298 Rural Finance Jobs - Page 12

The incumbent will be responsible for business promotion under micro banking vertical. He is responsible for promotion of other liability product and record maintenance of all the financial transaction at the branch. He should handle work independent

JOB responsibilities Business & Collection budget achievement. Monitor all branches & drives them continuously to achieve the target every month Training & Development of Team Monitoring the productivity & collection efficiency Identification of new potential areas every month so that proper quality expansion carried out To ensure 100% compliance on process, product & credit Ensure customers sourcing by the team without any deviations to maintain quality Portfolio size - 8K to 12 K customer base Stability in organization will be preferred Interested candidates pls share your CV to karthickganesh@ltfs.com

JOB responsibilities Business & Collection budget achievement. Monitor all branches & drives them continuously to achieve the target every month Training & Development of Team Monitoring the productivity & collection efficiency Identification of new potential areas every month so that proper quality expansion carried out To ensure 100% compliance on process, product & credit Ensure customers sourcing by the team without any deviations to maintain quality Portfolio size - 8K to 12 K customer base Stability in organization will be preferred Interested candidates pls share your CV to bhadris@ltfs.com

JOB responsibilities Business & Collection budget achievement. Monitor all branches & drives them continuously to achieve the target every month Training & Development of Team Monitoring the productivity & collection efficiency Identification of new potential areas every month so that proper quality expansion carried out To ensure 100% compliance on process, product & credit Ensure customers sourcing by the team without any deviations to maintain quality Interested candidates pls share your CV to bhadris@ltfs.com

Manage a Region for the Micro loan (Ticket Size upto 5 Lac), carrying the responsibility of achieving the sales and cross sell targets. Responsible for handling Cluster heads who have Sales Managers & Relationship Managers reporting to them.

Job Description Job Title Individual Relationship Officer Function / Department Rural Department Head Rural Head Reporting Manager Unit Manager Purpose of the Job: Collecting repayment on the fields Making new customers Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Target vs Achievement on Units & Volume - Delivery in Volume - Collections quality (collected versus demand) - Delinqueny - Disbursal amount - Insurance attachment rate Customer Focus- Attending customer queries & resolution in TATPeople / Team- Coordinating with ACO GCO in facilitating disbursement and collectionsProcess / Quality Improvement- Adherence to process disbursement, collections etc. - Demonstrated potential to take initiative in building a growing customer base and team SCOPE & DISCRETION (Span of control) Total no. of employees supervised with details GradeO1 to 04M1 to M3SM1 to SM3Nos. Total : Sr. No.Direct Reportees (functional title/role title)Indicate brief job purpose 1 2 Self deliverables The most important tasks performed on an individual basis without involving subordinates are Sr. NoTask performed 1 Sourcing customers: IRO is responsible for meeting with prospects, understanding their needs, generating leads, following up the leads for interested prospects Running required credit checks: IRO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; verifying the KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: IRO is responsible for the overall portfolio quality - collecting on field repayments; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. Other factors relevant to the job Other aspects of the job not covered by the above but necessary to have a full understanding of it are: (add additional sheets if required) Sr. NoOther relevant factors (Required Skills) 1 2 Extremely disciplined and process-oriented Able and willing to spend majority of time in the field ¢ Ability to work with minimal direction (self-starter) ¢ Good interpersonal, relationship management, customer service, and rapport building skills. ¢ Ability to prioritize, multi-task, delegate, and proactively resolve problems ¢ Demonstrated potential to take initiative in building a growing customer base and team 3 4 Expertise required/ Domain Knowledge: ¢ Ability to read and write in regional language; knowledge of basic English a bonus ¢ Prefer individuals who own bikes No. of years of relevant experience: : Freshers may be taken. However experienced candidates will be preferred with exp in collections / products like Personal loans, Two Wheeler loans, Car Loans, Insurance products Any specific specialization/education:: 10th /12th pass minimum; graduates

