Branch Credit Manager -Mortgage Noida Sec 62 CPU Unit

Piramal Finance

4 - 9 years

4 - 8 Lacs

Noida

Posted:3 hours ago| Platform:

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Skills Required

HL Underwiting loan against property home loans

Work Mode

Work from Office

Job Type

Full Time

Job Description

Roles and Responsibilities

Responsible for upholding the Piramal brand by assessing customers sourced by the Sales team in line with the credit policy, and determine deviations and exceptions
Handle oversight & review of credit underwriting of Housing finance in the mapped cluster.
Establish key qualification rules & credit worthiness of potential applicants for cases having discrepancies at the branch level
credit processing, adhering to the credit policy and defined processes & providing necessary approvals in line with the credit policy
Responsible for sanction decisioning as per the Credit Appraisal process and deviation matrix
Collaborate with technical and legal teams for comprehensive assessment for underwriting and maintaining TAT of the complete loan sanctioning timelines
Monitor compliance to the credit policy and processes to ensure that the right quality of business being sourced, and the delinquencies are kept under the identified targets
Mentor and guide the branch credit manager for attainment of set targets, discipline, process compliance and adherence to company's rules and regulations.
Monitor productivity level of branch credit manager and conduct periodic branch visits for supervision and better oversight.
Assess the training and development needs of the team and continuously improve underwriting capability
Should be willing to adapt to digital tools and processes

Desired Candidate Profile

Sanction to Disbursement TAT
Adherence to credit norms & sanctioning conditions
Customer service
Audit and compliance
Portfolio Quality
Must have experience in Home Loan & Loan Against Property
Job Location: Noida Sec 62 Branch Credit Underwriting CPU Branch

If interested, Please share your update resume to reena.rai@piramal.com

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