Job Overview This job role will require the incumbent to manage the Litigations for a specific region in the company by leading and managing all litigation-related matters, including disputes, regulatory investigations, and legal proceedings. Role & responsibilities Defend, manage and track cases filed against SMICC and its group companies. To empanel efficient and effective advocates for defending cases on behalf of SMICC and its group companies File police complaints and take out appropriate proceedings, file reply, rejoinder in court. • Manage cost of litigations and proceedings. Create & implement an analytics framework to enhance ability to mitigate and manage litigations. Take Effective defense in claims against SMICC, filed by SMICC & leading the evidence. Clarifying customer queries raised and try to settle the issue out of court by explaining him the consequences of default / legal action taken by him and third party as the case may be. Provide support on any action or issued faced by branch officials with police, regulatory or statutory authorities Providing support to Non-collection litigation related issues Build strong relationship with regulatory, statutory, police, enforcement agencies & vendors Build capability at branch level to deal with Non - Collection related litigations Monitor the billing; bills generated across the location should be raised on monthly basis & no claim should stand pending for the services provided by vendors, lawyers. Ensure adherence to culture with focus on integrity, discipline, teamwork (no silos) & care Ensure strong corporate governance, regulatory compliance & adherence to management model Preferred candidate profile Minimum- 5-7+ years in Legal Operations / Litigations Relevant - 5 years in BFSI, NBFC preferred

Openings for Sales Manager, PL role @ TN Chennai, Karur & Thoothukudi location Roles and Responsibilities 1.Business Development through channels (DSAs). 2.Identifying and maintaining good relation with channels to increase personal loans / business loans business. 3.Identification, recruitment and training of channels. 4.Ensuring timely payout to channels. Desired Candidate Profile 1. Handled channels before. 2. Understanding of Personal loans /Business loans. 3. Knowledge of local market 4. Candidates having experience in Banking / NBFCs are preferred. Perks and Benefits Salary is not constrain for right candidate. Interested one can hit your resume to yuvaraja.k@smfgindia.com

Mega Walk-in drive at SMFG India - Team Leader - Telecollections Date: 7th April'25 to 9th April'25 Timing: 11:00 am to 3:00 pm Team Leader Telecollections : Openings: 3 Experience: 2+ years Well versed in either Kannada Or Telugu language must. Assist in formulation of targets for individual & teams as per Strategies outlined. Hire and onboard new employees Answer questions from individual team members and provide guidance with feedback Anticipate escalation and take over calls when needed Devise ways to optimize procedures and keep staffs motivated. Measure performances as per the defined key metrics. Ensuring adherence to policies for attendance & other procedures. Keep management informed on issues & problems. Prepare daily monthly reports / dashboards. Monitoring & tracking of individual tele-callers on a daily basis in terms of performance & productivity Consistently achieving set targets Achieving productivity metrics as per set benchmarks Handling customer complaints/ Queries Inter department follow- ups on need basis. Managing & handling pickups coordination with agencies & FOS. Any UG Qualified.. Attractive packages, incentives & insurance benefits!!! If interested walk-in below mentioned venue with updated resume, pancard & aadhar card. Note: Kindly carry soft copy of this job ad for gate pass entry. Venue:SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.) Commerzone IT Park, Tower B, 1st Floor, Mount Poonamallee Road, Porur, Chennai, Tamil Nadu - 600116 Contact Person: Gayathri Anand Pls email queries to gayathri.anand@smfgindia.com

Roles Managing recovery of Mortgage loan products within State. Particular Area for delinquent branches. Implement systems in collections Recovery department for meeting audit requirements Leading a time of sizeable strength , mentoring and coaching the Recovery team / Off-role and On-role field collectors including periodic trainings and Responsibilities Co-ordination among cross functional teams (Sales, Collections, Fraud, Risk) and central teams Co-ordination with out-sourced agencies for NCL Collection Identifying and implementing new solutions to existing processes and to lead team with innovative ideas to bring best out of them. Focus on retention, development and employee engagement Desired Candidate Profile Graduate from any stream/ Experience require more than 7 Years in collection with team handling exposure in current organization Perks and Benefits Salary + Variable Pay+ Insurance + Mediclaim benefits

