Credit Risk Analyst - Chennai

We are seeking a motivated Credit Risk Analyst to join our team. The successful candidate will have:

• A thorough understanding of credit risk assessment and underwriting principles.
• Proficiency in accounting and financial analysis.
• Detailed knowledge of banking products and industry-wide regulations.
• Strong verbal and written communication skills.
• A collaborative nature and commitment to teamwork.
• Excellent multi-tasking and time management capabilities.
• Effective problem-solving and analytical abilities.
• Proven report writing skills with a focus on accuracy and detail.

The primary responsibility of the Credit Risk Analyst will be to:

• Analyze and evaluate credit applications and financial data to determine creditworthiness and risk exposure.
• Prepare credit risk reports and make recommendations to management based on findings, ensuring accuracy and completeness.
• Work closely with other team members, including loan officers and underwriters, to ensure consistent and effective risk assessment and underwriting processes.
• Stay informed of industry trends and regulations to ensure compliance and adaptability to changing conditions.
• Communicate findings and recommendations to internal and external stakeholders in a clear and concise manner.

The ideal candidate will possess a Bachelor's degree in Business, Finance, or a related field, as well as relevant professional experience in credit analysis and risk assessment. A strong work ethic and attention to detail are essential to success in this role.