DPD Analytics (Repayment, Collection)

Role Overview: You will be responsible for performing diagnostic and predictive analytics to develop a portfolio segmentation strategy based on various factors such as macroeconomic environment, industry concentrations, risk appetite, and more. Your role will involve influencing and assessing impacts on Family Capital Fundings portfolio due to pricing, acquisition strategy, underwriting policy, fraud detection, and portfolio monitoring. Additionally, you will create predictive models for early credit deterioration detection and validate risk and financial forecasts using complex data analysis. Key Responsibilities: - Conduct diagnostic and predictive analytics to create a portfolio segmentation strategy - Influence and monitor impacts on the portfolio due to pricing, acquisition strategy, and underwriting policy - Develop predictive models for early credit deterioration detection - Validate risk and financial forecasts using complex data analysis - Interface with various teams to build relationships and track performance - Ensure sound credit control by proactively managing risks within guidelines - Assist in developing credit structuring and risk assessment capabilities - Analyze information and make recommendations to senior management - Communicate forecasting results and variance drivers effectively Qualifications Required: - Undergraduate degree in Economics, Engineering, or Mathematics - 2+ years of experience in Business Analytics, Finance, Strategy, or Product - Strong analytical and problem-solving skills - Proficiency in SQL and analytic programming (R, Python, SAS, Excel) - Ability to work with large data sets and develop creative solutions - Preferred: Masters degree in relevant field and 3+ years of experience in banking or financial services domain,