RBI Compliance (NBFC Specific) Ensure end-to-end compliance with all applicable RBI Master Directions and circulars for NBFCs, including: Digital Lending Guidelines (Fair Practices Code, FLDG, outsourcing, data disclosures, grievance redressal, balance sheet lending) KYC/AML regulations ,Statutory returns such as NBS-9, CRILC, FIU-IND, etc. Loan origination, servicing, and reporting frameworks Monitor changes in RBI regulations and ensure timely implementation and internal communication. Coordinate with business and tech teams to integrate regulatory mandates into digital lending platforms and workflows. Companies Act Compliance Ensure timely filings with the Ministry of Corporate Affairs (MCA) (e.g., AOC-4, MGT-7, DIR-3 KYC, PAS-3, etc.). Maintain statutory registers, minutes of board and committee meetings, and ROC documentation. Support secretarial audit, annual filings, and board governance practices. Regulatory & Board Reporting Prepare and maintain a compliance dashboard for management and board-level reporting. Coordinate with statutory auditors, internal auditors, and regulators (RBI/MCA). Support compliance during audits, inspections, and due diligence. Policies & Frameworks Draft, update, and implement internal compliance policies, SOPs, and risk controls. Lead training and awareness programs across functions for regulatory updates. Required Qualifications: Education: CS Certifications: Company Secretary Experience: 5–8 years in NBFC or Fintech compliance, with strong Show more Show less
We are looking for a highly experienced and detail-oriented NBFC – Finance Control to manage the financial control function for our Non-Banking Financial Company (NBFC) operations. The ideal candidate will be responsible for ensuring financial integrity, statutory compliance, audit readiness, and robust internal controls in line with RBI and Companies Act requirements. Responsibilities 1. Financial Control & Reporting Lead monthly, quarterly, and annual financial closing activities. Prepare and present accurate financial statements in compliance with Ind AS. Ensure timely preparation of MIS reports for management and board review. Manage intercompany transactions and reconciliations. 2. Regulatory Compliance Ensure full compliance with RBI regulations applicable to NBFCs. Coordinate with compliance and legal teams for reporting under Companies Act and RBI master directions. Handle regulatory filings and returns 3. Audit & Assurance Lead statutory audit, internal audit, and tax audit for the NBFC entity. Liaise with external auditors and ensure timely closure of audit observations. Implement and strengthen internal controls and SOPs. 4. Treasury & Cash Management Work with the treasury team to manage fund flow, working capital requirements, and debt servicing. 5. Budgeting & Forecasting Support in annual budgets and forecasts. Support in variance analysis and performance monitoring. 6. Stakeholder Management Collaborate closely with other finance teams including FP&A, accounts, and legal. Qualifications Qualification: CA (preferably first attempt) or MBA in Finance from a reputed institution. Experience: At least 3–5 years in a Controller role within an NBFC or financial services company. Strong knowledge of Ind AS, RBI norms, Companies Act Preferred Experience: Experience in working with early-stage or mid-sized NBFCs Exposure to digital lending or fintech ecosystems Hands-on experience with audit coordination and regulatory reporting Show more Show less
The ideal candidate is an analytical team player who will be responsible for leading a team of high performing individuals who own the entire product lifecycle from strategy to evaluation. You will also work cross-functionally to complete product roadmaps and discover new opportunities. Responsibilities Deeply understand the customer problems and needs; leveraging customer research, usability studies, first-hand interviews, customer feedback, experiments, and usage/adoption metrics Demonstrate strong communication and leadership skills with engineering, architecture teams, and business stakeholders; speak to the approach for implementing cross-product solutions Identify, design, experiment, and iterate on product capabilities leveraging customers/end users’ feedback, behavioral customer data, and market research Think through unifying elements and common denominators; dream up data and workflow interfaces; translate it all into engineering-ready user stories; and work with product designers to create a self-serve product that will make working with data is a delightful experience Own your product. Set a clear vision, define your roadmap and share with cross functional teams. Evangelize your product vision to senior management and diverse stakeholders through customer research, hands-on data analysis and documentation Inspire and lead your team and others to execute and deliver your vision and solutions to solve customers’ biggest problems and ruthlessly prioritize your team’s backlog to ensure your team is making maximum customer impact Define and analyze key performance metrics to support and inform product decisions Qualifications Startup