Posted:11 hours ago|
Platform:
Work from Office
Full Time
Role & Responsibilities:
-To have basic understanding of KYCs, regulatory reforms related to GST, Income Tax, and others
-To appraise or underwrite Business Loans within defined policy guidelines and accordingly take decisions or recommend for approval to appropriate authority
-To conduct personal discussion with customer / client with intent to understand and analyze associated risks in the business and financial standing of the client. -To assess the income, ability, intention, business sustainability & credit behavior and verify it through income documents & reference checks and various credit bureau checks. -To verify legal and technical reports and identify the risks or critical points impacting the proposal. -To analyze the audited / certified financials as the case may be to assess the eligibility for the loan and prepare Credit Approval Memo -To manage the entire credit assessment process right from the origin till activation.
SMFG INDIA CREDIT COMPANY
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