Role & responsibilities Field sales and Collection for group loan Sourcing and lead generating Marketing activities Preferred candidate profile Min - 1 year experience in Loan/finance Graduation is must Age below 34years Perks and benefits Additional benefits - Petrol Allowance 5 Lac Insurance coverage to individual and family members On roll opportunity

Role & responsibilities - Personal Loan sales of Salaried & Self employed, management of Channels & DSA Preferred candidate profile - Preferably working in Personal Loan product sales for Salaried & self employed. Perks and benefits - Incentives

Interested applicants - can reach us directly through Mail - subramani.s@smfgindia.com . Native Location employee will be given preference . !!! Role & responsibilities - Branch Profitability - Branch Portfolio Performance ( both Group Lending & Individual Loans ) - Percentage Mix between Group / Individual Lending. - Productivity of front end personnel. - Growth in contribution on volume and revenue to the Cluster / Territory Basis - Customer Care Programme in the Branch and Marketing - Attending customer queries & resolution in TAT - New Customer acquisition and attrition. - Ensures every new joinee in the cluster goes through the training and is certified before he is got into branch. - Branch Attrition Voluntary / Involuntary - No of people groomed to the next level. - Team Handing - Audit Rating - FTR Score for the cluster - No.of exceptions raised due to branch quality check. Preferred candidate profile Strong Experience in handling Group Lending/Group Loans and MFI . Experience of 5+ years in MFI ( Rural - NBFC ) Age 30-37. Education - Graduation . Open for relocations Perks and benefits Medical Insurance ( Family support - till 5 Lacs ) Travel Allowance Salary EPFO ESI

SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.) is hiring for Assistant Unit Manager Role & Responsibility: Ensure profitability of the branch, and contribution to the revenue of the state by ensuring all Company policies, practices & guidelines are adhered to as per approved policy. All constituents of the branch functions in a seamless manner & build synergy in overall operations of the Unit. Expertise required/ Domain Knowledge: Ability to effectively communicate with the public Good analytic skills, judgment and ability to make independent decisions informed by both quantitative and qualitative data (including informal feedback from stakeholders and non-business context: socio-political-religious environmental factors) Ability to work with minimal direction. Self-starter Good interpersonal, relationship management, customer service, and rapport building skills. Good leadership and people management skills, with ability to manage people both directly and indirectly at multiple levels and remotely Ability to prioritize, multi-task, delegate, and proactively resolve problems Demonstrated potential to take initiative in building a growing customer base and team Expertise required/ Domain Knowledge: Rural Market Knowledge No. of years of relevant experience: Minimum 3 years experience in Group loan / Business Loan Interested candidates can send their profiles also refer your friends to subramani.s@smfgindia.com

Role & responsibilities Managing channel partners Experience of executing local campaigns and marketing activity Capability to do direct sourcing Ability for collection in case of any of assigned customer going delinquent Display strong understanding of customer business Ability to comprehend risk inherent to customer business In dept knowledge of processes & policies Ensuring portfolio quality Advising customers on their financial needs Prompt resolution of customer complaints Recruiting Channels

Job Opening at SMFG India - Kannada Tele-callers (tele-sales) Position: Tele-sales: Generate leads for customers interested in taking Loan through outcall campaigns. Coordinate with branches for document collection and loan application processing . Explain in detail any special offers or promotions available to customers in Kannada language. Any UG /HSC Qualified Attractive packages, incentives & insurance benefits!!! If interested, kindly share your update resume to gayathri.anand@smfgindia.com

Role & responsibilities - Knowledge of group loan & individual loan- Rural business in Collections & recovery, Should have handled team. Preferred candidate profile - Should be micro Finance or NBFC Perks and benefits - Salary, bonus, health insurance