enthusiasts, with a proven ability to innovate and think about customers first 2-4 years of relevant work experience, preferably in a strong customer facing role where you have developed empathy for customer problems Prior experience in B2B, SaaS and/or Agile development environments Is a plus Should understand how client server web applications are built and run, along with knowledge of APIs Previous experience in the Fintech domain will be a plus Should rely on data to make decisions and challenge assumptions. Should enjoy talking to customers and using their feedback to build better solutions. Should take a thoughtful approach to experimentation, move fast when needed, but always aim to deliver real value. Comfortable with SQL and other data tools to pull insights and support decision making. Show more Show less
As Assistant Manager – Growth, you will be at the intersection of product, partnerships, and people. You will own the end-to-end activation of financial products at client companies including app sign-ups, awareness campaigns, referral programs, and educational sessions. Work closely with Key Account Managers, creative/content teams, and client SPOCs (typically HR/Engagement Heads) to craft tailored communication plans that drive results in diverse employee bases whether blue-collar or white-collar. Responsibilities: Drive app sign-ups and activations through targeted initiatives and referral programs. Monitor key metrics weekly/monthly: downloads, conversions, usage trends. Lead fintech product rollouts (e.g., EWA, loans) via demos, townhalls, and awareness sessions. Coordinate launch activities with client SPOCs (HR/Admin/Finance). Execute monthly engagement using WhatsApp, SMS, HR emails, and physical collaterals. Plan and manage onboarding events, webinars, helpdesks, and info zones. Ensure clear, relevant messaging and collect feedback for continuous improvement. Deliver financial literacy sessions tailored to various employee groups with coaches and Q&As. Maintain on-ground presence to support adoption and build strong client SPOC relationships. Collaborate with KAMs, Product, and Content teams for aligned, impactful execution. Track success via user growth, referral-driven adoption, financial awareness, and repeatable playbooks. Qualifications: 2–5 years of experience in Growth, Customer Engagement, Product Marketing, or B2B2C Partnerships Proven experience in client-facing activations and user onboarding (Fintech/BFSI/Edtech/SaaS a plus) Excellent public speaking & communication skills in English and Hindi/regional languages Hands-on experience running grassroots or referral campaigns Comfortable with numbers, performance tracking, and reporting Willingness to travel and conduct on-ground activations pan-India. Nice to Have: Prior experience working with blue-collar or mixed workforce clients Exposure to tools like Google Sheets, Canva, WhatsApp Broadcast tools, Understanding of performance marketing Metrics Understanding of Indian financial products like loans, insurance, UPI, credit scores, etc. Show more Show less
Record and process journal entries, vendor bills, and customer receipts. Perform bank reconciliations and manage daily cash book entries. Ensure proper GL coding and accurate data entry. Maintain records of disbursements, repayments, and interest income. Assist in loan portfolio reconciliation with core lending systems and bank statements. Help compile data for RBI regulatory filings and audits. Assist in maintaining supporting documents for tax and compliance purposes. Support in monthly closing of books including accruals, provisions, and adjustments. Coordinate with internal teams for MIS preparation inputs. Maintain organized records of all transactions for internal and statutory audits. Skills Required B.Com / M.Com / CA Inter / Semi-qualified CA 1–3 years of accounting experience (NBFC or financial services preferred) Knowledge of Tally MS Excel (working knowledge required) Preferred Experience: Prior work in an NBFC or lending company Familiarity with NBFC-specific accounting and reporting Show more Show less
Sr. Manager - Enterprise Partnerships Delhi/Mumbai • Full-Time • 7+ Years The Role At Refyne, we’ve experienced a wonderful period of growth as the direct result of increased efficiency and productivity. To continue on this trajectory, we’re searching for a highly qualified Sr. Manager - Enterprise Partnerships to work closely with our executive team. What you’ll do ● Developing and executing the enterprise sales strategy for our financial wellness solutions, targeting CXOs ● Identifying and targeting potential enterprise clients in various industries, with a focus on BSE / NSE / Fortune 500 and 1000 companies ● Establishing, building and maintaining relationships with key decision-makers, influencers, and stakeholders, including CHROs / Heads of HR ● Working closely with cross-functional teams to develop customized solutions to address client concerns ● Negotiating and closing enterprise deals ● Providing ongoing account assistance to ensure client satisfaction and retention ● Attending industry events and conferences to stay up-to-date with market