Job Purpose: This role is responsible for driving Product Per Customer (PPC) for the company, encompassing lending and non-lending offerings. The role calls for a data-driven leader with expertise in product ownership, sales strategy, channel execution, tech integration, and customer experience , with a proven track record of multi-stakeholder management and revenue acceleration . Key Responsibilities: a) Strategic Leadership: Drive the Product Per Customer (PPC) growth strategy across the company product agnostic. Identify opportunities across the customer lifecycle to cross-sell, balance transfer and up-sell both lending and non-lending products. Develop and execute bundled product strategies and programs aligned with emerging customer needs. b) Sales & Channel Management: Formulate and execute competitive go-to-market strategies to drive revenue, market share and customer prepositions in discussion with stakeholders Drive channel performance across physical branches, digital platforms, DSA, DST, and partner channels . Optimize channel economics and productivity while ensuring quality and compliance. c) Product & Program Ownership: Own the product roadmap and manage product lifecycle from ideation to market launch, performance monitoring and manage revenue stream. Work closely with technology, analytics, risk and compliance to build innovative and scalable solutions. Collaborate with marketing and branding to innovate and design customer-centric programs . d) Data, Technology & Experience Integration: Leverage data analytics to segment customer base, track PPC, define targeted cross-sell campaigns and deep understanding of data. Collaborate with tech teams to ensure customer journey digitization and frictionless onboarding . Build robust dashboards and MIS to track revenue, activation, PPC, customer engagement KPIs and increase the PPC from current levels. e) Stakeholder Management: Work cross-functionally with risk, legal, compliance, finance, marketing, IT, and operations . Forge and manage strategic alliances with external partners ( OEMs, FinTechs, Platforms ). Job Requirements: Postgraduate / MBA 10+ years of experience in Sales, Product and Program Management in BFSI domain Proven ability to scale lending products and drive cross-sell across diverse channels Experience in managing digital + assisted channels simultaneously Demonstrated ability to work with data science/analytics, technology platforms , and external partners Strategic & Commercial Acumen Customer-Centric Mindset Strong Executional Capability Influencing & Collaboration Skills Analytical Thinking & Tech Fluency

Role & responsibilities We are looking for Consumer Durables showroom sales executive Preferred candidate profile Flexible to work with showroom sales

Job Purpose: To drive collections at the area level and ensure sustainability of the business through timely collection & recovery Managerial Responsibilities : Recruit and train the collections team for effective collections & recovery Monitor & review the activities of the collections teams operating in different areas; ensure compliance and be audit ready at any given point in time Ensure adherence to collection processes in the region, i.e., system allocation, tracking, monitoring delayed cash deposition; identifying & reporting fraudulent practices Functional Responsibilities: Execute collection strategies at the area level for efficient collections and recovery of outstanding loans; ensure cost effective collections Monitor and ensure adherence to collection process and report the fraudulent practices of agencies / agents Submit recommendations to regional collections manager for discontinuing agencies based on performance Partner with local sales & credit to ensure quality sourcing Manage loss line provision; on-time sale of repossessed vehicles Ensure effective collections from DCC & micro market Coordinate with legal officers to file and execute non collectable accounts; execute repossession orders with the help of legal officers Experience: 8+-years of experience in handling collections Functional Competencies: Ability to work with integrated systems used for tracking & monitoring collections Operational execution Behavioral Competencies: Relationship Management (critical for retaining key customers) Strong communication and interpersonal skills Problem Solving & decision making skills