Job Description Job Title Relationship / Sales / Channel Manager Micro LAP Function / Department Retail Department Head Business Head Reporting Manager Location Manager Purpose of the Job: Contribute to the growth of location business by sourcing new customers either through channels or by own sourcing, complemented by the quality of sourcing reflected in delinquency and run-offs. Part of the role also demands him to contribute to the revenue by doing LI. Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Delivery in Volume - Percentage payout to channel - Insurance Achievement - DelinquencyCustomer Focus- Possession of database of salaried and self employed customers. - Portfolio Management People / Team- No.of DSA which are active vs inactive - No.of PPCs which are productive vs unproductive Process / Quality Improvement- Adherance to process and Quality manifested in a Login to Conversion ratio of 60% - No.of rejects due to non-adherence in providing documents while logging in. SCOPE & DISCRETION (Span of control) Total no. of employees supervised with details GradeO1 to 04M1 to M3SM1 to SM3Nos. NANANA Total : Sr. No.Direct Reportees (functional title/role title)Indicate brief job purpose 1NA 2NA Decision making authority Describe the authority permitted to take decisions, and those you are expected to recommend AreaDecisions takenDecisions recommended Resolution TAT Process Changes Communication Self deliverables The most important tasks performed on an individual basis without involving subordinates are Sr. NoTask performed 1Identification and development of Channels2Supervision of Channels through regular visits3Possess database of all the schools, colleges, industries and potential bases for salaried business.4Create Awareness in the market through direct or indirect marketing activities5Tracks competition in terms of rates, proposals and policy.6Gathering and building on references.7Is constantly monitoring the quality of the portfolio and performance.8Provide regular updates and training to DSAs and channels on products and policies9Provide solutions to issues faced and thoughts which can lead to more business generation10Ensure payouts to channels are on-time and audited11Ensures visits to DSAs are regularly undertaken and reviews done.12Has a productive pipeline.13Builds and maintains a steady relationship with customers.14Attract channels which do business for other competitors15Weeding out of unproductive channels. 16Ensure Login to conversion ratio is maintained at 60%17Ensuring 100% of the proposals are given LI18Have a concrete understanding of the Mortgage policy in terms of documents required, process to be followed.19Ensure all the cases are legally cleared before disbursing the case.20Ensure delinquency is within the norms and provide adequate support to the collection team as and when the need arises.21Identify and groom DSA / channels specializing in Salaried and Self Employed businesses.22Ensure delivery is spaced out through the month rather than accumulation towards month end.23Ensure all the documents are given at the time of login to help risk in taking a decision on the case24Pre-screening of documents before login.25Presenting cases for rate waivers and following on approvals26Ensure rejection percentage is below the threshold set.27Where required provide for re-look of rejected cases28Liaises with the risk team to do PD in every case 29Meets atleast 3 new customers everyday. Impact Describe the Impact the work can have on financials & highest geography eg. Branch, Region or highest Department e.g. within own department, across organization Value Influenced 1Revenue 2Expenses 3Size of Loan 4Credit Approval 5Customers 6Expense Authorization 7Any other Degree Influenced Geography : With the entire city Departments: Challenge Challenge on working relationships, both internal & external contacts Sr. NoMost frequent contactsNature or purpose 1Businesses/Business marketing 2Premises & Admin 3Creative Agencies 4Media Agencies 5Event Management Agencies 6Activation Agencies Peer Sr.NoPeer (functional title/role title)Indicate brief job purpose 1 2 3 Other factors relevant to the job Other aspects of the job not covered by the above but necessary to have a full understanding of it are: (add additional sheets if required) Sr. NoOther relevant factors (Required Skills) 1Achievement Orientation2Commitment3Conscientiousness4Legal Understanding5Product understanding6Ability to present a case basis the policy7DSA / Channel Management Expertise required/ Domain Knowledge: a) Having handled DSAs before b) Understanding of Mortgage business c) Knowledge of local market conditions d) Competitor knowledge e) Knowledge of channels servicing the different financial institutions. f) Fundamental legal documentation understanding. No. of years of relevant experience: 4yrs to 5yrs Any specific specialization/education: Graduate

Openings for Sales Officer, Rural Home Loans @ TN_ Branch Openings Live - Active Thuraiyur Tindivanam Annur Mettur Vadipatti Pollachi Candidate - Preference : Anyone who is willing to travel ( Rural ) willing to do Sales can Apply - for job ( Tamil speaking alone preferred ) . Roles and Responsibilities | Desired Profiles - Age within 30 Years. ( Only ) OPEN for 30+,60+ days Notice period Education Any UG or Graduate - Direct Sourcing (DST) only NO DSA or Connector encouraged Experience 1 3 Years in HL/ LAP Product Willing to take HL Product from other ( NBFC products also welcomed ) Rural Sales - 80% - 90% Travel Job . Native location Guys are preferred ( maxi 30 km Radius only ) Loan size – 3 Lac to 20 Lacs . They can give loans for Salaried and NON HIGH PAID – INCENTIVE in whole market . Its New product in SMFG – so Sales and sourcing would be main expectations on the profile. Interested one can hit your resume to naveen.jr@smfgindia.com | 9047636622 Basic documentation need to mail. Resume Contact details Aadhar Card details. Pan No Exp proof ( Payslip ) Current Experience Current CTC Expected CTC Interested one can hit your resume to naveen.jr@smfgindia.com | 9047636622

