Senior Manager - Personal Loans - Credit & Policy

You will be responsible for managing and strategizing the end-to-end credit underwriting and monitoring of a portfolio of personal loans through a digital journey. Your main accountabilities will include working on credit underwriting solutions, collaborating with the Data Science team to analyze underwriting models, automating credit policies, determining pricing based on segmentation, and standardizing policies and processes. You will also track portfolio profitability, conduct portfolio analysis, review existing portfolios, and monitor delinquent accounts to ensure company standards are met. Additionally, you will be involved in new partner integrations by understanding the product offerings, identifying data requirements, creating policies, facilitating data room exercises, and monitoring policy implementation. Relationship management with partners, credit reporting agencies, and assisting in all credit operations of the company will also be part of your responsibilities. To qualify for this role, you must have a minimum Postgraduate degree in Finance/Statistics/Management from A institutes, with a preference for a BTech with an MBA. You should have a minimum of 7 years of work experience with 3-4 years in risk management and policy creation. Excellent communication skills, stakeholder management skills, and the ability to work with various internal and external functions are essential. Hands-on experience with large datasets and proficiency in data analytics, model validation, policy formulation, portfolio management, stakeholder management, and project management are required. Technical skills in R/Python, SQL, and Advanced Excel are also necessary for this role.,