trends, network with prospective clients to generate leads ● Ensure constant communication with clients to upsell other products and services that complement our core offerings ● Continuously monitor and research on the competition and other players in the global market to develop a strong understanding of industry trends, emerging technologies, and competitive offerings ● Collaborating with internal teams to identify potential areas of growth, new product development, and innovative solutions to streamline current processes ● Regularly updating sales and marketing materials with the latest market insights and competitive intelligence to effectively communicate the value proposition of our financial wellness solutions What we’re looking for ● 7+ years of experience in investment banking, corporate banking, private banking, wealth advisory, Fintech Startups or similar domains ● Proven track record of independently engaging, pursuing leads and closing large deals with CXO’s and other key stakeholders ● Strong understanding of financial products and industry trends ● Excellent communication and interpersonal skills, with the ability to build strong relationships with clients and stakeholders ● Strong analytical skills, with the ability to conduct research and analysis to identify client needs and pain points in employee wellness programs ● Ability to work independently and as part of a team in a fast-paced, startup environment ● Bachelor's or Master's degree in business, or a related field Show more Show less
The Customer Support Team Lead is responsible for supervising a team of customer support representatives, ensuring they deliver excellent service, meet KPIs, and follow company policies and procedures. This role acts as the bridge between frontline agents and support management, facilitating team performance, coaching, and day-to-day operations. What you’ll do Oversee daily operations of the customer support team Monitor agent performance, provide feedback, and conduct regular coaching sessions. Ensure SLAs (Service Level Agreements) and KPIs (e.g. CSAT, FRT, TAT) are met. Handle escalated customer issues with professionalism and resolution-focused communication. Collaborate with other departments (Product, Engineering, QA) to address recurring issues. Drive process improvements and standardize best practices across the team. Schedule and allocate shifts, manage time-offs, and ensure optimal coverage. Prepare reports on team performance, ticket trends, and customer feedback. Onboard and train new support agents. What we’re looking for 3–5 years of customer support experience; 2–years in a leadership role preferred. Strong communication, conflict resolution, and team management skills. Familiarity with helpdesk tools (e.g. Zendesk, Freshdesk, Intercom). Analytical mindset with ability to interpret performance metrics. Empathetic, organized, and customer-focused. Show more Show less
As a Creative Designer, you will strategize, communicate, negotiate, and drive design solutions for our communications. Youll collaborate with Marketing, Content, Product, Growth, Data & People & Culture teams to create delightful and impactful experiences for our users. Youll build solutions with a deep understanding of our users needs and transform them into usable designs by conducting frequent analysis. You'll be able to articulate your decisions & solutions verbally as well as through sketches, presentations, hi-fi mockups, and print samples. Responsibilities Take end-to-end ownership and responsibility of projects to every detail and every step in process of delivery from brief to result of the project. Develop and execute creative concepts for a wide range of digital and print content, including social media graphics, presentations, event branding, emailers, promotional materials, and more. Collaborate with a team of multi-disciplinary designers consisting of creative designers, motion designers, front-end designers, and agencies. Tracking performance of design initiatives and taking initiatives to improve results through design strategies Connect with stakeholders to understand the values of different services and come up with ideal design solutions based on the projects needs. Market research and analysis of design projects. Building design hypothesis and taking design decisions based on research and data. Participate in user calls, surveys and interactions and initiate design experiments based on data Optimize efficiency by auditing and exploring internal and external design and collaboration processes. Timely Project delivery with quality assurance and ensuring brand consistency across all visual designs and marketing materials. Extend the existing brand guidelines and build new ones Qualifications Experience with project management in an agile data-driven environment. Proficient in Figma, Adobe Creative Suite, and a flair for learning new software, fast. Strong portfolio showcasing previous work in creating engaging content with knowledge on impact of your recent projects. Detailed Understanding of different mediums of communication: Print, Events, Social Media etc. Ability to conceptualize and design creative solutions based on the brand guidelines, project goals and target audience Knowledge of creating infographics and data visualization techniques is a plus Excellent communication and collaboration skills with team members and stakeholders, to present design decisions, negotiate timelines and brainstorm ideas. 