J ob Title: Company Secretary Experience: 1 to 4 Years Location: Chennai Company: Varashakti Housing Finance Private Limited Job Description: We are seeking a dynamic and detail-oriented Company Secretary (CS) Executive to join our legal & compliance team at Varashakti Housing Finance Pvt Ltd. The ideal candidate will assist in ensuring the company complies with all legal and statutory requirements, particularly those mandated by the Companies Act and other financial sector regulations . Key Responsibilities: Ensure compliance with Companies Act, 2013 and applicable RBI/HFC regulations Draft and maintain minutes of Board Meetings, Committee Meetings, and General Meetings Prepare and file statutory returns and forms with the Ministry of Corporate Affairs (MCA) Maintain and update statutory registers and records Assist in drafting company policies, resolutions, and internal compliance documentation Liaise with internal departments, auditors, and regulatory bodies Support the Board of Directors and ensure corporate governance standards Handle shareholding-related matters, ROC filings, and secretarial audits Candidate Requirements: Qualified Company Secretary (Member of ICSI) 12 years of post-qualification experience, preferably in the financial services or NBFC/HFC sector Strong understanding of corporate laws, SEBI regulations, and secretarial standards Excellent written and verbal communication skills Detail-oriented with good organizational skills Proficient in MS Office and MCA21 portal About the Company:Varashakti Housing Finance Private Limited is a Chennai-based Housing Finance Company dedicated to providing affordable housing finance solutions. We are committed to empowering underserved communities by enabling access to home ownership with transparent and customer-centric lending practices.
To lead and manage the Housing Loan business across multiple branches within the assigned zone, ensuring achievement of business targets, maintaining asset quality, and driving operational excellence through strategic leadership and team management. Key Responsibilities: Business Development & Sales: Drive the disbursement of housing loans in the zone as per set targets. Identify new markets, segments, and channel partners for business growth. Build relationships with builders, real estate agents, and developers to generate business. Team Management: Lead and mentor a team of Area/Branch Managers and Sales Executives. Conduct regular performance reviews, training, and team motivation activities Credit & Risk: Ensure credit underwriting quality by monitoring profile quality and delinquency. Work with the credit and risk team to minimize NPAs and maintain portfolio health. Operations & Compliance: Monitor end-to-end loan processing activities and TAT adherence. Ensure full compliance with regulatory and internal audit norms. Customer Relationship: Address escalated customer issues and ensure high service standards. Drive customer-centric practices across branches. Reporting & MIS: Provide timely and accurate reports on business performance and forecasts. Analyze business data and provide insights for strategic decisions. Key Skills & Competencies: Strong leadership and people management skills In-depth knowledge of housing loan products and policies Excellent networking and relationship-building skills Sound knowledge of credit, collections, and legal processes Strategic thinking with a result-oriented approach Strong analytical and MIS skills Qualifications & Experience: Graduate / Postgraduate in Business Administration / Finance Minimum 10-15 years of experience in Housing Finance / Home Loans , with at least 3-5 years in a zonal/regional leadership role Experience in affordable housing loans or LAP (Loan Against Property) is a plus
We are seeking a dynamic and detail-oriented Company Secretary (CS) to join our legal & compliance team at Varashakti Housing Finance Pvt Ltd. The ideal candidate will assist in ensuring the company complies with all legal and statutory requirements, particularly those mandated by the Companies Act and other financial sector regulations. Key Responsibilities: Ensure compliance with Companies Act, 2013 and applicable RBI/HFC regulations Draft and maintain minutes of Board Meetings, Committee Meetings, and General Meetings Prepare and file statutory returns and forms with the Ministry of Corporate Affairs (MCA) Maintain and update statutory registers and records Assist in drafting company policies, resolutions, and internal compliance documentation Liaise with internal departments, auditors, and regulatory bodies Support the Board of Directors and ensure corporate governance standards Handle shareholding-related matters, ROC filings, and secretarial audits Candidate Requirements: Qualified Company Secretary (Member of ICSI) 12 years of post-qualification experience, preferably in the financial services or NBFC/HFC sector Strong understanding of corporate laws, SEBI regulations, and secretarial standards Excellent written and verbal communication skills Detail-oriented with good organizational skills Proficient in MS Office and MCA21 portal
