Mortgage Underwriter US

As a Due Diligence - US Residential Mortgage Underwriter at QRight Solutions, your role involves analyzing and verifying loan applications to ensure completeness and accuracy of documents such as 1003, 1008, and credit reports. You will assess the borrower's credit history, employment, income, and debt levels, as well as confirm the property's value through appraisal reports. Additionally, you will evaluate credit reports to determine the borrower's creditworthiness, calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios, review appraisals for conformity, and assess the accuracy of property valuations. Key Responsibilities: - Analyze and verify loan applications, ensuring completeness and accuracy of required documents - Assess borrower's credit history, employment, income, and debt levels - Confirm property value through appraisal reports - Evaluate credit reports to determine creditworthiness - Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios - Review appraisals for conformity and assess property valuation accuracy - Ensure loans comply with federal, state, and local regulations - Adhere to company policies and guidelines - Identify potential risks and assess overall loan risk level Qualifications Required: - Any degree - 1-7 years of underwriting experience In addition to the job specifics, QRight Solutions offers health insurance, provident fund benefits, day shift schedule, and performance bonuses. As part of the team, you may be required to be an immediate joiner and available for face-to-face interviews at the Chennai office. Work location is in person. As a Due Diligence - US Residential Mortgage Underwriter at QRight Solutions, your role involves analyzing and verifying loan applications to ensure completeness and accuracy of documents such as 1003, 1008, and credit reports. You will assess the borrower's credit history, employment, income, and debt levels, as well as confirm the property's value through appraisal reports. Additionally, you will evaluate credit reports to determine the borrower's creditworthiness, calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios, review appraisals for conformity, and assess the accuracy of property valuations. Key Responsibilities: - Analyze and verify loan applications, ensuring completeness and accuracy of required documents - Assess borrower's credit history, employment, income, and debt levels - Confirm property value through appraisal reports - Evaluate credit reports to determine creditworthiness - Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios - Review appraisals for conformity and assess property valuation accuracy - Ensure loans comply with federal, state, and local regulations - Adhere to company policies and guidelines - Identify potential risks and assess overall loan risk level Qualifications Required: - Any degree - 1-7 years of underwriting experience In addition to the job specifics, QRight Solutions offers health insurance, provident fund benefits, day shift schedule, and performance bonuses. As part of the team, you may be required to be an immediate joiner and available for face-to-face interviews at the Chennai office. Work location is in person.