Job Description Job Title Individual Relationship Officer Function / Department Rural Department Head Rural Head Reporting Manager Unit Manager Purpose of the Job: Collecting repayment on the fields Making new customers Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Target vs Achievement on Units & Volume - Delivery in Volume - Collections quality (collected versus demand) - Delinqueny - Disbursal amount - Insurance attachment rate Customer Focus- Attending customer queries & resolution in TATPeople / Team- Coordinating with ACO GCO in facilitating disbursement and collectionsProcess / Quality Improvement- Adherence to process disbursement, collections etc. - Demonstrated potential to take initiative in building a growing customer base and team SCOPE & DISCRETION (Span of control) Total no. of employees supervised with details GradeO1 to 04M1 to M3SM1 to SM3Nos. Total : Sr. No.Direct Reportees (functional title/role title)Indicate brief job purpose 1 2 Self deliverables The most important tasks performed on an individual basis without involving subordinates are Sr. NoTask performed 1 Sourcing customers: IRO is responsible for meeting with prospects, understanding their needs, generating leads, following up the leads for interested prospects Running required credit checks: IRO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; verifying the KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: IRO is responsible for the overall portfolio quality - collecting on field repayments; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. Other factors relevant to the job Other aspects of the job not covered by the above but necessary to have a full understanding of it are: (add additional sheets if required) Sr. NoOther relevant factors (Required Skills) 1 2 Extremely disciplined and process-oriented Able and willing to spend majority of time in the field ¢ Ability to work with minimal direction (self-starter) ¢ Good interpersonal, relationship management, customer service, and rapport building skills. ¢ Ability to prioritize, multi-task, delegate, and proactively resolve problems ¢ Demonstrated potential to take initiative in building a growing customer base and team 3 4 Expertise required/ Domain Knowledge: ¢ Ability to read and write in regional language; knowledge of basic English a bonus ¢ Prefer individuals who own bikes No. of years of relevant experience: : Freshers may be taken. However experienced candidates will be preferred with exp in collections / products like Personal loans, Two Wheeler loans, Car Loans, Insurance products Any specific specialization/education:: 10th /12th pass minimum; graduates

Role & responsibilities :- The incumbent will be responsible for managing the microfinance business for upto 20 branches in Bihar & UP East region. Key responsibilities would comprise setting up the Region from scratch by formulating and executing the overall business plan, recruiting and training the business team, delivering the required business, productivity, collections and profitability targets. The Regional Manager shall have direct responsibility to ensure that overall portfolio quality is maintained at the highest level by ensuring adherence to policies and processes.

Hiring Experience candidates for GCO / IRO GCO: Sourcing and training customers: GCO is responsible for running street meetings; for maintaining lists of interested customers; and for conducting Compulsory Group Trainings with interested parties. Running required credit checks: GCO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: GCO is responsible for running weekly center meetings with customers; for ensuring 100% attendance and repayment; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. IRO: Sourcing customers: IRO is responsible for meeting with prospects, understanding their needs, generating leads, following up the leads for interested prospects Running required credit checks: IRO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; verifying the KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: IRO is responsible for the overall portfolio quality - collecting on field repayments; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. Educational Qualifications: 12th pass minimum; Graduates Perks & Benefits: - CTC + Monthly Incentives - Hospitalization cover for Family (employee + 5 family Members) - Monthly Local Conveyance / Petrol Claim - Company Sim card - Accident and Group term life Insurance cover

Hiring Experience candidates for GCO / IRO GCO: Sourcing and training customers: GCO is responsible for running street meetings; for maintaining lists of interested customers; and for conducting Compulsory Group Trainings with interested parties. Running required credit checks: GCO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: GCO is responsible for running weekly center meetings with customers; for ensuring 100% attendance and repayment; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. IRO: Sourcing customers: IRO is responsible for meeting with prospects, understanding their needs, generating leads, following up the leads for interested prospects Running required credit checks: IRO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; verifying the KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: IRO is responsible for the overall portfolio quality - collecting on field repayments; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. Educational Qualifications: 12th pass minimum; Graduates Perks & Benefits: - CTC + Monthly Incentives - Hospitalization cover for Family (employee + 5 family Members) - Monthly Local Conveyance / Petrol Claim - Company Sim card - Accident and Group term life Insurance cover