Roles and Responsibilities Sourcing Customers: > Responsible for sourcing target customers (Mortgage) in the branch catchment area. Disbursement > Coordinating with Risk Team for PD, facilitating additional documents/information if any. Collection: > Ensuring timely repayment from the customers Desired Candidate Profile Excellent Local people Networking & Local Market knowledge Excellent ability to speak, read and write in " Hindi" Interest and Good understanding - Local Business around the branch locations. Good interpersonal skills Individual should own a bike & Driving License ( for safety Measures ) . Perks and Benefits Local working candidate - are most preferred . Minimum Graduation Or HSC - cleared profile is required. Age 18-30 Immediate Joiners preferred Fresher or any sales experience are encouraged Experience in Mortgage ( will be added advantage ) Company will Insure - the employee with 5 Lakhs premium ( Health Insurance ) from the day of joining along for family members ( 1 + 4 ) . CUG sim & Data charges - free Travel Allowance are fixed and credit monthly basis.

We are looking for a dynamic and results-oriented Sales Manager to drive the sales of High Ticket Loan Against Property (LAP) ranging from 4 Crore to 25 Crore for Chandigarh Role & responsibilities 1. Sales Strategy & Execution: Develop and implement sales strategies to achieve business targets in the High Ticket LAP segment. Identify and engage with High Net-Worth Individuals (HNI) and institutional clients to understand their financing needs. Achieve sales targets by securing high-value loan deals, ranging from 4 Crore to 25 Crore. 2. Client Relationship Management: Build and maintain strong relationships with potential and existing clients. Handle key client accounts and ensure excellent service delivery throughout the sales process. 3. Lead Generation & Market Research:. Generate leads through multiple channels including referrals, networking, and digital marketing. Monitor market trends, competitor activities, and customer preferences to stay ahead in the market. Develop and manage a pipeline of prospective clients. 4. Cross-Functional Collaboration: Collaborate with the credit, legal, and risk teams to ensure seamless loan processing and disbursements. Work with marketing teams to create customized marketing campaigns targeting HNI clients. Coordinate with senior management for high-value client negotiations and escalations. Preferred candidate profile 1. Education: Any Bachelor's degree . 2. Experience: Minimum 7 to 12 years of experience in sales of financial products, specifically in Loan Against Property (LAP) . Experience handling high-value loans in the range of 4 Crore to 25 Crore. 3. Skills: Strong communication, negotiation, and relationship-building skills. Excellent understanding of financial products, especially LAP, and the lending process. Strong analytical skills and ability to assess client needs effectively. Ability to manage multiple projects and meet deadlines. Perks and benefits Salary: Competitive and based on experience. Incentives: Attractive performance-based incentives. Other Benefits: Health insurance etc. Location : Chandigarh

Ensure profitability of the branch, and contribution to the revenue of the state by ensuring all Company policies, practices & guidelines are adhered to as per approved policy. All constituents of the branch functions in a seamless manner & build synergy in overall operations of the Unit. Business and Financial Management - Branch Profitability - Portfolio Management - Credit Quality demonstrated by non starters, delinquency and New Customer Acquisition - Growth in volume funding - 100% LI activation for all months - Contribution to revenue - Maintenance of average IRR - Customer Focus - Retention and Exit of customers - No.of customers to whom top-ups are given - People / Team - Attrition in the branch - No.of employees groomed to the next level Process / Quality Improvement - Maintenance of all registers and statutory requirements - Branch Audit rating - Branch Administration / Hygiene SCOPE & DISCRETION (Span of control) Total no. of employees supervised with details Expertise required/ Domain Knowledge: a) Having handled channels before b) Understanding of PL business c) Knowledge of local market conditions d) Competitor knowledge e) Knowledge of no. of channels servicing the different financial institutions f) Ability to differentiate between PD / DSA / DST / PPC No. of years of relevant experience: 8 yrs to 10 yrs Any specific specialization/education: Graduate/education: Role & responsibilities

