Job
Description
Are you seeking an exciting opportunity to be a part of a dynamic and growing team within a fast-paced and challenging environment As a Vice President in Consumer & Community Banking (CCB) Risk Credit Forecasting, you will play a crucial role in the firm's financial strategy by focusing on credit, capital, and climate risk processes. Your responsibilities will include estimating future credit losses for consumers and small businesses across various portfolios such as Auto, Business Banking, Credit Card, Home Lending, Wealth Management, and International Consumer Bank (ICB). You will provide valuable insights and analysis on credit losses under different macroeconomic scenarios, identify emerging risks, and collaborate closely with internal teams like Finance and Strategy. Specifically, within the CCB Risk Credit Forecasting team, you will be a part of the Business Banking (BB) Credit Forecasting team. This team is responsible for delivering accurate forecasts of delinquencies, charge-offs, and recovery of charged-off assets throughout the year for regulatory purposes, capacity planning, and business planning. Additionally, you will monitor the portfolio's health and communicate any concerning trends to the business stakeholders. As a Business Banking Credit Forecasting Vice President, you will lead the development and management of Loss Models and Tools, act as a key liaison between the Business and Credit Forecasting teams, and conduct analyses to evaluate the performance of the product portfolio. This role offers an exciting opportunity to contribute to the team's success and enhance your skills in a fast-paced setting. Your primary focus will be on executing processes through analytical insights, predictive analysis, and the application of cutting-edge technology. Key Responsibilities: - Act as the primary liaison between Business Banking Loss Forecasting and various business partners (Finance, Strategy, Marketing, etc.). - Lead the creation, performance monitoring, and maintenance of Tools/Models for assessing Loss impacts on Business Banking partner processes such as pricing and origination strategy. - Develop innovative risk forecasts that may fall outside existing methodologies but significantly impact the portfolio's performance. - Monitor the Business Banking Portfolio to identify areas for process improvement that align with risk objectives. Required qualifications, capabilities, and skills: - Bachelor's degree in a quantitative discipline (Finance/Stats/Econ/Math/Engineering) or equivalent experience. - Minimum 7+ years of experience in pricing, loss forecasting analytics, risk management, and/or modeling. - Proficiency in analytical languages such as Python, SAS, and relational databases like SQL, Snowflake, Teradata. - Excellent communication skills to effectively engage and collaborate with business partners. - Strong analytical, interpretive, and problem-solving abilities to synthesize diverse information and provide strategic recommendations. - Demonstrated creativity, strategic thinking, and good judgment in decision-making. - Ability to gather, interpret, and summarize data, prepare reports, present findings, and make recommendations to Senior Management. - Capability to lead key work streams that significantly impact business performance. Join us in this challenging yet rewarding role to drive critical processes and contribute to the success of our team and business.,
