Position : Business Development Head Roles and Responsibilities : Overall responsibility of managing all gold transactions, business development, compliance, collections and operation. Achieving monthly revenue targets of gold loan. Responsible for Compliance, KYC and documentation of products assigned Conducting detailed market study to analyse the latest market trends to track competitors’ activities for building a robust sales strategy Responsible to build and nurture clientele for regular business flow. Assess risks, review control effectiveness and improve processes for better customer experience as well as stronger risk management Job Purpose : This position is accountable for driving growth of Gold Loan business through planning and execution of sales strategy and marketing activities. The incumbent shall ensure customer service excellence with high level of service standards. Qualification, Experience & Skills : Bachelor's Degree/ Master’s Degree will be preferred 2+ years of experience in Gold Loan Sales. Good product knowledge, market knowledge and technical understanding of our business. Self - efficient in delivering various process improvement projects Seek opportunities to improve service processes, minimize operational risk and reduce costs NB: The position may require changes from the mentioned Job Description as per the requirement of the profile Job Type : Full-time Package : 2.5 LPA to 4 LPA Show more Show less
Company Description Unimoni India, a part of Wizz Financial Group, is a leading provider of Money Transfer, Foreign Currency Exchange, Inward remittance, Travel & Tour Services, and more. With over 320 locations and 15000+ agents strategically placed, we offer financial services that extend beyond national borders. Customer-centricity and innovation drive us to deliver exceptional experiences, combining convenience, speed, and value. Role Description This is a full-time on-site role for a Business Development Officer/Business Development Manager-Gold loan & Travel and Holidays at Unimoni, located in Mananthavady. The role involves developing new business opportunities in the gold loan sector and travel and holidays segment, analyzing financial data, communicating with clients, and providing top-notch customer service. Qualifications New Business Development and Analytical Skills Finance and Communication skills Customer Service skills Proven track record in business development and sales Excellent negotiation and networking abilities Strong understanding of financial services industry Bachelor's degree in Business, Finance, Marketing, or related field Relevant certifications in business development or finance are a plus Interested candidates can share their CV to bh.mananthavady@unimoniindia.com or share the same through WhatsApp 9747569900 Show more Show less
The Junior Financial Analyst role is a key position within the Finance department of our company. As a Junior Financial Analyst, you will be responsible for supporting the finance team in UAE by developing, analyzing, and managing the company's financial data. Your primary tasks will include developing automated reports, ensuring accuracy in financial reporting, and assisting the head of finance in various financial tasks to guide business decisions effectively. Your main responsibilities will include assisting in the implementation and maintenance of the Xero ERP system to ensure smooth integration and functionality across the finance department. You will also support the development and generation of financial reports using Xero, ensuring accurate and timely reporting of key financial data. Additionally, you will assist with daily bookkeeping tasks such as data entry, reconciliations, and maintaining organized financial records. Furthermore, you will help prepare and submit VAT returns in line with UAE regulations and support the preparation of financial statements for consolidated audits. To qualify for this role, you should have a degree in Accounting or a related field (or equivalent experience) and at least 5 years of experience in an accounting role, preferably within a financial institution. Practical experience with Xero ERP system implementation and report generation is essential. Proficiency in Microsoft Excel, strong attention to detail, and good communication skills are also required. Additionally, the ability to work under supervision, take initiative, and learn quickly in a fast-paced environment is crucial. Desirable attributes for this role include strong problem-solving skills, a proactive approach to tasks, ability to manage multiple tasks and meet deadlines, work independently, and understanding of UAE accounting rules. In return, we offer a competitive salary, opportunities for professional development and career growth, and a supportive and collaborative work environment. Join our team and be part of our dynamic finance department in the UAE.,
You will be joining Unimoni India, a part of the Wizz Financial Group, as a Relationship Officer based in Ludhiana. In this full-time on-site role, your main responsibilities will revolve around business relationship management, finance activities, communication with customers, sales tasks, and ensuring top-notch customer service on a daily basis. Your role as a Relationship Officer will require you to possess strong skills in business relationship management and sales, coupled with expertise in finance and customer service. Excellent communication abilities are crucial for this position, and any prior experience in the financial services industry would be advantageous. To excel in this role, you should hold a Bachelor's degree in Business, Finance, or a related field. Your contributions will play a key part in maintaining Unimoni's customer-centric approach and its commitment to delivering exceptional customer experiences through innovation and technology.,