Hiring Experience candidates for GCO / IRO GCO: Sourcing and training customers: GCO is responsible for running street meetings; for maintaining lists of interested customers; and for conducting Compulsory Group Trainings with interested parties. Running required credit checks: GCO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: GCO is responsible for running weekly center meetings with customers; for ensuring 100% attendance and repayment; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. IRO: Sourcing customers: IRO is responsible for meeting with prospects, understanding their needs, generating leads, following up the leads for interested prospects Running required credit checks: IRO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; verifying the KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: IRO is responsible for the overall portfolio quality - collecting on field repayments; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. Educational Qualifications: 12th pass minimum; Graduates Perks & Benefits: - CTC + Monthly Incentives - Hospitalization cover for Family (employee + 5 family Members) - Monthly Local Conveyance / Petrol Claim - Company Sim card - Accident and Group term life Insurance cover

Hiring Experience candidates for GCO / IRO GCO: Sourcing and training customers: GCO is responsible for running street meetings; for maintaining lists of interested customers; and for conducting Compulsory Group Trainings with interested parties. Running required credit checks: GCO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: GCO is responsible for running weekly center meetings with customers; for ensuring 100% attendance and repayment; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. IRO: Sourcing customers: IRO is responsible for meeting with prospects, understanding their needs, generating leads, following up the leads for interested prospects Running required credit checks: IRO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; verifying the KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: IRO is responsible for the overall portfolio quality - collecting on field repayments; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. Educational Qualifications: 12th pass minimum; Graduates Perks & Benefits: - CTC + Monthly Incentives - Hospitalization cover for Family (employee + 5 family Members) - Monthly Local Conveyance / Petrol Claim - Company Sim card - Accident and Group term life Insurance cover

Roles and Responsibilities Manage group loans from sourcing to disbursement, ensuring timely and efficient processing. Conduct field visits to assess creditworthiness of borrowers and verify collateral documents. Develop strong relationships with clients through effective communication and problem-solving skills. Ensure compliance with regulatory requirements and internal policies related to microfinance operations. Collaborate with team members to achieve sales targets and improve overall performance.

Roles and Responsibilities Manage a team of sales professionals to achieve targets in group loans, microfinance, MFI, agri finance, and JLG loans. Develop and implement effective strategies for rural finance products to increase customer acquisition and retention. Build strong relationships with clients through regular visits and ensure timely resolution of their queries. Analyze market trends and competitor activity to identify opportunities for growth and improvement. Collaborate with cross-functional teams to resolve operational issues and improve overall efficiency.

Roles and Responsibilities Manage group loans from sourcing to disbursement, ensuring timely and efficient processing. Conduct field visits to assess creditworthiness of borrowers and verify collateral documents. Develop strong relationships with clients through effective communication and problem-solving skills. Ensure compliance with regulatory requirements and internal policies related to microfinance operations. Collaborate with team members to achieve sales targets and improve overall performance.

Sourcing of business by identification of customers in the assigned village, forming of Joint liability groups, verification of the residence and business of the customer and KYC etc. Collection of current dues Group-wise collection as per scheduled time, deposit of collection money and MERC (system) entry. Assisting the MC-IC for disbursement activity completion and loan documentation

