Debt Manager-Flows-Consumer Durable Loan

Job Description: As a Debt Manager at IDFC FIRST Bank, you will play a crucial role in managing the flow of consumer durable loans in Bengaluru, Karnataka, India. Your primary responsibilities will include developing and implementing strategies to enhance loan flow, identifying potential customers, conducting credit assessments, and ensuring efficient loan processing. You will collaborate with various departments to facilitate smooth loan disbursement and collection processes while staying abreast of market trends and competition to identify growth opportunities. Providing regular reports to senior management on the performance of the consumer durable loan portfolio will also be a key aspect of your role. Qualifications: To qualify for this position, you should hold a Bachelor's degree in Finance, Business Administration, or a relevant field and possess a minimum of 3 years of experience in retail banking, specifically focusing on consumer durable loans. A strong grasp of credit assessment and risk analysis, a track record of meeting targets, excellent communication skills, and the ability to work both independently and collaboratively are essential. Proficiency in MS Office and related software is required. Knowledge of the local market and consumer behavior in Bengaluru would be advantageous. Additional Parameters: Fluency in the local language is preferred, and a willingness to travel within the designated region is necessary. Understanding consumer durable products and market trends will be considered a plus. If you are a dedicated and goal-oriented professional with a keen interest in retail banking and consumer loans, we invite you to apply for this exciting opportunity at IDFC FIRST Bank. Competitive salary, benefits, and prospects for career advancement await the successful candidate.,