You will be joining Unimoni India as a Relationship Officer, a full-time on-site role based in Ludhiana. Your responsibilities will include managing business relationships, handling finance activities, communicating with customers, performing sales tasks, and ensuring top-notch customer service on a daily basis. To excel in this role, you should possess strong Business Relationship Management and Sales skills, along with expertise in Finance and Customer Service. Excellent communication skills are crucial for effectively interacting with customers and colleagues. Prior experience in the financial services industry would be advantageous. A Bachelor's degree in Business, Finance, or a related field is required for this position. If you are passionate about delivering exceptional customer experiences, leveraging innovation and technology, and being part of a customer-centric team, this role at Unimoni India is an excellent opportunity for you to grow and contribute to the Wizz Financial Group's success.,
As a Senior Financial Analyst specializing in Dynamic Modelling & Data Analytics, you will be responsible for leveraging your expertise in financial modelling, data analysis, and strategic insights to contribute to the success of our high-performing team. With over 5 years of experience post CFA Level III, you will play a crucial role in developing advanced financial models, extracting actionable insights from large datasets, and supporting key strategic decisions. Your primary responsibilities will include building, enhancing, and maintaining dynamic financial models in tools like Excel, Power BI, Google Sheets, or Python. These models will encompass integrated 3-statement forecasts, DCF valuations, cash flow waterfalls, and cohort analysis for various revenue streams and customer segments. Your ability to ensure transparency, scalability, and adaptability of these models to changing assumptions will be essential. In addition, you will conduct in-depth data analysis using tools such as Excel, SQL, and Python to identify performance patterns, KPIs, and predictive drivers. Clear communication of these insights to stakeholders through data visualization tools like Power BI or Tableau will be a key aspect of your role. Furthermore, you will collaborate with business leaders on financial planning, unit economics analysis, and strategic scenario testing, as well as support fundraising processes and M&A deal evaluations. To excel in this position, you must possess a CFA Charter (or equivalent) along with expertise in dynamic financial modelling, advanced Excel skills, and proficiency in data analytics tools. Your strong grasp of financial fundamentals, valuation techniques, and capital structuring, coupled with exceptional communication skills to translate complex financial insights into strategic narratives, will set you up for success in this role. Overall, your ability to collaborate with senior leadership, investors, and cross-functional teams to drive value creation, make data-backed strategic choices, and support financial decision-making will be instrumental in shaping the future growth and success of our organization.,
CA/ MBA (Finance) with 5-9 years of experience OR Postgraduate in Business, Finance, Economics, Statistics or a related field from a premier institute with 3-5 years of experience. Strong understanding of card business economics, P&L, regulatory requirements etc. Solid ability to adopt a broad perspective and link business strategies to specific initiatives. Understanding of business products Track collections efficiency across buckets (Soft, Hard, Legal) and compute impact on NCL. Use bounce rate and recovery flow to model resolution probability curves. Design recovery scenarios to improve net yield post-default cost. Design dashboards in Power BI / Excel for risk and profitability KPIs. Create MIS and simulation tools for business, credit and strategy teams. Working knowledge of statistical modeling & data science Knowledge of statistical software (SAS, SQL, Machine Learning) and manipulating large and complex data sets; experience with cornerstone preferred (ref:iimjobs.com)
The role requires you to be responsible for generating business leads through various channels and cross-selling third-party products. You will be expected to achieve business plan targets in terms of net revenue and ensure compliance, KYC, and documentation of assigned products. Conducting detailed market studies to analyze market trends and competitors" activities will be crucial for building a robust sales strategy. Building and nurturing a clientele for regular business flow and strategizing specific business promotional activities to penetrate the market of the assigned branch are also key responsibilities. Your main objective in this position is to drive the growth of assigned products by planning and executing sales strategies and marketing activities. You will be tasked with building a new customer base for business development. To qualify for this role, a Bachelor's Degree or Master's Degree will be preferred, along with at least 2 years of experience in any of the core products (Forex/Gold Loan/Travel & Holidays). Good product knowledge, market understanding, and technical expertise in the business domain are essential. A strong customer base and proficiency in MS Word and Excel will also be required. Please note that the position may require modifications from the provided job description based on the profile's specific requirements.,