8. User and data-focused design mentality. You are constantly looking to hone your team's instincts through user feedback and data insight. Passionate about design and keeping up with all of the latest design trends, case studies, and philosophies of what makes design great. Good knowledge of Graphic Design principles, Layouts, Typography, Color Theory, for both print and digital collaterals Ability to manage multiple projects simultaneously from concept through completion under tight deadlines. Outstanding communication/presentation skills both written and verbal. Presenting concept visualization through sketches, drawings, and illustrations Skills: creative design,color theory,figma,collaboration skills,communication skills,project management,data visualization,collaboration,typography,digital,design,adobe creative suite,graphic design principles,infographics,
Role Overview: We are looking for a proactive and detail-oriented Accountan t to manage the day-to-day accounting operations of the company using Tall y. This role involves full-cycle accounting — from invoice receipt and validation to the preparation of accurate financial statements and audit support. The ideal candidate should be comfortable working in a fast-paced startup environment, supporting multiple teams, and handling operational finance independently with a strong understanding of business processes. Key Responsibilities: Record journal entries with accuracy across expense, revenue, provisions, prepaids, and assets Perform bank reconciliations and manage cash/bank ledgers. Ensure accurate GST, TDS, and statutory compliance entries. Coordinate with internal teams to collect invoices and supporting documents (POs, Agreements). Validate invoice charges with an understanding of market pricing and commercial sanity. Support timely monthly book closures. Assist in preparation of financial reports — Profit & Loss, Balance Sheet, Cash Flow, and MIS packs. Coordinate with external auditors for statutory and internal audits. Share required ledgers, reconciliations, and documentation in a timely manner. Handle reconciliations and operational queries from business or product teams. Assist in process streamlining, tracking advances, and improving accounting workflows. Support finance and leadership teams in data analysis, internal reviews, and special projec ts. Key Skills & Requirements: Proficien t in Tall y ERP and MS Excel. Sound working knowledge of accounting standards (b asic I ND-AS understanding preferred) Ability to understand business processes and cost structures. Hands-on experience with invoice validation, prepaids, provisions , BRS, and reconciliations. Strong communication and coordination skills with internal stakeholders. Prior experience working in a startup or high-growth enviro nment is a plus. Bachelor's degree in Commerce or related field. Semi-qualified CA/MBA (Finance) is an advantage.
We are looking for a highly experienced and detail-oriented NBFC – Finance Control to manage the financial control function for our Non-Banking Financial Company (NBFC) operations. The ideal candidate will be responsible for ensuring financial integrity, statutory compliance, audit readiness, and robust internal controls in line with RBI and Companies Act requirements. Responsibilities 1. Financial Control & Reporting Lead monthly, quarterly, and annual financial closing activities. Prepare and present accurate financial statements in compliance with Ind AS. Ensure timely preparation of MIS reports for management and board review. Manage intercompany transactions and reconciliations. 2. Regulatory Compliance Ensure full compliance with RBI regulations applicable to NBFCs. Coordinate with compliance and legal teams for reporting under Companies Act and RBI master directions. Handle regulatory filings and returns 3. Audit & Assurance Lead statutory audit, internal audit, and tax audit for the NBFC entity. Liaise with external auditors and ensure timely closure of audit observations. Implement and strengthen internal controls and SOPs. 4. Treasury & Cash Management Work with the treasury team to manage fund flow, working capital requirements, and debt servicing. 5. Budgeting & Forecasting Support in annual budgets and forecasts. Support in variance analysis and performance monitoring. 6. Stakeholder Management Collaborate closely with other finance teams including FP&A, accounts, and legal. Qualifications Qualification: CA (preferably first attempt) or MBA in Finance from a reputed institution. Experience: At least 3–5 years in a Controller role within an NBFC or financial services company. Strong knowledge of Ind AS, RBI norms, Companies Act Preferred Experience: Experience in working with early-stage or mid-sized NBFCs Exposure to digital lending or fintech ecosystems Hands-on experience with audit coordination and regulatory reporting
