Rcu Officer

Job Description

Role & responsibilities Managing entire RCU activities for the assigned state. • Undertake risk control, Fraud Control (FCU/RCU), Investigations & Field Verifications activities in the allocated area. • Pre-disbursement sample verification for checking authenticity of documents. • Post-disbursement sample checking through borrower visits. • Regularly monitoring RCU agencies. • Co-ordinate with the location teams for any FCU related issues like fraud rackets, internal frauds, investigation of linked locations. • Ensuring that the risk of various processes being outsourced to DSAs & CPAs is mitigated • Maintaining and sharing of MIS at approved intervals. • Ensure sanctity of Data reported. • Ensure audit of assigned business for verifying process compliance. • Implement projects in core risk infrastructure, tools, systems and data. • Ongoing research and keeping abreast with the latest fraud trends and providing updates to various departments within the Bank. • Manage fraud surveillance mechanism on banking transactions. • Co-ordinate with branches and other business departments and support units on investigations and to implement the anti-fraud or corrective measures. Preferred candidate profile Perks and benefits