Senior Relationship Manager

As a Deputy Manager for Home Loan (HL) and Loan Against Property (LAP) at Shivalik Small Finance Bank, your primary responsibility will be to manage and oversee the operations related to the processing and approval of HL and LAP applications. You will play a crucial role in assessing the creditworthiness of applicants, conducting thorough due diligence, and ensuring compliance with all relevant regulatory guidelines. Additionally, you will be responsible for providing guidance and support to a team of loan officers, ensuring that they adhere to the bank's policies and procedures while maintaining a high level of customer satisfaction. You will also be required to develop and maintain relationships with key stakeholders, including real estate agents, legal professionals, and other relevant parties to facilitate the smooth and efficient processing of HL and LAP applications. Moreover, as a Deputy Manager, you will be expected to monitor the performance and portfolio quality of HL and LAP accounts, identify potential risks, and take proactive measures to mitigate them. You will also be involved in conducting regular reviews and assessments to ensure that the bank's lending practices remain sound and profitable. In this role, strong analytical skills, attention to detail, and excellent communication abilities are essential. The ability to work effectively under pressure, meet deadlines, and adapt to changing market conditions is also critical for success. If you are a motivated individual with a passion for the banking and finance industry, this position offers an exciting opportunity to make a meaningful impact and advance your career at Shivalik Small Finance Bank.,