Interested applicants - can reach us directly through Mail - subramani.s@smfgindia.com . Native Location employee will be given preference . !!! Role & responsibilities - Branch Profitability - Branch Portfolio Performance ( both Group Lending & Individual Loans ) - Percentage Mix between Group / Individual Lending. - Productivity of front end personnel. - Growth in contribution on volume and revenue to the Cluster / Territory Basis - Customer Care Programme in the Branch and Marketing - Attending customer queries & resolution in TAT - New Customer acquisition and attrition. - Ensures every new joinee in the cluster goes through the training and is certified before he is got into branch. - Branch Attrition Voluntary / Involuntary - No of people groomed to the next level. - Team Handing - Audit Rating - FTR Score for the cluster - No. of exceptions raised due to branch quality check. Preferred candidate profile Strong Experience in handling Group Lending/Group Loans and MFI . Experience of 5+ years in MFI ( Rural - NBFC ) Age 30-37. Education - Graduation . Open for relocations Perks and benefits Medical Insurance ( Family support - till 5 Lacs ) Travel Allowance Salary EPFO ESI Locations : 1. Palayam Kottai , 2. Melur , 3. Ottamchathiram 4. Trichy 5. Velakavundanpatti 6 . Maduranthakam 7 . Panruti 8 . Lalgudi

Roles & Responsibilities : 1. Identification of Potential : - Analysis of KIN Network coverage & TIV sales data - Identifying untapped cities / towns / talukas / villages – having high potential, Significant TIV volume but No KIN network available, no near future plans - Customer demographic should be matching with KIN customer profile 2. Business Plan Formation - Preparation of annual business plans, target volume & key strategy / activities to achieve the BP - Regular reporting of rural share of Business, Data analysis to find gap areas & action to improve - Micro and Macro economics of Rural, GTM strategy 3. Strategic Tie-ups & BTL Events - Tie-up with leading financiers for rural markets – MMFSL, NBFCs or any other local financier - Tie-up with Village Level Entrepreneurs / CSC etc. - BTL Activities : Showroom on Wheels - Hyperlocal activities : To boost digital leads - Preparing Budgets for year and monitoring utilization on monthly basis 4. Support to Regional team in achieving KPIs - Inter-deptt. coordination : Marketing, Training, DD, Finance 5. Super KEC Project : - Identification & finalization of Super-KEC requirement – Dealer-wise region-wise - Recruitment of manpower as per requirement & Area allocation - Training of manpower on KIN systems & processes - Monthly target rolling for Super KECs for Bookings & Retails - Daily performance monitoring, weekly review for non-performers / low performers - Reward & Recognition of manpower, highlighting Top performers, recognition by management - Super KEC Skill Contest to identify the top talents, Recognition & Rewards 4. Service Camps : - Planning service camps in non-covered cities / towns & areas, with help of AFS team - Pre-appointment from customers, fixing a day in week / month to conduct camps to have uniformity - Conducting camps as per plan to service customers’ cars, which are far from main dealer cities, building customer confidence Qualification: B.Tech / MBA Skill Set : Communication, inter-personal, relationship building, networking Should have worked in Rural Sales in any of the 4-wheeler Auto-OEM Should have good understanding of Rural Areas, customer profiling, Rural business strategy, VLE / CSC tie-ups etc.

Role & responsibilities - Unsecured business loans/ Collections/ Business Designation will be Group Credit Officer or Individual Relationship Officer Preferred candidate profile - Graduate- Freshers, Experienced candidate with no Gaps in there tenure. We have vacancies in PAN Rajasthan locations. We offer good salary + Incentive + Fuel + Health benefits.

