Credit Risk Lead

6 - 8 years

15 - 18 Lacs

Posted:3 days ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

  • Lead and manage the credit risk function, ensuring alignment with the organizations risk appetite
  • Conduct detailed financial and ratio analysis to assess creditworthiness and risk exposure
  • Implement lending practices that are compliant with RBI guidelines and regulations
  • Collaborate with stakeholders across departments, maintaining clear communication and alignment on risk-related decisions
  • Monitor, assess, and mitigate loan portfolio and credit product risks
  • Manage and mentor a team of credit risk analysts, ensuring high performance andcontinuous development
  • Provide insights into credit policy reviews and adjustments based on emerging risks and market conditions
  • Handle stakeholder management and effectively communicate risk decisions and strategies to senior leadership

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