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Credit Risk Associate

Credit Risk Associate

Stripe

2 - 4 years

0 Lacs

bengaluru karnataka india

Posted:1 day ago| Platform: Foundit logo

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Skills Required

analytical thinking financial risk modeling commercial credit underwriting evaluating financial statements cash flow forecasting

Work Mode

On-site

Job Type

Full Time

Job Description

Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companiesfrom the world's largest enterprises to the most ambitious startupsuse Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

About The Team

Stripe is launching Stripe Delivery Centers - a new global team to design, implement and grow Stripe's operations for the next decade. We are looking for a number of dynamic and curious people that have a passion for solving global user issues, building operations, drive process improvement and want to play a front-line role in building this new operational capability for Stripe and accelerating Stripe's growth. If you like challenging, scaled problems and are an amazing teammate, we want to hear from you!What you'll doThe Credit Operations team plays a critical role in ensuring a healthy financial ecosystem for businesses around the world. This team will directly impact the company's bottom line and growth capabilities by supporting new and emerging businesses. The Credit Operations team is responsible for conducting credit risk assessments, underwriting small, medium and large users, and proposing mitigation strategies that enable Stripe to take smart risks for our users.

Responsibilities

Work with merchants, from successful venture-backed startups to well established institutions; evaluating their business models and financial statements
Help manage Stripe's portfolio by developing a deep understanding of risk across industries, geographies, and operating models
Identify differing risks of complex business models and enforce appropriate loss mitigation actions based on your assessment
Utilize analytics to optimize strategies which can be enforced across Stripe's portfolio
Identify risk factors and trends and further report these identifiers to the wider risk team to ensure consistency in partnership
Identify gaps in current systems, policies and strategies, and recommend enhancements and process improvements
Have an opportunity to learn how Stripe operates from ground up and make a real impact on the future on organization
Be a part of building a brand new team and operational culture for Stripe
Partner with global operations specialists or business process owners to run a critical workflow

Who you are
We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

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Credit Risk Associate