Analyst-Global Payments

Job Description

Key Responsibilities: Payment Processing & Execution: Execute domestic and international payments across multiple currencies via SWIFT, ACH, RTGS, SEPA, CHAPS, and other global payment networks. Ensure correct application of payment instructions, FX conversions, and settlement processes. Validate payment requests for accuracy, approvals, and supporting documentation. Reconciliation & Exception Management: Monitor payment queues, investigate failed or rejected transactions, and take corrective action. Perform bank account reconciliations and resolve open items in coordination with treasury and accounting teams. Track and resolve payment discrepancies, missing credits, and beneficiary claims. Compliance & Controls: Adhere to global regulatory requirements including AML, OFAC, FATF, and local currency controls. Conduct screening and due diligence on payment instructions where required. Maintain proper documentation and audit trails for internal and external reviews. Stakeholder Communication: Liaise with internal teams (AP, Treasury, Legal, Accounting) and external stakeholders (banks, vendors, payment platforms) to manage and resolve payment-related queries. Support onboarding of new payment banks, platforms, and counterparties. Process Improvement: Identify and recommend opportunities for automation, straight-through processing (STP), and operational efficiency. Assist in testing and implementation of new payment systems or enhancements. Qualifications: Bachelor's degree in Finance, Commerce, Accounting, or related field. 13 years of experience in payments processing, banking operations, treasury, or finance operations. Exposure to international payments, foreign exchange, or cash management preferred. Key Skills & Competencies: Familiarity with global payment systems (SWIFT, CHAPS, SEPA, Fedwire, etc.). Basic understanding of FX transactions, banking operations, and cross-border payment compliance. Proficient in Excel and comfortable with ERP or treasury management systems (e.g., SAP, Oracle, Kyriba). Strong analytical, problem-solving, and communication skills. High attention to detail, accuracy, and ability to meet tight deadlines.