Role & responsibilities: 1. Managing Bucket & Recovery collections through In - House filed collection officers/Incharges 2. Collaboration between off -role and branch team for smooth functioning 3. Account level follow-up and review on delinquent cases 4. Achieving given targets 5. Empanelment of collection Agency as and when required Preferred candidate profile: Expertise required/Domain Knowledge 1.Knowledge of Regular/NCL Collections 2. Knowledge of Rural Lending 3. Knowledge of Agency Collection model No. of years of relevant experience & Education: 1. Collection management experience with minimum 2 years quality experience preferably in collections and recovery 2. Minimum Qualification - Graduate (Must)

Job Title: Apprentice Trainee Individual Relationship Officer - Two Wheeler (IRO-TW) Purpose of the Job: To provide Learn and Earn opportunity for Fresher candidates under National Apprenticeship Promotion Scheme (NAPS) for 12 months’ period. Upon successful completion of assessment at the end of the apprenticeship period, the incumbent will be awarded with a government recognized certificate. And also an opportunity to get confirmed on the rolls of the organization subject to the organization’s discretion based on business requirements and performance. Job Description: Sourcing customers: Apprentice Trainee IRO -TW is responsible for meeting with prospects, understanding their needs, generating leads, following up the leads for interested prospects Running required credit checks: Apprentice Trainee IRO -TW is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; verifying the KYC documents; for conducting cash flow analyses; and for running business and residential CPVs Collecting repayments on the field: Apprentice Trainee IRO -TW is responsible for the overall portfolio quality - collecting on field repayments; and for managing non-repayment by customers Participating in marketing and branding events: As necessary Education: 10th/12th/ ITI / Diploma Graduates Age Criteria: 18-28 Yrs. Mandatory Documents – Double Vaccination and Driving License or Learning License Exp. Required: 0 years (Fresher) Salary: Stipend of Rs. 10,000/- Per Month plus Other Benefits as per below. Other Benefits: - Performance Linked Incentive - Corporate SIM - Fuel Reimbursement - Hospitalization Insurance (Self) - Accident & Group Term Life Insurance (for Self) Expertise required/ Domain Knowledge: Rural Market knowledge (If any)

No. 728/668+728/1/668/1, Ward no. 10, KT Road, opp. Old Town police Station Near Krishna Takies Chikkaballapura 562101. Karnataka State. Khata No. 1908/1681/5159/1, 1st Main Road, 4th Ward, Sahajananda Nagar, Near Manasa Hospital, Doddaballapura, Bangalore Rural Dist. Karnataka 562103. Site No. 28, 29 & 30, Gundappa Layout, Bangalore Road, Beside Juice Magic, Chintamani 563125. Chikkaballapura Dist. Karnataka SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.) is hiring for Group Credit officer & Individual relationship officer We have walk-in drive for Rural Sales & Collection - Group Loan & Individual Loan Candidate should have experience in handling loan sales & collections Experience - 1 to 5 years Age Band - 18 to 30 Years Min. Qualification - Graduation Venue: First Floor "Annapurneshwari Complex" Property No. 6-1-5-9, Property ID K No. 438/468 New Bridge Road, Siddarudha Main Road, Opp. Yamaha Show room Bhadravati Shimoga Dist Karnataka State-577301 Ground Floor, No. 859, Old No. 71/2a1, Jyothi Nagar (old), Srinagar (New), MG Road, Near Railway Station, Gubbi. Tumkur District, Karnataka state. Pin Code 572216 Upper Ground Floor Ward No. 30, Building No.0/4751, "Shri Lakshmi ranganatha Arcade" S B M Layout Opp. Jai Bhavani Hardware & HP Petrol bunk, Geddalahalli Mainroad, Marlur Post, Tumkur-572105 Karnataka State