Roles & Responsibilities Develop and maintain Apex classes, Apex Triggers, and reusable helper/handler classes following best practices. Handle large data volumes with bulk data processing, using asynchronous techniques like Batch Apex, Queueable, and Future methods. Build and manage RESTful and Composite Apex APIs and implement integration patterns for B2B/B2C systems. Design and optimize complex SOQL/SOSL queries for performance and scalability. Implement custom business logic, dynamic/reusable components, and design patterns for maintainable code. Generate complex PDF documents and manage file access control. Develop and maintain Lightning Web Components (LWC) using @wire, imperative Apex calls, and event-based communication. Create custom UIs using the Lightning Design System, templates, and plugins. Integrate with Canvas UI and create custom action buttons and lightning actions via LWC. Configure and manage Lightning Flows including: Screen Flows Record-Triggered Flows Schedule-Triggered Flows Platform Event-Triggered Flows Auto-Launched Flows Develop and configure Lightning Apps, dynamic forms, list views, Reports, and Dashboards. Collaborate on Sales Cloud and Service Cloud projects. Debug, log, and handle exceptions effectively in a multi-user Salesforce environment. Write thorough unit tests and maintain high test coverage for Apex classes. Support and enhance Visualforce pages, CTI integrations, Omni-Channel, and AppExchange tools (e.g., PDF generation, e-signature). Requirements Minimum 5 years of experience as a Salesforce Developer. Strong experience in Apex development, understanding of governor limits, FLS, and best practices. Proficiency in asynchronous Apex: Batch, Queueable, and Future methods. Experience in developing Apex Triggers using standard trigger design patterns. Solid understanding of RESTful and Composite APIs. Experience with Bulk API, Platform Events, and B2B/B2C integrations. Expertise in writing complex SOQL/SOSL queries and applying query optimization. Strong in business logic implementation, object modeling, and design for reuse and scalability. Experience generating PDF documents and controlling file access. Advanced skills in debugging, log analysis, and exception handling. Proficiency in writing Apex test classes with excellent code coverage. Proven experience in Lightning Web Components (LWC), including lifecycle hooks and UI development. Familiar with LWC communication patterns, @wire, and imperative calls. Knowledge of Lightning App Builder, Dynamic Forms, and Report/Dashboard configurations. Experience working with Sales Cloud and Service Cloud. Hands-on with Profiles, Roles, Permission Sets, Sharing Settings, and Territory Management. Familiarity with AppExchange apps, Visualforce, CTI, and Omni-Channel is a plus.

Roles and Responsibilities Identify opportunities for cross-selling products or services based on customer needs. Maintain a high level of professionalism in all interactions with customers. Provide excellent communication skills to resolve customer queries efficiently. Preferred candidate Looking for Immediate joiners. Looking for 1 to 2 Years experience candidate in cross sell or customer support Hiring for contractual role Graduation is mandatory Contact Details : for more information reach out HR Aravind (7358272301)

Key Responsibilities Own and drive the full recruitment cycle: sourcing, screening, interviewing, and closing candidates Ensure a high-quality candidate experience aligned with our employer brand Leverage digital sourcing strategies and talent networks to build strong pipelines Ability to manage multiple searches and priorities in a fast-paced environment. High level of initiative, curiosity, and a passion for finding great talent. Job Requirements Qualifications Bachelors / Post Graduate Degree (MBA Preferred) Experience 3+ years of HR experience especially in Talent Acquisition Functional Competencies Sourcing through various channels Excellent interpersonal and communication skills. Behavioral Competencies Result Orientation with execution excellence Attention to detail Interpersonal relations and presentation skills

Job Purpose: This role is responsible for the development and design of methodologies and standards for review activities across the products in alignment with Compliance Risk Framework. Testing, validation, and documentation of review activities for new and existing products and controls according to standards and other applicable policies. Overseeing the effective implementation of testing observations, tracking and closure of all compliance requirements by coordinating with respective functions. Owning projects and tracking, preparing Compliance dashboards for reviews and implement action points, building and maintaining healthy business relations with external and internal customers. Key Responsibilities Functional Responsibilities Outcome of Risk assessment Compliance control point shall be defined, and testing will be carried out. Planning and execution of Compliance testing. Establish and maintain comprehensive compliance testing programs to identify, assess, and highlight compliance risks. Monitor and test compliance by performing sufficient and representative Compliance testing and result of such compliance testing shall be reported to the Senior Management. Track Compliance testing observation open points, coordinate with respective team for implementation and track until closure of testing. Responsible for executing the proposed Compliance projects. Support the reporting manager on regulatory reporting. Support the reporting manager in handling / preparedness of RBI inspection like Co-ordinate with respective team, data collection, review the documents and Finalization of RBI datas, day to day RBI Correspondences, returns filing and circulation of Compliance MIS. Job Requirements Qualifications: CA / CMA /Any graduate Experience 2 - 5 Years relevant experience in Compliance / Internal audit / Internal Control from Banks / NBFC s / Consulting Functional Competencies Drive and initiative, strong commitment, ability to take ownership, Analytical acumen, eye for details, Smart thinkingHigh level of integrity, professionalism, and attention to detailExp in handling various projects Behavioral Competencies Strong Analytical, Interpersonal and Convincing skillsStrong communication and interpersonal skillsProblem solving and decision-making skillsPeople management and networking skills

