Job
Description
The Risk division at our firm is responsible for managing credit, market, operational, model, independent liquidity, and insurance risks. Our work directly contributes to the success of the firm by assessing counterparties" creditworthiness, monitoring market risks, and providing analytical and regulatory compliance support. We are looking for collaborative individuals with strong ethics and attention to detail to join our team. Credit Risk (CR) is a department within the Risk division that manages the firm's credit exposure to trading and lending counterparties. With over 300 professionals operating in 11 offices worldwide, CR ensures that credit exposure is managed within the firm's risk appetite. Working closely with various areas of the firm, CR professionals gain diverse financial experience and a broad perspective on the firm's operations. The Credit Research Group within CR plays a crucial role in evaluating the credit and financial strength of corporate, financial institution, and sovereign counterparties. This involves performing fundamental credit analysis, writing research reviews, ongoing surveillance of counterparties, assigning internal credit ratings, and participating in regulatory exams. As a member of the team, your responsibilities will include: - Performing counterparty analysis and risk management by assessing credit and financial strength through fundamental credit analysis - Reviewing and recommending loan transactions, monitoring credit trends, performing distressed analysis, and estimating potential impairments - Analyzing credit implications of various financial transactions on corporate clients - Building and maintaining financial projection models - Presenting findings and recommendations to senior leadership - Monitoring counterparties for changes in creditworthiness and taking appropriate action - Collaborating with Risk Engineering colleagues to identify and solve for operating efficiency - Spreading financials in Credit systems, performing analysis, and documenting trends and anomalies - Coordinating with global colleagues in Risk teams and other divisions - Supporting key Risk governance and approval committees Qualifications for this role include: - Minimum Bachelor's degree in business or finance, Master's degree preferred - 1-4 years of experience in a related corporate credit risk role - Functional background or relevant experience in finance and accounting - Strong analytical, presentational, and communication skills - Ability to work effectively with colleagues in different regional offices - Familiarity with regulatory rating requirements is preferred - Highly motivated with strong academic background - Flexibility and ability to manage multiple assignments concurrently At our firm, we are committed to fostering diversity and inclusion, providing opportunities for professional and personal growth. We offer various benefits, wellness programs, and training opportunities to support our employees. If you require any accommodations during the recruiting process due to special needs or disabilities, please reach out to us. To learn more about our culture, benefits, and career opportunities, visit our website at GS.com/careers.,