About the Job This is a full-time position located in Kumbakonam, offering a salary range of 2.5 Lakhs to 4 Lakhs per annum. As a Business Development Manager/Relationship Executive, your primary responsibility will be to generate business leads through various channels and cross-sell third-party products. You will be expected to achieve business plan targets in terms of net revenue, ensure compliance, KYC, and documentation of assigned products, and conduct detailed market studies to track market trends and competitors" activities. Building and nurturing clientele for a regular business flow and strategizing business promotional activities to penetrate the market of the assigned branch will also be key aspects of your role. Job Purpose The Business Development Manager/Relationship Executive is accountable for driving growth of assigned products through planning and executing sales strategy and marketing activities. You will be responsible for building a new customer base for business development. Qualification, Experience & Skills The ideal candidate should possess a Bachelor's Degree/Master's Degree, with a preference for candidates with 2+ years of experience in core products such as Forex, Gold Loan, or Travel & Holidays. Good product knowledge, market understanding, and technical proficiency in the business domain are essential. A strong customer base, along with proficiency in MS Word and Excel, will be advantageous for this role. Please note that the position's requirements may vary based on the profile's specific needs.,
The role at Unimoni involves various key responsibilities that are essential for the successful management and development of products in the overseas education ecosystem. As part of the team, you will conduct thorough market research to gain insights into student remittance behaviors, the competitive landscape, and regulatory requirements. These insights will be utilized to create innovative and differentiated products. Additionally, you will be responsible for leading the product development lifecycle, ensuring the integration of features that enhance speed, security, and cost-effectiveness of student remittances. Regulatory and compliance management is a crucial aspect of the role, requiring you to ensure that all remittance solutions comply with regulatory guidelines such as RBI, FEMA, AML, and others. Collaboration with legal and compliance teams will be necessary to guarantee adherence to these regulations. In the realm of technology and digital experience, you will work closely with engineering teams to develop seamless, digital-first remittance solutions. This will involve focusing on creating frictionless onboarding processes, automation, and AI-driven transaction monitoring to enhance the overall customer experience. Furthermore, driving customer acquisition, retention, and transaction volumes to achieve revenue targets will be a key responsibility. You will need to optimize pricing, fees, and cost structures to meet these goals. Effective stakeholder management is also vital, requiring collaboration with various teams including marketing, sales, compliance, operations, and technology to ensure the successful execution of product initiatives. To excel in this role, you should possess a level of network with international universities catering to Indian students, familiarity with digital product development, APIs, and fintech innovations. An understanding of compliance frameworks such as AML, KYC, FEMA, and RBI guidelines is essential. Strong analytical, problem-solving, and decision-making skills are required, along with excellent communication, presentation, and negotiation abilities. A Bachelors/Masters degree in Business, Finance, Technology, or a related field is preferred. Joining Unimoni offers the opportunity to be part of a dynamic team that is focused on creating innovative solutions in the field of student remittances. If you are looking to contribute your skills and expertise in a challenging yet rewarding environment, we encourage you to apply now!,
Company Description Unimoni India, part of Wizz Financial Group, is a leading provider of Money Transfer, Foreign Currency Exchange, Send Money Abroad, Inward remittance, and Travel & Tour Services. With over 320 locations and 15,000+ agents, our customer-centric approach ensures secure and simplified financial services. Through investments in innovation and technology, we deliver exceptional customer experiences that combine convenience, speed, and value. Role Description This is a full-time on-site role for a Gold Loan Officer located in Pune. The Gold Loan Officer will be responsible for evaluating gold jewelry and other assets as loan collateral, processing loan applications, and ensuring compliance with company policies. Additional responsibilities include maintaining accurate records, ensuring customer satisfaction, and promoting gold loan products to potential customers. Qualifications Experience in evaluating gold jewelry and assets for collateral purposes Strong understanding of loan processing and compliance procedures Excellent customer service and communication skills Proficiency in record keeping and attention to detail Ability to work on-site in Pune Degree in Finance, Banking, or a related field is preferred Prior experience in the financial services industry is a plus