Officer (Ops Sup Analyst 2 - C10)

3 - 7 years

0 Lacs

Posted:18 hours ago| Platform: Shine logo

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Work Mode

On-site

Job Type

Full Time

Job Description

The Credit Maintenance Analyst position is an intermediate level role where you will be responsible for capturing and recording data on credit exposures, obligors, and facilities in relevant credit systems in coordination with the Operations - Services team. Your main objective will be to coordinate and maintain data quality in credit systems, monitor and report credit exposure, escalate deficiencies, and recommend delinquent strategies in alignment with overall credit policies. In this role, you will review incoming credit requests for completeness and accuracy, and convert them into concise, accurately recorded credit facilities. You will also be preparing Credit Approvals (CAs), tracking CA progress during the approval process, and ensuring approvals are received in compliance with policy and accurately recorded in the database. Additionally, you will be responsible for maintaining accurate insurance records and controls to ensure timely follow-up and renewals of required insurance for equipment and equipment liability. Monitoring end-of-day exposure versus limits, escalating detected exceptions per policy, and obtaining facilities to address recurring exceptions will be part of your responsibilities. You will also prepare portfolio and related credit information for internal and external auditors and contribute to achieving acceptable audit ratings. Furthermore, you will interpret data, make recommendations, identify policy gaps, and assist in formulating policies. It is essential that you appropriately assess risk when making business decisions, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets. This includes driving compliance with applicable laws, rules, and regulations, adhering to policy, applying sound ethical judgment regarding personal behavior, conduct, and business practices, and escalating, managing, and reporting control issues with transparency. As a successful candidate, you should ideally have 3-5 years of relevant experience, secured/non-secured lending experience, bank operations experience, working knowledge of industry practices and standards, and proficient computer skills with a focus on Microsoft Office, Microsoft Project, and Windows domain. A Bachelor's degree or equivalent experience is required for this role. Please note that this job description provides a high-level review of the types of work performed, and other job-related duties may be assigned as required.,

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