Credit Officer, Associate

As a Credit Officer, Associate at Deutsche Bank in Mumbai, India, you will play a crucial role in the Risk division, contributing to the management and control of credit risks to protect the Bank. With a team of nearly 4,000 employees, you will have the opportunity to be part of an industry-leading risk management organization. **Key Responsibilities:** - Undertake accurate and timely credit analysis of counterparties by identifying business and financial risks, preparing cash flow models, and conducting peer analysis. - Write rating reports and credit reviews for recommendation to senior members for approval. - Active participation in live trades with onshore credit officers by providing recommendations and completing credit write-ups. - Monitor and surveil assigned international portfolios, assess impact on credit worthiness, and ensure compliance with relevant regulatory requirements. - Understand banking products and credit documentation, support credit reviews, and monitor limits/exposure. - Manage your credit portfolio, assist senior decision-makers, and interface with various stakeholders for thorough understanding of exposures. **Qualifications Required:** - MSc / MA / MBA / CA / CFA, etc. - Relevant work experience in credit underwriting. - Strong analytical skills, knowledge of financial markets, and economic/industry trends. - Strong accounting background with expertise in financial ratios, statement analysis, and cash flow projections. Deutsche Bank offers a range of benefits including best-in-class leave policy, parental leaves, childcare assistance, sponsorship for certifications, Employee Assistance Program, insurance coverage, and health screening. You will receive training, coaching, and support to excel in your career within a culture of continuous learning. Deutsche Bank fosters a culture of empowerment, responsibility, commercial thinking, and collaboration. They strive for excellence together and celebrate the successes of their people. Join Deutsche Bank Group in promoting a positive, fair, and inclusive work environment. For further information about Deutsche Bank and their teams, please visit [Deutsche Bank Company Website](https://www.db.com/company/company.htm).,