Credit Processing Analyst

The role of a Certified Public Accountant (CPA) involves evaluating the financial health of potential and existing clients, analyzing credit data, and making recommendations on creditworthiness. Your responsibilities will include reviewing and analyzing financial statements, credit reports, and other relevant information to assess credit risk. You will need to evaluate the creditworthiness of individuals or companies applying for loans or credit lines, conduct ratio analysis, trend analysis, and other quantitative assessments. Risk assessment is a crucial part of your role, where you will identify and quantify risks associated with lending or investment decisions. You will be required to develop risk mitigation strategies, recommend credit limits, and monitor existing credit accounts to ensure ongoing credit quality. Additionally, you will prepare detailed credit analysis reports and summaries for senior management and loan committees, presenting findings and recommendations clearly and concisely. Your role will also involve providing recommendations on credit approval or denial based on analysis, collaborating with lending officers and other stakeholders to make informed credit decisions, and ensuring timely and accurate processing of credit applications. Compliance with internal policies and external regulations is essential, and you will need to stay updated with industry standards, market trends, and regulatory changes. You may also be required to assist in audits and regulatory reviews as necessary. Interacting with clients to gather necessary information, clarify financial details, address customer inquiries related to credit evaluations and decisions, and providing exceptional customer service to maintain positive client relationships are key aspects of this role. Qualifications required for this position include a Bachelor's degree in Finance, Accounting, Economics, or a related field, proven experience as a CPA or in a similar role, strong analytical and quantitative skills, proficiency in financial analysis software and tools, excellent communication and presentation skills, attention to detail, ability to work under pressure, and knowledge of regulatory standards and compliance requirements. Preferred qualifications include an advanced degree (MBA, MCOM, CFA, etc.) and experience in a specific industry such as banking or corporate finance. This is a full-time position with the requirement to work in person.,