No. 728/668+728/1/668/1, Ward no. 10, KT Road, opp. Old Town police Station Near Krishna Takies Chikkaballapura 562101. Karnataka State. Khata No. 1908/1681/5159/1, 1st Main Road, 4th Ward, Sahajananda Nagar, Near Manasa Hospital, Doddaballapura, Bangalore Rural Dist. Karnataka 562103. Site No. 28, 29 & 30, Gundappa Layout, Bangalore Road, Beside Juice Magic, Chintamani 563125. Chikkaballapura Dist. Karnataka SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.) is hiring for Group Credit officer & Individual relationship officer We have walk-in drive for Rural Sales & Collection - Group Loan & Individual Loan Candidate should have experience in handling loan sales & collections Experience - 1 to 5 years Age Band - 18 to 30 Years Min. Qualification - Graduation Venue: No. 728/668+728/1/668/1, Ward no. 10, KT Road, opp. Old Town police Station Near Krishna Takies Chikkaballapura – 562101. Karnataka State. Khata No. 1908/1681/5159/1, 1st Main Road, 4th Ward, Sahajananda Nagar, Near Manasa Hospital, Doddaballapura, Bangalore Rural Dist. Karnataka 562103. Site No. 28, 29 & 30, Gundappa Layout, Bangalore Road, Beside Juice Magic, Chintamani – 563125. Chikkaballapura Dist. Karnataka

No. 728/668+728/1/668/1, Ward no. 10, KT Road, opp. Old Town police Station Near Krishna Takies Chikkaballapura 562101. Karnataka State. Khata No. 1908/1681/5159/1, 1st Main Road, 4th Ward, Sahajananda Nagar, Near Manasa Hospital, Doddaballapura, Bangalore Rural Dist. Karnataka 562103. Site No. 28, 29 & 30, Gundappa Layout, Bangalore Road, Beside Juice Magic, Chintamani 563125. Chikkaballapura Dist. Karnataka SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.) is hiring for Group Credit officer & Individual relationship officer We have walk-in drive for Rural Sales & Collection - Group Loan & Individual Loan Candidate should have experience in handling loan sales & collections Experience - 1 to 5 years Age Band - 18 to 30 Years Min. Qualification - Graduation Venue: First Floor No. 241/263/33 "Barfa Nilaya" Dr. Sundar Kumar Layout, JSS College Main road, Deviramanahalli Nanjangud-571301 Karnataka State. First Floor "Nataraja Arcade" No. 9-2-24-7B, Ward No. 9, 2nd Block, Opp Govt Degree College, Karinanjanapura Road, Chamarajanagar Karnataka State - 571313 First Floor of the building situated at #4181 & 4182 Near Krishna theatre Kollegala, Karnataka State 571440

No. 728/668+728/1/668/1, Ward no. 10, KT Road, opp. Old Town police Station Near Krishna Takies Chikkaballapura 562101. Karnataka State. Khata No. 1908/1681/5159/1, 1st Main Road, 4th Ward, Sahajananda Nagar, Near Manasa Hospital, Doddaballapura, Bangalore Rural Dist. Karnataka 562103. Site No. 28, 29 & 30, Gundappa Layout, Bangalore Road, Beside Juice Magic, Chintamani 563125. Chikkaballapura Dist. Karnataka SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.) is hiring for Group Credit officer & Individual relationship officer We have walk-in drive for Rural Sales & Collection - Group Loan & Individual Loan Candidate should have experience in handling loan sales & collections Experience - 1 to 5 years Age Band - 18 to 30 Years Min. Qualification - Graduation Venue: First & Second Floor, "NANDI ARCADE", BM Road, Above Bajaj Bike Showroom, Piriyapattana - 571107 No1311/A, 1311/A-6, kamala Chandrashekar complex, Basaveshwar Nagar, Mysuru Channarayapatna main road, KR pete 571426 Mandya Dist, Karnataka First & Second Floor, " NANDI COMPLEX" HB Road, Opp. Govt Collage, HD Kote - 571114. Karnataka