Openings for Sales Manager, PL role @ Jaipur, Rajasthan Roles and Responsibilities 1.Business Development through channels (DSAs). 2.Identifying and maintaining good relation with channels to increase personal loans / business loans business. 3.Identification, recruitment and training of channels. 4.Ensuring timely payout to channels. Desired Candidate Profile 1. Handled channels before. 2. Understanding of Personal loans /Business loans. 3. Knowledge of local market 4. Candidates having experience in Banking / NBFCs are preferred. Perks and Benefits Salary is not constrain for right candidate. Interested one can hit your resume to hem.kanwar@smfgindia.com

JD : Process Documentation : Develop clear and comprehensive documentation of business processes. Ensure all Process documentation is up-to-date and easily accessible. Identify and document best practices to enhance operational efficiency. Policy Formulation : Design and formulate effective policies that align with organizational goals. Ensure policies comply with relevant regulations and standards. Regularly review and update policies to reflect changes in the business environment Effective Writing : Write clear, concise, and engaging documents, reports, and presentations. Communicate complex information in a way that is easy to understand for all stakeholders. Creative Thinking : Provide innovative solutions to improve processes and policies. Think outside the box to address unique challenges and opportunities. Logical Interpretation : Analyze and interpret data to provide actionable insights. Apply logical reasoning to solve problems and make informed decisions. Dashboard Creation : Develop and maintain dashboards for senior management to track key performance indicators. Present data in a visually appealing and easily digestible format. Data Management : Organize and manage large volumes of data effectively. Ensure data accuracy, integrity, and security. Use data and insights to drive decision-making. Documentation Skills : Maintain accurate and detailed records of all processes and policies. Ensure documentation is thorough, consistent, and aligned with organizational standards. Must Have Skills : MBA / CA / CS with 3+ years of experience Experience in consultancy, with a strong understanding of business processes and policy formulation and data management.

JD for DLP : Data Leakage Prevention Assistant Manager / Manager: Design and enforce Data Leakage Prevention (DLP) policies across email, endpoints, cloud, and network environments. Configure, monitor, and fine-tune Zscaler DLP to prevent unauthorized data transfers. Investigate, analyze, and respond to DLP alerts while ensuring timely remediation of policy violations. Conduct security awareness programs on data protection best practices. Continuously assess and improve DLP rules to reduce false positives and enhance effectiveness. Generate and present periodic reports on DLP incidents, violations, and risk trends to senior management Share KRI reports for inclusion in dashboards, KRI tracking, RCSA reports, and other governance activities Experience : Minimum 2 years of experience in configuring, managing & monitoring DLP solutions preferably Zscaler. Expertise in DLP rule creation, policy tuning & incident handling across email, endpoint, cloud & network environment. Proven ability to investigate & remediate data leakage incidents

Governance Risk Compliance Assistant Manager / Manager: Maintain and update the Risk Universe and Risk Register by consolidating risks identified in risk assessments, audit findings, MAS (Minimum Assurance Standards), and gap assessments. Collect, validate, and maintain evidence from relevant teams regarding risk closure. Update and track self-identified audit issues and assessment findings in the Management Awareness Risk Summary tracker on periodic basis. Monitor and review the Exception Tracker to ensure timely renewal and remediation of policy deviations or exceptions. Assist in preparations for ISO 27001:2022 certification and external assessments for in-scope branches, offices, and data canters. Ensure adherence to relevant laws, regulations, and industry standards (e.g., GDPR, NIST, SOX) and oversee compliance efforts. Support internal and external compliance audits by providing documentation and insights. Contribute to the design, implementation, and monitoring of internal controls to safeguard organizational operations and information systems. Assist in drafting, updating, and maintaining governance policies, risk management frameworks, and compliance procedures. Prepare and present periodic reports to senior management on the organizations risk posture, compliance status, and internal control effectiveness. Assist in investigating compliance breaches, risk incidents, or data breaches and support remediation efforts. Proactively recommend enhancements to GRC processes based on industry trends, regulatory updates, and internal assessments Conduct periodic user access review, ensuring compliance with security policies, revoking inactive/ dormant accounts & validating privilege access Perform user reconciliation with HR records, track exceptions & collaborate with IT, HR & business units to optimize access governance Education: Bachelors degree in information security, Cyber Security, Computer Science, IT, Engineering or a related field Experience: Minimum 3-5 years of experience in risk management, governance, compliance, or internal audit roles, preferably within industries like finance, healthcare, or technology. Experience with compliance frameworks such as SOX, ISO 27001 etc.