State:- Bihar ( Multiple positions available in below regions) Region:- BIHAR Branch Locations:- Chakia , Bhagalpur, Bettiah, Purnia. ROLES AND RESPONSIBILITIES : Business Development: - Formulate and implement growth strategies to expand customer base and revenue. Identify new market opportunities. 2. Team Management:- Lead, mentor, and develop 7 branch staff to achieve targets. Conduct performance reviews and support training needs. 3 . Customer Service:- Ensure excellent service standards and address customer complaints effectively. Foster customer loyalty through consistent engagement. 4 . Operations Management:- Supervise day-to-day branch functions including administrative, finance, and audit activities. 5. Risk & Compliance:- Ensure branch operations comply with internal policies and external regulations. Minimize operational and financial risk exposure. 6. Financial Oversight:- Monitor branch budgeting, expense control, and financial reporting. 7 . Marketing & Outreach:- Implement local marketing initiatives and sales campaigns. Collaborate with local partners and community events. Perks & Benefits : Performance Based Incentives Fuel Allowance Accommodation at Branch Health Insurance , Life Insurance Interested candidates can send their Updated CVs with Location Preference in Email Subject Line as:- Name_Experience_Location E- Mail:- Manoj.kumar@sindhujamicrocredit.com Contact no:- 6204799739- Vijay 7909073982- Vijay

Home Loan and LAP Leading a team of RM’s and CSM’s Onboarding of new channel partners DSA’s and Connectors Call Ms. MADHURI (M) 8180034135

We are hiring smart sales professional on the rolls of AU Bank for the profile of Sales officer & Business Manager in Micro Business Loan vertical Locations- Jaipur vaishail , Kalwar , Jobner , Phulera . Interview Date - 8th -May -25 Timing - 10. Am to 4 PM Interview Venue - AU Small Finance Bank - Plot no.2 Kalyan Kunj Complex , Scheme no.12 , Kanta Chouraha Kalwar Road Jhotwara Jaipur 302012 Contact Person Mr. Mohan Singh Rathore / Mr. Abdul Danish . Job Responsibilities : : 100% achievement of the assigned targets for sales and collection. Doing Marketing activities, leafleting, Canopy. Identifying new source of business prospect and areas. Coordinating with prospective customer and existing customers for sourcing new business . Serving customer queries and Build up customer relationship and develop brand value in the market. Attending all the customer queries and providing resolution of their issues accordingly. Portfolio Management in Co-ordination with Operations & Collection department. Physical verification of customer's residence, business and any other asset crucial from credit point of view and taking photographs. Following BM/PM and senior instruction , coordinating with FI, Collection , Valuation , Legal team for getting the desired visits reports done . Visiting the customers for first FI and meeting, taking the seniors to the customer place for visit and verification. Physical Verification of credit related documents like ITR'S, Bank Statements, receipts, ledger etc. and the property documents- Doing OSV ( Original Seen and verified) of these documents. Preparing basic CAM (Credit Appraisal Memo). Taking reference check of customer from local market and existing customers. Following policies & procedure as laid down by the company. Portfolio Management and visit to delinquent cases, doing collection of EMIs of such delinquent cases in calibration with collection team. Awareness, maintaining and stopping the Early Delinquency , Nonstarter cases in portfolio, train the team in order to be goal oriented and action oriented, deciding for the treatment of such cases wisely. Maintaining least OTC / PDD pendency and timely clearance of the same. Ensure to maintain non RPDC portfolio , all cases of portfolio should be ACH. Maintaining and collection of fresh bouncing cases EMI with charges as mentioned in policy, try to correct the operational errors and get the 100% cases repayment in NON PDC mode. collection of fresh data from open marketing activities for tele calling and self sourcing . Following of the leads so generated from this data receiving from telemarketing team . Completing the documentation of the files , filling the agreements , formats and other formalities for the disbursement of the case . Clearing all queries coming from credit , OPS , Legal , Valuation . Timely submission of daily MIS and sourcing data to reporting authority . Providing true and fair opinion based on customer's interaction. Clearing all the queries of the customer and make sure to clear him final ROI , Fees , Charges , and all other terms of the case absolute terms . Should not involve in any financial/non-financial transaction with the customer. Maintaining good and decent behavior while dealing with the customer, visiting his property, shop , go down and specially while taking photos of the property and house and surrounding with permission of the customer. Conducting the customer reference checks with at most sincerity and maturity - so the goodwill of the client should not be hampered or no defame should be there . Be sure not to disclose any financial or personal information of the existing / new clients with any ( existing / prospective clients ) or to anybody whomsoever outside company. Desired Profile: Min- 3 Years to 10 Year of experience in sales Age- Max 40 Should be comfortable with smart phones and computers and able to execute the basic functions on both the platforms, good knowledge of local demographics, Bearing KYC , NOC from other institution ( if coming from another FI/ employer) Should be preferably from local area having geographical knowledge of the place Customer Focus, Integrity Inclination towards Action and Urgency, Dynamic Growth Hard Work and orientation towards detailing