We are looking for a dynamic and results-oriented Sales Manager to drive the sales of High Ticket Loan Against Property (LAP) ranging from 4 Crore to 20 Crore for Bangalore location Role & responsibilities 1. Sales Strategy & Execution: Develop and implement sales strategies to achieve business targets in the High Ticket LAP segment. Identify and engage with High Net-Worth Individuals (HNI) and institutional clients to understand their financing needs. Achieve sales targets by securing high-value loan deals, ranging from 2 Crore to 70 Crore. 2. Client Relationship Management: Build and maintain strong relationships with potential and existing clients. Handle key client accounts and ensure excellent service delivery throughout the sales process. 3. Lead Generation & Market Research:. Generate leads through multiple channels including referrals, networking, and digital marketing. Monitor market trends, competitor activities, and customer preferences to stay ahead in the market. Develop and manage a pipeline of prospective clients. 4. Cross-Functional Collaboration: Collaborate with the credit, legal, and risk teams to ensure seamless loan processing and disbursements. Work with marketing teams to create customized marketing campaigns targeting HNI clients. Coordinate with senior management for high-value client negotiations and escalations. Preferred candidate profile 1. Education: Any Bachelor's degree . 2. Experience: Minimum 10 to 15 years of experience in sales of financial products, specifically in Loan Against Property (LAP) . Experience handling high-value loans in the range of 2 Crore to 20 Crore. 3. Skills: Strong communication, negotiation, and relationship-building skills. Excellent understanding of financial products, especially LAP, and the lending process. Strong analytical skills and ability to assess client needs effectively. Ability to manage multiple projects and meet deadlines. Perks and benefits Salary: Competitive and based on experience. Incentives: Attractive performance-based incentives. Other Benefits: Health insurance etc. Location : Bangalore Interested candidate can hit your resume to bhoomika.somayaji@smfgindia.com

We are looking for a dynamic and results-oriented Sales Manager to drive the sales of High Ticket Loan Against Property (LAP) ranging from 2 Crore to 50 Crore for Chennai & Salem location Role & responsibilities 1. Sales Strategy & Execution: Develop and implement sales strategies to achieve business targets in the High Ticket LAP segment. Identify and engage with High Net-Worth Individuals (HNI) and institutional clients to understand their financing needs. Achieve sales targets by securing high-value loan deals, ranging from 2 Crore to 50 Crore. 2. Client Relationship Management: Build and maintain strong relationships with potential and existing clients. Handle key client accounts and ensure excellent service delivery throughout the sales process. 3. Lead Generation & Market Research:. Generate leads through multiple channels including referrals, networking, and digital marketing. Monitor market trends, competitor activities, and customer preferences to stay ahead in the market. Develop and manage a pipeline of prospective clients. 4. Cross-Functional Collaboration: Collaborate with the credit, legal, and risk teams to ensure seamless loan processing and disbursements. Work with marketing teams to create customized marketing campaigns targeting HNI clients. Coordinate with senior management for high-value client negotiations and escalations. Preferred candidate profile 1. Education: Any Bachelor's degree . 2. Experience: Minimum 8 to 13 years of experience in sales of financial products, specifically in Loan Against Property (LAP) . Experience handling high-value loans in the range of 2 Crore to 50 Crore. 3. Skills: Strong communication, negotiation, and relationship-building skills. Excellent understanding of financial products, especially LAP, and the lending process. Strong analytical skills and ability to assess client needs effectively. Ability to manage multiple projects and meet deadlines. Perks and benefits Salary: Competitive and based on experience. Incentives: Attractive performance-based incentives. Other Benefits: Health insurance etc. Location : Chennai & Salem Interested candidate can hit your resume to yuvaraja.k@smfgindia.com

Role & responsibilities - Manages the recovery of bucket 180+ days plus NPA. Team handling experience required. 5-10 years of experience in Recovery & collections. Preferred candidate profile - Handled recovery portfolio & team handling experience. Perks and benefits

Greetings..!! SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.) is hiring for IRO Sales Officer Roles and Responsibilities Field Sales and Collection Responsible for file sourcing and disbursment Achieving the target Marketing activities Age- below 34 years Qualification - Degree compulsory Experience - Min 1 year Benefits On- role opportunity Good Incentive package 5 Lacs of insurance coverage for Family and individual Additional Petrol allowance Interested candidates please share your resume to Amrithaa.b@smfgindia.com