JOB DESCRIPTION Job Purpose As an individual contributor role, you will be working as a part of data team, responsible of understanding the business requirements, feasibility of data, taking ownership of the tasks and using best practices. He/she will be responsible for designing and implementing the Data solution. Organizational Relationships Key Responsibilities Working with the business to understand processes and capture requirements. Write efficient, clear code and able to articulate what has been implemented and why and along with accompanying test suites. Working with dynamic agile environment. Status reporting both to business and technology management. Provide seamless support to all the business functions. Support the data management activity for doing dashboards Application support as part of team. Functional Responsibilities Develop, design, test and implement complex database programs using Oracle and third-party tools. Designing & creation of table structures Ensure that database programs follow V3 standards. Ability to write & de-bug complex SQL queries Performance tuning of SQL's, application programs and instances. Evaluation of new and upcoming technologies. Providing technical assistance, problem resolution and troubleshooting support. Job Requirements Graduate / Post Graduate. Qualification & Experience Functional Competencies 2-5 years of experience in PL SQL Development Experience in PLSQL Development. Strong experience with oracle functions, procedures, triggers, packages & performance tuning. Hands on development using Oracle SQL & PL/SQL. Experience with Oracle Version 10g, 11g, 12c. Performance tuning of SQL's, application programs and instances. Experience in Query optimization, Experience / Knowledge of Reporting tool Deep Understanding of DB & DWH concepts Strategic and analytical thinking, Problem solving and decision-making skills Behavioral Competencies Strong communication & interpersonal skills People Management & Networking skills

Job Purpose: To drive the Debt Management for Consumer Finance product at the regional level and ensure sustainability of the business through timely collection & recovery Managerial Responsibilities Recruit and train the debt management team for effective collections & recovery Monitor & review the activities of the regional collections team for achievement of collections targets Ensure adherence to collection processes in the region, i.e., system allocation, tracking, monitoring delayed cash deposition; identifying & reporting fraudulent practices Functional Responsibilities Implement debt management strategies at the regional level for efficient collections and recovery of outstanding loans Authorize payouts and roll out collection payout structure policy Monitor and ensure adherence to collection process and take preventive action against erring agencies / agents; discontinue agencies based on performance Ensure cost effective collections in the region; test and implement different collection models such as tele calling, etc. Act as a SPOC between Legal, Residual & Collections team Partner with regional sales & credit team to ensure quality sourcing Analyze collection patters, identify trouble spots in the ongoing programs, and coordinate with the Program Head for taking corrective actions Ensure effective collections from DCC and micro market Ensure all higher bucket accounts with outstanding amounts are actioned legally Minimize loss on sale of repossessed vehicles; monitor the loss line provision from time to time Qualifications: Graduate / Post Graduate Experience 12+ years of experience in handling consumer loan debt management (preferably in CD) Functional Competencies Ability to work with integrated systems used for tracking & monitoring collections Analytics and Market Intelligence Problem solving and decision-making skills Operational execution Behavioral Competencies Relationship Management (critical for retaining key customers) Strong communication and interpersonal skills People Management skills

Campaign Management - End to End campaigns design & implementation Lead Generation to Lead Conversion Online fulfillment- Nurturing & assisting leads along with the tele-calling teams till closure Developing alliances , new digital channels and online product offerings to generate business Manage online alliances and conduct joint campaigns to increase leads and conversions Co-coordinating with the sales team & increasing the online business Specialized skills in managing the mobile app with marketing & download plans Manage loyalty programs for existing customers Functional Competencies: Sales driven Exposure o the online medium and understanding of the E-commerce channels Agency Management Media Planning Skills, Analytical Skills etc. Google Adwords Certification