We are hiring smart sales professional on the rolls of AU Bank for the profile of Sales officer & Business Manager in Micro Business Loan vertical Locations- Dungarpur , Sagwara , Simalwara Interview Date - 8th -May -25 Timing - 10. Am to 4 PM Interview Venue - AU Small Finance Bank - Dungarpur Sagwara Road Rajasthan 314025 Contact Person Mr. Naresh sevak / Mrs. Sebi Jain . Job Responsibilities : : 100% achievement of the assigned targets for sales and collection. Doing Marketing activities, leafleting, Canopy. Identifying new source of business prospect and areas. Coordinating with prospective customer and existing customers for sourcing new business . Serving customer queries and Build up customer relationship and develop brand value in the market. Attending all the customer queries and providing resolution of their issues accordingly. Portfolio Management in Co-ordination with Operations & Collection department. Physical verification of customer's residence, business and any other asset crucial from credit point of view and taking photographs. Following BM/PM and senior instruction , coordinating with FI, Collection , Valuation , Legal team for getting the desired visits reports done . Visiting the customers for first FI and meeting, taking the seniors to the customer place for visit and verification. Physical Verification of credit related documents like ITR'S, Bank Statements, receipts, ledger etc. and the property documents- Doing OSV ( Original Seen and verified) of these documents. Preparing basic CAM (Credit Appraisal Memo). Taking reference check of customer from local market and existing customers. Following policies & procedure as laid down by the company. Portfolio Management and visit to delinquent cases, doing collection of EMIs of such delinquent cases in calibration with collection team. Awareness, maintaining and stopping the Early Delinquency , Nonstarter cases in portfolio, train the team in order to be goal oriented and action oriented, deciding for the treatment of such cases wisely. Maintaining least OTC / PDD pendency and timely clearance of the same. Ensure to maintain non RPDC portfolio , all cases of portfolio should be ACH. Maintaining and collection of fresh bouncing cases EMI with charges as mentioned in policy, try to correct the operational errors and get the 100% cases repayment in NON PDC mode. collection of fresh data from open marketing activities for tele calling and self sourcing . Following of the leads so generated from this data receiving from telemarketing team . Completing the documentation of the files , filling the agreements , formats and other formalities for the disbursement of the case . Clearing all queries coming from credit , OPS , Legal , Valuation . Timely submission of daily MIS and sourcing data to reporting authority . Providing true and fair opinion based on customer's interaction. Clearing all the queries of the customer and make sure to clear him final ROI , Fees , Charges , and all other terms of the case absolute terms . Should not involve in any financial/non-financial transaction with the customer. Maintaining good and decent behavior while dealing with the customer, visiting his property, shop , go down and specially while taking photos of the property and house and surrounding with permission of the customer. Conducting the customer reference checks with at most sincerity and maturity - so the goodwill of the client should not be hampered or no defame should be there . Be sure not to disclose any financial or personal information of the existing / new clients with any ( existing / prospective clients ) or to anybody whomsoever outside company. Desired Profile: Min- 3 Years to 10 Year of experience in sales Age- Max 40 Should be comfortable with smart phones and computers and able to execute the basic functions on both the platforms, good knowledge of local demographics, Bearing KYC , NOC from other institution ( if coming from another FI/ employer) Should be preferably from local area having geographical knowledge of the place Customer Focus, Integrity Inclination towards Action and Urgency, Dynamic Growth Hard Work and orientation towards detailing