001-5000 Employees

456 Jobs

    Key People

  • Vinay Aurangabadkar

    MD & CEO

  • K. Ramesh

    Chief Financial Officer (CFO)

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