Job Description : Managing the day-to-day performance of the Contact Centre Operations and expected to shape the future of a Contact Centre Operations being committed to deliver a great customer contact experience through a variety of customer contact channels To deliver a best-in-class service, meeting or exceeding the KPIs Manpower planning, Rostering and Designing call center strategy to implement short/long-term plans for achieving process objectives Evaluate and Analyze performance against call center metrics for your team and set targets to continuously improve agent productivity and call center efficiency Be responsible for the end-to-end customer contact processes and their associated customer experience, supporting company's initiatives to drive improvements, improve efficiency and reduce complaints Enhance the quality of customer interactions, ensuring quality assurance, compliance, regulatory and legal obligations are met across all interactions Requirement : 7-10 Years of proven experience of leading a service driven contact Centre operation with experience of managing an operation through periods of significant growth or change Handled Call Centers for both Customer Service and Cross-Sell Processes Experience in Outbound Sales Contact Centre Management and Operations Management Experience with automation of processes through tech integration Quality & Process Orientation Strong analytical and decision-making skill Strong customer-facing and communication skills Problem Solving Skills

Role & responsibilities Design, develop, and maintain front-end applications using React.js and React Native Build scalable, secure, and high-performance back-end services using Spring Boot Create and manage relational databases using PostgreSQL Collaborate with cross-functional teams including UI/UX designers, product managers, and QA engineers Integrate RESTful APIs and third-party services into applications Write clean, maintainable, and efficient code with proper documentation Optimize application performance and troubleshoot issues across the stack Participate in code reviews, sprint planning, and agile ceremonies

The Debt Recovery Officer will be responsible for managing overdue payments from customers, ensuring timely recovery of debts while maintaining a positive customer relationship. The role requires individuals to handle collections, manage delinquent accounts, and work on resolving payment issues. The ideal candidate will have strong communication and negotiation skills and a deep understanding of debt recovery processes. Key Responsibilities: Contact customers to inform them of their overdue payments and create a repayment plan. Handle collections for loans across various buckets, including early-stage delinquency to higher overdue accounts. Follow up with customers via phone, email, or field visits as needed to ensure timely payments. Negotiate payment plans and settlements when necessary while adhering to company policies. Maintain accurate and updated records of all collection activities. Work closely with the legal team for escalation of cases requiring legal action. Achieve monthly recovery targets set by the management. Conduct skip tracing to locate customers with default accounts. Provide regular reports and updates on collections and recovery status to management. Maintain compliance with all local and company regulations regarding debt recovery. Age limit - 18-33 years Should have a two wheeler for field job.

Role & responsibilities Design, develop, and maintain front-end applications using React.js and React Native Build scalable, secure, and high-performance back-end services using Spring Boot Create and manage relational databases using PostgreSQL Collaborate with cross-functional teams including UI/UX designers, product managers, and QA engineers Integrate RESTful APIs and third-party services into applications Write clean, maintainable, and efficient code with proper documentation Optimize application performance and troubleshoot issues across the stack Participate in code reviews, sprint planning, and agile ceremonies

