Senior Product manager (Loans)

Bachatt has transformed how India saves.

Senior Product Manager

You will work closely with engineering, data, risk, operations, and business teams to build scalable, compliant, and high-performing lending products. You'll plan and manage the end-to-end product lifecycle across underwriting, credit decisioning, loan servicing, repayments, mandates, partner integrations, and compliance-driven workflows.

What You'll Get

Work with a team of high-functioning engineers who take pride in building and scaling fast

A key role in defining the products and solutions of Bachatt with massive user engagement

A life changing opportunity to make enough to not work again :)

Key Responsibilities

• Own product roadmap and strategy for lending modules:
• Underwriting & risk decisioning
• KYC/CKYC compliance workflows
• Loan Origination (LOS) & Loan Management (LMS)
• Continuously improve user experience across the credit lifecycle while balancing risk and compliance
• Monitor KPIs such as approval rates, DPDs, NPAs, repayment success rates, and product profitability

Requirements

• 48 years

  of product management experience, preferably in

  fintech/lending/credit

• Strong understanding of credit workflows: underwriting, KYC/AML, loan lifecycle, mandates, collections
• Experience working with NBFC partners or building loan products (PL, BNPL, secured/unsecured)

Nice to Have

• Prior experience building LOS/LMS systems
• Exposure to bureau integrations (CIBIL/CRIF), fraud scoring, or risk models
• Experience with user research or building consumer-facing journeys