Credit Officer - Financial Institutions Barclays

5.0 - 9.0 years

0 Lacs

maharashtra

On-site

Embark on a transformative journey as a FI Credit Risk Officer at Barclays, where you'll spearhead the evolution of our digital landscape, driving innovation and excellence. You'll harness cutting-edge technology to revolutionize our digital offerings, ensuring unparalleled customer experiences. As an FI Credit Risk Officer at Barclays, your primary responsibility will be the effective credit risk management of the assigned portfolio of clients, including financial institutions such as Banks, Sovereigns, Funds, and CCPs. This involves ensuring compliance with Banks credit risk policies & procedures and the internal controls framework. You will play a crucial role in supporting credit risk sanctioning and establishing effective working relationships with other credit officers, business and product teams, and various relevant functional areas, including senior internal stakeholders. To excel in this role, you should have experience in preparing annual credit review packs and Industry reviews, supporting credit officers in day-to-day risk management activities, managing credit limit requests, monitoring risk limits, and maintaining accurate information in the Banks Risk systems. Additionally, possessing a thorough understanding of the underlying principles and concepts within the area of expertise will be highly valued. Key skills that will be assessed for your success in this role include risk and controls, change and transformation, business acumen, strategic thinking, digital and technology proficiency, and job-specific technical skills. The job location for this role is in Mumbai. **Purpose of the role:** Your main purpose will be to assess and approve/decline credit applications based on established credit policies, risk appetite, and regulatory requirements. This involves analyzing financial information, evaluating creditworthiness, and recommending credit terms and conditions to ensure responsible lending practices. **Accountabilities:** - Monitoring the performance of approved lending, identifying potential risks and early warning signs of delinquency. - Evaluating the risk profile of each application considering factors like industry trends, borrower financials, collateral, and market conditions. - Providing independent credit decisions on lending applications, adhering to established credit policies, risk parameters, and regulatory requirements. - Developing and implementing appropriate courses of action for troubled lending, including workout plans, restructuring, or collections. **Analyst Expectations:** - Performing prescribed activities in a timely and high-standard manner consistently driving continuous improvement. - Demonstrating in-depth technical knowledge and experience in the assigned area of expertise. - Leading and supervising a team, guiding professional development, allocating work requirements, and coordinating team resources. - Taking ownership of managing risk and strengthening controls in relation to the work you own or contribute to. All colleagues at Barclays are expected to uphold the Barclays Values of Respect, Integrity, Service, Excellence, and Stewardship, as well as demonstrate the Barclays Mindset of Empower, Challenge, and Drive.,

Posted 2 days ago

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