Job Description: Conduct regular risk assessment to identify key IT and Cybersecurity risk areas and ensure those are appropriately covered in the annual IT audit plan. Advanced Networking principles/ software engineering principles/ information security principles, Additional knowledge and domain expertise specific to the job profile. (knowledge of information security management, auditing skills, network/systems/application security). Ensure that all audit work is thorough, complete, and has been performed in accordance with TVS Credit's Internal Audit standards, Regulatory guidelines (RBI) and other relevant industry standards, depending on the focus area of the review. Build strong working relationships with TVS Credit's leadership and their respective teams. Execute various IT/IS audit engagements including risk assessments, audit planning, audit testing, control evaluation, audit report drafting, and follow-up and verification of issue closure. Be accountable for meeting deliverable deadlines, adhering to department and professional standards and utilizing consistent methodology. Communicate audit findings to management and identify opportunities for improvement in the design and effectiveness of key controls. Required Qualifications, Capabilities And Skills: At least 5 years of relevant experience Must have experience with core cybersecurity operations and one or more cyber security tools/process areas (e.g. network security, end point security, email security, cloud security, attack simulation, cyber threat modelling etc.) Must have demonstrated knowledge of technology processes, such as change management, security operations, technology operations, and business resiliency, as well as application and infrastructure controls. Knowledge of various cybersecurity functions such as cybersecurity operations, attack simulation (red team, blue team), vulnerability management, cybersecurity tools/processes across network, endpoints, cloud environments, cyber threat modeling (knowledge of MITRE ATT&CK framework), etc. Analytical skills and a thirst for knowledge and new experiences. Ability to effectively manage multiple, concurrent projects and meet deadlines while working both independently and in a team environment. Good verbal and written communication; and presentation skills. Ability to adapt to a fast-paced culture, changes in the environment and shifts in priorities. Highest professional standards, integrity, and ethical behavior. Enthusiastic, self-motivated, effective under pressure and willing to take personal responsibility/accountability. Rigor in tracking and follow up of IS audit open points Basic knowledge of AL-ML models and the embedded risks and the audit testing procedures to be carried out for testing the controls. Data Analysis skills on complex and voluminous data.

Conduct comprehensive IT audits to evaluate the effectiveness and efficiency of IT systems and processes. Assess and document IT Governance, Risks and Compliance's vulnerabilities and control deficiencies. Ensure compliance with RBI guidelines and industry standards (e.g., ISO 27001, NIST, COBIT, COSO). Develop and implement audit plans and methodologies. Review and analyze evidence, document audit findings, and propose practical solutions. Collaborate with IT and business teams to improve IT governance and control frameworks. Prepare detailed audit reports and present findings to senior management. Rigor in tracking and follow-up of IS audit open points on the implementation of audit recommendations. Evaluate and test IT General Controls (ITGCs), automated controls, and key reports. Participate in risk assessments and design audit programs. Review regulatory submissions and ensure timely and accurate documentation. Perform IT vendor audits and assist in IT Governance audits. Stay updated on industry trends, emerging threats, and regulatory changes. Required Qualifications, Capabilities, and Skills: A bachelor's or masters degree in computer science, Information Technology, or Engineering, with at least 5 years of experience in IT Technical and Process Audit, along with at least one industry-recognized certification such as CISA, CRISC, or CISM. Strong understanding of RBI guidelines for NBFCs. Knowledge of Governance, Risk & Compliance function, Software development processes, IT systems, Network architecture, Databases, and Cybersecurity measures. Extensive knowledge of industry security frameworks (e.g., NIST, CIS) and ISO 27001/2 standards. Proven experience in implementing or testing IT General Controls. Basic understanding of AI-ML models, their risks, and audit testing procedures. Excellent verbal and written communication skills to effectively present audit findings and recommendations. Ability to analyze complex data, identify risks, and provide actionable recommendations. Experience in identifying and evaluating IT risks and developing mitigation strategies. Ability to identify issues and develop practical solutions. Experience in planning and managing audit projects to ensure timely completion. Meticulous in documenting audit processes and findings. Ability to work effectively with cross-functional teams and stakeholders. Capable of managing multiple audits simultaneously and meeting deadlines in a dynamic, fast-paced environment. Highly motivated, enthusiastic, performs well under pressure, and takes personal responsibility and accountability. Upholds the highest standards of professionalism, integrity, and ethical conduct.

