Zonal Collection Manager Vehicle Finance (Hard Bucket)

As a Zonal Collection Manager in Vehicle Finance (Hard Bucket) for North India based in Delhi, your role will involve driving collections across the vehicle finance portfolio for Western India. Your primary responsibilities will include ensuring recovery targets are met, minimizing NPAs, and effectively executing legal/repossession actions. Key Responsibilities: - Develop and implement bucket-wise collection strategy (0-30, 30+, 60+, 90+). - Ensure timely and compliant execution of legal actions such as notices and repossession. - Monitor collection performance, roll rates, and recovery costs. - Lead MIS/reporting activities and recommend portfolio-level risk controls. - Ensure compliance with regulatory requirements and processes across all channels. In this role, your performance will be measured based on the following KPIs: - Collection efficiency compared to targets. - Analysis of roll rates and vintage movement. - Cost per unit recovery evaluation. - Assessment of agency performance and audit scores. - Timely resolution of legal cases. Qualifications & Experience: - Graduation/MBA qualification with 10-15 years of experience in vehicle finance collections. - Strong background in field recoveries, repossession, and agency management. - Willingness to travel extensively within the designated zone. (Note: No additional details about the company were provided in the job description.),