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Bajaj Finance
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Senior Executive - Debt Management Services - Rural

Senior Executive - Debt Management Services - Rural

Bajaj Finance

0 - 2 years

4 - 8 Lacs

gudluru india

Posted:2 days ago| Platform:

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Skills Required

finance management legal risk payments management

Work Mode

Work from Office

Job Type

Full Time

Job Description

Senior Executive - Debt Management Services - Rural
Job Purpose
The Debt Management Specialist will be responsible for managing and coordinating the recovery of overdue payments on loans or credit accounts. Duties and Responsibilities

Achieve collections target by visiting customers or agencies.

Monitor performance against set parameters and provide regular updates.

Ensure legal guidelines are complied with while repossessing products.

Maintain accurate records of customer interactions and transactions.

Provide regular reports on collection activities and performance.

Handle escalations promptly and effectively to resolve issues.

Daily DRR (Daily Risk Report) management.

Develop and implement strategies to improve collection rates.

Case-to-case tracking.

Resolution as per AOP within agreed timelines.

Portfolio management.

Debt collection strategy.

Target achievement.

Regulatory compliance.

Reporting and analysis.

Risk management.

Team leadership.

Vendor management.

Co-ordinating with internal and external clients.

Required Qualifications and Experience

Proven experience in debt management, collections, or related financial services.

Ability to achieve collections targets through direct customer interactions and agency visits.

Strong understanding of legal guidelines related to repossession and debt recovery.

Excellent record-keeping and reporting skills.

Experience in handling escalations and resolving disputes.

Familiarity with risk management and daily risk reporting (DRR).

Ability to develop and implement effective collection strategies.

Strong portfolio management skills.

Demonstrated ability to achieve targets within agreed timelines.

Experience in regulatory compliance and analysis.

Leadership experience with teams and vendors.

Strong coordination skills with both internal and external stakeholders.

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