Why Refyne? Founder’s Office — Refyne Refyne is Asia’s largest and the world’s second-largest financial wellness platform, on a bold mission to deliver 360° financial wellbeing for every stakeholder — corporates, employees, and pensioners. In under four years, and with a lean team of just 140, we’ve partnered with 500+ leading corporates across 23 sectors, reaching over 10 million employees. Backed by $106 million in equity from marquee investors like ICICI Bank, Tiger Global, QED, and DST Global — all within a year of launch — Refyne is among the fastest-scaling fintechs in the world. Our relentless focus on regulatory-first innovation, built specifically for India’s salaried class, has driven 90%+ employee retention and helped employers boost productivity and speed up hiring. Today, Refyne isn’t just profitable — we’re the 3rd largest by revenue and 2nd by volume globally in our space. Our vision is ambitious: to build a sustainable, nation-shaping business that stands the test of time. For us, the runway is infinite — and we’re not settling for anything less. About the Role: This is not your typical strategy job. As part of the Founder’s Office, you’ll work directly with the leadership team, owning high-stakes initiatives that span across product, business, growth, and operations. If you thrive in chaos, solve problems before they're named, and get a thrill from moving the needle — this is your arena. We're looking for someone with razor-sharp analytical skills, strong business instincts, and an unshakable sense of ownership. If you're endlessly curious, a generalist at heart, and allergic to the phrase “that’s not my job” — we’d love to talk. What You’ll Own: Data-Driven Strategy: Build, own, and optimize dashboards that steer business decisions — covering revenue, retention, unit economics, and more. Turn complex data into crisp, actionable insights for leadership. High-Impact Projects: Lead cross-functional initiatives end-to-end — pricing experiments, new market entries, strategic partnerships — and deliver results that move the needle. Market & Competitive Intelligence: Track emerging trends, conduct in-depth competitive analysis, and build battle cards that sharpen our edge. Process & Operational Excellence: Identify bottlenecks, build scalable solutions, and implement tools or frameworks that improve execution speed and accuracy. Founder's Shadow: Sit at the table, not on the sidelines. You’ll work on everything founders do — from board decks to crisis calls — and see firsthand what it takes to build a generational company. You’ll Thrive Here If You Have: 3+ years of experience in management consulting, investment banking, VC, corporate strategy, or a high-growth startup. Analytical firepower: Advanced Excel skills Comfort with SQL (including writing complex queries on multi-million row datasets) Ownership mindset: You take initiative, work independently, and drive projects from 0 to 1 without needing micromanagement. Bias for action: You move fast, stay focused under pressure, and don’t get stuck chasing perfection when impact matters most. Generalist toolkit: You can adapt across verticals — product, ops, GTM, finance — and handle ambiguity with clarity and calm. This isn’t a role for the faint-hearted. It’s for those who want to be in the driver’s seat — building, breaking, fixing, scaling. If you’re dreaming of starting your own company someday, this is your trial by fire AND once your clear your 3 year at Refyne - walk away with $100k pre-seed investment from founders! Ready to roll up your sleeves?
What youll do: Financial Operations: manage day-to-day finance operations, ensuring accuracy, compliance, and efficiency. Teke initiatives to enhance operational effectiveness and reduce manual interventions. Problem Solving and Analysis: Apply analytical skills to crunch numbers, identify trends, and solve complex problems in finance operations. Collaborate with cross-functional teams to implement effective solutions. Passion for Lending: Demonstrate a genuine passion for the lending industry, staying informed about industry trends and best practices. Ensure that finance operations align with the goals and objectives of Refyne. What were looking for Bachelors degree in finance, Accounting, or a related field. MBA or relevant professional certification is a plus. Minimum of 2 to 4 years of experience in finance operations, with a proven track record of progressively. Exceptional interpersonal, communication, and presentation skills. Ability to build relationships and trust with clients and internal teams. Manage multiple merchants, Clients, and preparation of MIS data and reports on a monthly level. Hands on experience in Settlement process, Personal loans and Customer queries around financial details. Handling of consumer lending, Salary deductions, Advance salary process payouts. Experience in managing the reconciliation of bank, payment gateways and LMS. Ability to work in a fast-paced, dynamic environment, and adapt to new challenges and technologies quickly. Collaborative mindset with the ability to work effectively in cross-functional teams. Show more Show less