Analyst-Global Payments

Key Responsibilities:

Payment Processing & Execution:

• Execute domestic and international payments across multiple currencies via SWIFT, ACH, RTGS, SEPA, CHAPS, and other global payment networks.
• Ensure correct application of payment instructions, FX conversions, and settlement processes.
• Validate payment requests for accuracy, approvals, and supporting documentation.

Reconciliation & Exception Management:

• Monitor payment queues, investigate failed or rejected transactions, and take corrective action.
• Perform bank account reconciliations and resolve open items in coordination with treasury and accounting teams.
• Track and resolve payment discrepancies, missing credits, and beneficiary claims.

Compliance & Controls:

• Adhere to global regulatory requirements including AML, OFAC, FATF, and local currency controls.
• Conduct screening and due diligence on payment instructions where required.
• Maintain proper documentation and audit trails for internal and external reviews.

Stakeholder Communication:

• Liaise with internal teams (AP, Treasury, Legal, Accounting) and external stakeholders (banks, vendors, payment platforms) to manage and resolve payment-related queries.
• Support onboarding of new payment banks, platforms, and counterparties.

Process Improvement:

• Identify and recommend opportunities for automation, straight-through processing (STP), and operational efficiency.
• Assist in testing and implementation of new payment systems or enhancements.

Qualifications:

• Bachelor's degree in Finance, Commerce, Accounting, or related field.
• 13 years of experience in payments processing, banking operations, treasury, or finance operations.
• Exposure to international payments, foreign exchange, or cash management preferred.

Key Skills & Competencies:

• Familiarity with global payment systems (SWIFT, CHAPS, SEPA, Fedwire, etc.).
• Basic understanding of FX transactions, banking operations, and cross-border payment compliance.
• Proficient in Excel and comfortable with ERP or treasury management systems (e.g., SAP, Oracle, Kyriba).
• Strong analytical, problem-solving, and communication skills.
• High attention to detail, accuracy, and ability to meet tight deadlines.