Credit Card Pricing and Rewards Reengineering Analyst

Role Overview: You will be a part of the Analytics and Information Management (AIM) team at Citi, which was established in 2003 and is located across multiple cities in India including Bengaluru, Chennai, Pune, and Mumbai. The AIM team objectively connects and analyzes information to create actionable intelligence for business leaders, identifying fact-based opportunities for revenue growth in partnership with the businesses. You will be responsible for balancing customer needs, business strategy, and profit objectives using best-in-class and relevant analytic methodologies. Key Responsibilities: - Work with large and complex data sets for analysis/validation using relevant programming tools such as SQL, SAS, and SAS Macro - Have a good understanding of Credit card business financials like P&L items and be able to come up with financial estimates by analyzing macro-economic and historical trends - Analyze Credit card portfolio, focusing on areas such as interest rates, fees, interchange, penalty, rewards, and optimize Credit Card Rewards & Reengineering strategies - Collaborate with business partners to build, implement, and track project validation processes - Continuously improve processes and strategies by exploring and evaluating new data sources, tools, and capabilities - Communicate information in a systematic and communicable manner, utilizing developed communication and diplomacy skills Qualifications Required: - Degree in computer science, engineering, mathematics, operations research, or other quantitative field with strong relevant industry experience - 2-5 years of relevant experience - Advanced process management skills, organized, and detail-oriented - Curious about learning and developing new skillsets - Positive outlook with a can-do mindset - Understanding of statistics and probabilities - Good communication skills, ability to write proper documentation, and be a team player - Ability to work on projects without continuous supervision in an individual capacity - Experience in working on Credit Cards and Retail Banking products is a plus Company Details (if available): Citi AIM is a global community that provides reporting and business insights support to the North America Consumer bank information management team. They help the business monitor and size the impact of various business strategies, campaigns, and portfolio actions, aiding in strategic decision-making based on data exploration and structured thinking. The team also focuses on opportunities sizing, process efficacy, and deploying business intelligence tools to enhance analytics efficiency and controls. Location: Pune, India Employment: Full Time Industry: Credit Cards, Financial Services, Banking,