To lead and manage the Housing Loan business across multiple branches within the assigned zone, ensuring achievement of business targets, maintaining asset quality, and driving operational excellence through strategic leadership and team management. Key Responsibilities: Business Development & Sales: Drive the disbursement of housing loans in the zone as per set targets. Identify new markets, segments, and channel partners for business growth. Build relationships with builders, real estate agents, and developers to generate business. Team Management: Lead and mentor a team of Area/Branch Managers and Sales Executives. Conduct regular performance reviews, training, and team motivation activities Credit & Risk: Ensure credit underwriting quality by monitoring profile quality and delinquency. Work with the credit and risk team to minimize NPAs and maintain portfolio health. Operations & Compliance: Monitor end-to-end loan processing activities and TAT adherence. Ensure full compliance with regulatory and internal audit norms. Customer Relationship: Address escalated customer issues and ensure high service standards. Drive customer-centric practices across branches. Reporting & MIS: Provide timely and accurate reports on business performance and forecasts. Analyze business data and provide insights for strategic decisions. Key Skills & Competencies: Strong leadership and people management skills In-depth knowledge of housing loan products and policies Excellent networking and relationship-building skills Sound knowledge of credit, collections, and legal processes Strategic thinking with a result-oriented approach Strong analytical and MIS skills Qualifications & Experience: Graduate / Postgraduate in Business Administration / Finance Minimum 10-15 years of experience in Housing Finance / Home Loans , with at least 3-5 years in a zonal/regional leadership role Experience in affordable housing loans or LAP (Loan Against Property) is a plus
Role & responsibilities Ensure compliance with Companies Act, 2013 and applicable RBI/HFC regulations Draft and maintain minutes of Board Meetings, Committee Meetings, and General Meetings Prepare and file statutory returns and forms with the Ministry of Corporate Affairs (MCA) Maintain and update statutory registers and records Assist in drafting company policies, resolutions, and internal compliance documentation Liaise with internal departments, auditors, and regulatory bodies Support the Board of Directors and ensure corporate governance standards Handle shareholding-related matters, ROC filings, and secretarial audits
Company Name - Varashakti Housing Finance Role - Company Secretary - Certified Exp -1 to 4 YrS Secreterial Compliance Company Law Preferred candidate profile
Job Title : Cluster Credit Manager (CCM) Location : Andhra Pradesh (Multiple Branches) Company : Varashakti Housing Finance Private Limited Department : Credit Experience : 5 to 8 years (preferably in Housing Finance/NBFC) Qualification : Any Graduate Job Role & Responsibilities : Handle credit appraisal and underwriting of Home Loans and LAP (Loan Against Property) proposals within the assigned cluster. Ensure credit quality, compliance, and policy adherence while assessing customer applications. Conduct personal discussions and field visits for profile verification and risk assessment. Collaborate with Business Teams (Sales, Branch, Operations) for end-to-end file processing. Decision making within delegated credit authority and recommending cases beyond limits. Monitor portfolio health of branches under the cluster and take preventive/corrective actions. Coordinate with Credit Manager/Regional Credit Head on escalated or high-ticket cases. Train and guide Branch Credit Officers in loan file evaluation and documentation. Maintain TAT (Turn-Around-Time) and support smooth disbursement process. Ensure proper documentation, file audit readiness, and vendor coordination (for legal, technical). Key Skills Required : Strong understanding of credit underwriting in affordable housing/NBFC segment. Knowledge of AP state-specific property laws, market dynamics, and borrower profiles. Analytical mindset with ability to assess risk and make sound credit decisions. Proficiency in loan management systems, MS Office. Good communication, team handling, and training capabilities.