Technology Risk Assessment Assistant Manager / Manager: Conduct risk assessments to identify potential threats to the organization's technology infrastructure. Develop and implement risk management strategies to mitigate identified risks. Monitor and report on the effectiveness of risk management strategies. Collaborate with other departments to ensure that risk management strategies are integrated into overall business processes. Stay up to date with the latest developments in technology and risk management. Provide training and support to staff on risk management best practices. Prepare and present reports to senior management on the status of technology risks and mitigation efforts. Education: Bachelors degree in Information Security, Cyber Security, Computer Science, IT, Engineering or a related field. Experience: Minimum 3 years of experience in risk management, governance, compliance, or internal audit roles, preferably within industries like finance, healthcare, or technology. Experience with compliance frameworks such as SOX, ISO 27001 etc.

We are looking for a dynamic and results-oriented Sales Manager to drive the sales of High Ticket Loan Against Property (LAP) ranging from 2 Crore to 70 Crore for Bangalore location Role & responsibilities 1. Sales Strategy & Execution: Develop and implement sales strategies to achieve business targets in the High Ticket LAP segment. Identify and engage with High Net-Worth Individuals (HNI) and institutional clients to understand their financing needs. Achieve sales targets by securing high-value loan deals, ranging from 2 Crore to 70 Crore. 2. Client Relationship Management: Build and maintain strong relationships with potential and existing clients. Handle key client accounts and ensure excellent service delivery throughout the sales process. 3. Lead Generation & Market Research:. Generate leads through multiple channels including referrals, networking, and digital marketing. Monitor market trends, competitor activities, and customer preferences to stay ahead in the market. Develop and manage a pipeline of prospective clients. 4. Cross-Functional Collaboration: Collaborate with the credit, legal, and risk teams to ensure seamless loan processing and disbursements. Work with marketing teams to create customized marketing campaigns targeting HNI clients. Coordinate with senior management for high-value client negotiations and escalations. Preferred candidate profile 1. Education: Any Bachelor's degree . 2. Experience: Minimum 10 to 15 years of experience in sales of financial products, specifically in Loan Against Property (LAP) . Experience handling high-value loans in the range of 2 Crore to 70 Crore. 3. Skills: Strong communication, negotiation, and relationship-building skills. Excellent understanding of financial products, especially LAP, and the lending process. Strong analytical skills and ability to assess client needs effectively. Ability to manage multiple projects and meet deadlines. Perks and benefits Salary: Competitive and based on experience. Incentives: Attractive performance-based incentives. Other Benefits: Health insurance etc. Location : Bangalore Interested candidate can hit your resume to bhoomika.somayaji@smfgindia.com

Roles and Responsibilities Sourcing Customers: > Responsible for sourcing target customers (Mortgage) in the branch catchment area. Disbursement > Coordinating with Risk Team for PD, facilitating additional documents/information if any. Collection: > Ensuring timely repayment from the customers Desired Candidate Profile Excellent Local people Networking & Local Market knowledge Excellent ability to speak, read and write in " Hindi" Interest and Good understanding - Local Business around the branch locations. Good interpersonal skills Individual should own a bike & Driving License ( for safety Measures ) . Perks and Benefits Local working candidate - are most preferred . Minimum Graduation Or HSC - cleared profile is required. Age 18-30 Immediate Joiners preferred Fresher or any sales experience are encouraged Experience in Mortgage ( will be added advantage ) Company will Insure - the employee with 5 Lakhs premium ( Health Insurance ) from the day of joining along for family members ( 1 + 4 ) . CUG sim & Data charges - free Travel Allowance are fixed and credit monthly basis.

Role & responsibilities: This job role will require the incumbent to play a crucial role in fostering long-term relationships with these customers, identifying opportunities for additional loans or services, and providing exceptional support throughout their journey with us. Preferred candidate profile Minimum - 0-2 years of experience in customer service Perks and benefits Attractive incentives