1 - 3 years
5 - 6 Lacs
Srinagar
Posted:2 months ago|
Platform:
Work from Office
Full Time
Functional Responsibilities Detailed and objective assessment MSME Loan, Business Finance, Loan Against Property / Machinery and Onward Lending applications originating from across Tamil Nadu & PAN India Preparing Credit Appraisal Note Assess applicant profiles based on performance against predefined criteria, as well as an independent analysis on borrower s credit profile Credit appraisals of loan proposals with the help of financial analysis of the customers, information and data gathered in personal discussions, background reference checks, field investigation etc Assessing credit worthiness of applicant by use of performance history and future forecasts along with liquidity, debt/asset management and profitability ratios Assessing needs of clients and accordingly charting out viable finance portfolio after considering financial, legal and technical aspects Functional Competencies Ability to coordinate with internal and external stakeholders / Regulators to ensure 100% compliance Good written and verbal communication skills Good networking skills and ability to establish, nurture and leverage relationships Ability to handle multiple tasks successfully and simultaneously
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