Market Research and Analysis: Conduct thorough market research to identify potential clients and market opportunities. Analyze market trends, competitor activities, and customer preferences to develop strategies for market penetration. Client Acquisition: Identify and approach potential clients for housing loans and other financial products. Build and maintain a strong pipeline of prospective clients through various channels, including cold calling, networking, and referrals. Relationship Management: Establish and nurture long-term relationships with clients, ensuring high levels of customer satisfaction. Act as a primary point of contact for clients, addressing their needs and resolving any issues that arise. Sales Strategy Development: Develop and implement effective sales strategies to achieve sales targets and business objectives. Collaborate with the sales and marketing teams to create compelling promotional materials and campaigns. Product Knowledge: Maintain an in-depth understanding of the companys housing loan products and services. Educate clients about the features, benefits, and terms of the companys financial products. Sales Presentations and Meetings: Prepare and deliver persuasive sales presentations to potential clients. Conduct meetings and negotiations to close deals and secure contracts. Reporting and Documentation: Prepare regular reports on sales activities, client interactions, and market trends. Ensure all client documentation is accurate, complete, and in compliance with regulatory requirements. Collaboration and Teamwork: Work closely with other departments, such as underwriting, credit, and customer service, to ensure seamless processing of loan applications. Participate in team meetings and contribute to the overall business development strategy. Required Skills and Qualifications: Bachelors degree in Business, Finance, Marketing, or a related field. Proven experience in sales, business development, or a similar role within the NBFC or housing loan industry. Strong understanding of housing loan products, market dynamics, and regulatory requirements. Excellent communication, negotiation, and interpersonal skills. Ability to build and maintain strong client relationships. Goal-oriented with a proven track record of meeting or exceeding sales targets. Proficiency in using CRM software and Microsoft Office Suite. Strong analytical and problem-solving abilities. High level of integrity and professionalism. Preferred Qualifications: Masters degree in Business Administration (MBA) or a related field. Experience in digital marketing and online sales strategies. Knowledge of local real estate markets and trends.
The Business Credit Executive will be responsible for evaluating and approving loan applications for home loans and other financial products within a Non-Banking Financial Company (NBFC). The role involves assessing creditworthiness, analyzing financial data, and ensuring compliance with company policies and regulatory requirements. Key Responsibilities: Credit Evaluation: Assess and evaluate loan applications based on company policies and guidelines. Analyze applicants' financial status, creditworthiness, and risk profiles. Review credit reports, financial statements, and other relevant documents. Risk Analysis: Conduct detailed risk assessments to determine the potential for default. Evaluate collateral and ensure its adequacy to cover the loan amount. Recommend appropriate loan amounts and terms based on risk assessment. Loan Approval: Make informed decisions on loan approvals or rejections. Ensure timely processing and disbursement of approved loans. Communicate decisions to applicants and provide necessary explanations for rejections. Compliance: Ensure all credit activities comply with regulatory requirements and internal policies. Maintain accurate and up-to-date records of all credit transactions. Conduct periodic reviews of the loan portfolio to ensure compliance and identify potential issues. Customer Interaction: Interact with customers to gather necessary information and clarify doubts. Provide guidance and support to customers throughout the loan application process. Address customer complaints and resolve issues related to credit decisions. Reporting and Analysis: Prepare and present regular reports on loan approvals, rejections, and portfolio performance. Analyze trends and provide insights to senior management for decision-making. Monitor market conditions and competitor activities to identify potential risks and opportunities. Qualifications and Skills: Bachelors degree in Finance, Accounting, Business Administration, or a related field. Minimum of 3-5 years of experience in credit analysis or a related role within the NBFC or banking industry. Strong understanding of credit policies, risk assessment, and financial analysis. Proficiency in using credit evaluation tools and software. Excellent analytical, decision-making, and problem-solving skills. Good communication and interpersonal skills. Attention to detail and ability to work under pressure. Additional Requirements: Knowledge of regulatory requirements and industry best practices. Familiarity with home loan products and services. Ability to work independently and as part of a team. Willingness to stay updated with industry trends and developments. Working Conditions: Full-time position, typically in an office environment. Occasional travel may be required for customer visits or training
Key Responsibilities : - Lead and manage new branch operations. Drive business growth through client acquisition and retention. Oversee loan disbursement, collections, and compliance. Ensure adherence to microfinance policies and regulatory guidelines. Recruit, guide, and mentor branch staff to achieve business targets. Represent the branch in the local community and build trust. Required Skills & Qualifications : - Proven experience in microfinance/financial services branch management. Strong leadership, people management, and decision-making skills. Excellent communication and client relationship abilities. Good knowledge of lending practices, credit analysis, and collections.
Key Responsibilities : - Generate and qualify leads for microfinance products. Build and maintain client relationships. Assist clients with loan applications, documentation, and queries. Support branch in achieving sales and collection targets. Conduct field visits for client acquisition, collections, and follow-ups. Report market insights and client feedback to the branch manager. Required Skills & Qualifications : - Experience in sales, business development, or microfinance preferred. Strong communication and persuasion skills. Ability to work in field operations. Target-driven with a client-focused approach.