AML Analyst (High-Volume Transaction Monitoring)

AML Analyst (High-Volume Transaction Monitoring)

Role Overview

AML Analyst

This role involves working closely with internal audit, compliance, operations, and risk teams to maintain a strong anti-financial-crime control environment.

Key Responsibilities

• Monitor

  high-volume financial and commercial transactions

  in real-time and post-transaction environments using analytical tools and case management systems.
• Review alerts to

  identify potential money laundering, fraud, structuring, mule accounts, layering, or unusual behavioral patterns

  .
• Document findings and maintain audit-ready investigation reports for regulatory review.
• Escalate cases that meet thresholds for

  SAR/STR filings

  and support the preparation of related documentation.
• Conduct

  root-cause analysis

  to identify emerging risks and propose improvements to AML processes.
• Work with cross-functional teams (risk, compliance, finance, product) for accurate and timely resolution of AML alerts.
• Stay updated with evolving

  AML regulations, typologies, red flags, and fraud methodologies

  .
• Support periodic enhancements in transaction monitoring rules and risk models.
• Perform due-diligence checks on entities and individuals through internal and external databases.

Required Skills & Qualifications

• 12+ years of experience in

  AML alert investigation / transaction monitoring / fraud analysis / financial crime compliance

  .
• Experience analyzing

  high-volume digital transactions

  (fintech, payments, ecommerce, banking, wallet, UPI/RTGS/NEFT, gift card/prepaid card transactions preferred).
• Strong understanding of AML concepts including

  KYC, CDD, EDD, PEP, Sanctions lists, FATF compliance, OFAC, STR/SAR

  .
• Hands-on experience working with

  case management systems, transaction monitoring tools, and AML screening platforms

  .
• Analytical thinking with ability to identify anomalies and patterns from large datasets.
• Strong written documentation and report-writing skills.
• Ability to work under pressure and meet SLA timelines.
• SQL or Excel skills preferred.