We are looking for a dynamic and results-oriented Sales Manager to drive the sales of High Ticket Loan Against Property (LAP) ranging from 5 Crore to 100 Crore for Delhi location Role & responsibilities 1. Sales Strategy & Execution: Develop and implement sales strategies to achieve business targets in the High Ticket LAP segment. Identify and engage with High Net-Worth Individuals (HNI) and institutional clients to understand their financing needs. Achieve sales targets by securing high-value loan deals, ranging from 5 Crore to 100 Crore. 2. Client Relationship Management: Build and maintain strong relationships with potential and existing clients. Handle key client accounts and ensure excellent service delivery throughout the sales process. 3. Lead Generation & Market Research:. Generate leads through multiple channels including referrals, networking, and digital marketing. Monitor market trends, competitor activities, and customer preferences to stay ahead in the market. Develop and manage a pipeline of prospective clients. 4. Cross-Functional Collaboration: Collaborate with the credit, legal, and risk teams to ensure seamless loan processing and disbursements. Work with marketing teams to create customized marketing campaigns targeting HNI clients. Coordinate with senior management for high-value client negotiations and escalations. Preferred candidate profile 1. Education: Any Bachelor's degree . 2. Experience: Minimum 10 to 15 years of experience in sales of financial products, specifically in Loan Against Property (LAP) . Experience handling high-value loans in the range of 2 Crore to 70 Crore. 3. Skills: Strong communication, negotiation, and relationship-building skills. Excellent understanding of financial products, especially LAP, and the lending process. Strong analytical skills and ability to assess client needs effectively. Ability to manage multiple projects and meet deadlines. Perks and benefits Salary: Competitive and based on experience. Incentives: Attractive performance-based incentives. Other Benefits: Health insurance etc. Location : Chennai & Coimbatore Interested candidate can hit your resume to yuvaraja.k@smfgindia.com

Role & responsibilities Business and Financial Management : - Delivery in Volume - Percentage payout to channel - Insurance Achievement - Delinquency Customer Focus : - Possession of database of salaried and self employed customers. Portfolio Management People / Team : - No. of DSA which are active vs inactive No. of rejects due to non-adherence in providing documents while logging in. Process / Quality Improvement : - Adherance to process and Quality manifested in a Login to Conversion ratio of 60% No.of rejects due to non-adherence in providing documents while logging in. Preferred candidate profile a) Having handled DSAs before b) Understanding of Mortgage business c) Knowledge of local market conditions d) Competitor knowledge e) Knowledge of channels servicing the different financial institutions. f) Fundamental legal documentation understanding. Perks and benefits Medical Insurance of 5 Lakhs Sum Insured GPA + GTLI CUG Airtel Sim Card Performance Based Incentives

Role & responsibilities - Timely closure of business - Cash tallying at end of day - Data entry volume per month - Data entry quality of entry - Doc Quality Check volume per month - Doc Quality Check quality of entry - Attending customer queries & resolution in TAT related to cash transactions - Coordinating with GCO & Unit manager in facilitating disbursement and collections - Adherence to process disbursement, collections etc. - Demonstrated potential to take initiative in building a growing customer base and team

Role & responsibilities : Credit Underwriting experience basis on Customer Profile. CPV - Customer Point Verification Preferred candidate profile Candidates from NBFCs, those who have Tamil and Kannada language added advantage to the role Perks and benefits : Performance Based Incentives on Monthly Basis, AIRTEL CUG SIM, Mediclaim of Sum Assured about 5 lpa, GTLI & GPA.

Role & responsibilities This Role is for Individual Contributor Role not for Team Handling Role. Product : Mass LAP ( High Ticket Size From 4 Cr. to 25 Cr. ) Preferred candidate profile : One should have 5 yrs. experience in LAP handling high ticket size. Home Loans experience not recommended for the position. Perks and benefits : Good Performance Based Incentives. AIRTEL CUG SIM will be provided Mediclaim Facility which covers 6 people which includes Self, Spouse, 2 Children, Mother & Father. GTLI & GPA *Interview process involves 3 levels of Screening.