Job Purpose Lead project management efforts and support project governance through digitization, dashboarding, and effective stakeholder engagement. Contribute to the execution of strategic initiatives through research, benchmarking, and analysis across various projects. Key Responsibilities Maintain and update project status reports on a monthly basis. Define and track milestones, sub-projects, and key performance indicators (KPIs). Coordinate with vendors for project management and digitization requirements. Conduct benchmarking and research to support strategy projects as needed. Perform both quantitative and qualitative analyses, including financial modeling, scenario planning, and business case development, to support strategic decision-making. Assist in the formulation and enhancement of long-term strategic plans and annual operating plans. Monitor project execution, identify potential risks, and develop mitigation strategies. Serve as a bridge between the strategy function and other business units to drive alignment and adoption of strategic initiatives. Job Requirements Qualifications MBA in Finance or a related discipline Experience Minimum 3 years of relevant experience Functional Competencies Proficiency in MS Office Strong analytical and research skills Experience in project management Behavioral Competencies Excellent time management and prioritization abilities Strong communication and interpersonal skills Effective people management capabilities

Designation: Tableau Developer Relevant Experience: 4-5 years Purpose As an individual contributor role, you will be working as a part of project delivery team, responsible of understanding the client requirements, confirming feasibility, taking ownership of the tasks and suggesting best practices. He/she will be responsible for designing and implementing the solution, provide estimates and conduct testing in order to check the quality of the deliverables. Mandatory Skills At least 4-5 years of experience in design, and deployment of Tableau Dashboards Experience with complex Tableau concepts required in meeting difficult client requirements and building advanced visualizations (LoD, Table Calculations etc.) Expert at workbook performance troubleshooting in Tableau Desktop and Tableau Server Strong SQL experience and ability to write complex queries Experience with at least one of the following: Teradata, Oracle, Hive, MS SQL, IBM DB2 Good understanding of data modelling concepts and data analysis Understanding of user security using Tableau and Tableau Server functionalities for user management and permissions Knowledge of visualization and Tableau best practices Ability to gather requirements independently from clients Manage client expectations and handle ambiguity Requirements Ability to mentor others and manage teams as and when required Good to have certification in tableau Good to have a tableau public profile Good interpersonal skills Excellent communication Good to have experience in BFSI domain We look forward to meeting you in person for your face-to-face interview scheduled on Saturday. Please ensure the following: Bring your personal laptop to the interview. Install Tableau Desktop on your laptop prior to the interview. This is essential for the Level 1 (L1) assessment. If you encounter any issues with the installation or have questions about the interview process, please do not hesitate to contact us. We appreciate your preparation and look forward to our discussion.

Role & responsibilities Design, develop, and maintain front-end applications using React.js and React Native Build scalable, secure, and high-performance back-end services using Spring Boot Create and manage relational databases using PostgreSQL Collaborate with cross-functional teams including UI/UX designers, product managers, and QA engineers Integrate RESTful APIs and third-party services into applications Write clean, maintainable, and efficient code with proper documentation Optimize application performance and troubleshoot issues across the stack Participate in code reviews, sprint planning, and agile ceremonies Fuctional Competencies Proven experience as a Full Stack Developer or similar role Strong proficiency with React.js and React Native Solid back-end development experience using Java and Spring Boot Experience with PostgreSQL , including writing complex queries and performance tuning Knowledge of RESTful API design and development Familiarity with version control systems such as Git Experience with state management libraries (e.g., Redux, Context API) Understanding of mobile deployment (App Store / Play Store) is a plus Experience with Docker, CI/CD, and cloud services (AWS, GCP, or Azure) is a bonus Excellent problem-solving and communication skills

Designation - Relationship Manager Location - Bangalore Key Responsibilities: Identify and engage potential customers interested in housing and affordable loan products. Assess customer financial profiles and recommend suitable loan products based on their requirements and eligibility. Guide customers through the entire loan process, including application, documentation, verification, and disbursement. Maintain and nurture relationships with existing customers to encourage repeat business and referrals. Educate customers about affordable housing schemes, subsidies, interest rates, and repayment options. Coordinate with internal teams such as credit, underwriting, and legal for smooth loan processing. Achieve assigned individual sales targets and contribute to overall branch or region loan growth. Ensure compliance with company policies, regulatory guidelines, and proper documentation. Keep updated with market trends, competitor products, and changes in regulatory policies related to housing finance. Prepare regular reports on client interactions, pipeline status, and sales achievements. Resolve client queries and complaints promptly to ensure high customer satisfaction. Eligible candidates can call us for interview Interview date - 17th & 18th June -25 Contact - 8925517827