Lead Credit Officer - Vice President

Role Overview: You have the exciting opportunity to join a dynamic and growing team as a Credit Risk Vice President in the commercial banking risk team. You will play a pivotal leadership role within the GHHN Credit Risk team, overseeing a group of credit officers and analysts dedicated to managing credit risk for GHHN (Public Finance) clients. Your responsibilities will include driving periodic credit reviews, participating in new loan transactions, and ensuring high standards of underwriting and portfolio management. Key Responsibilities: - Lead, mentor, and develop a team of credit officers and analysts, fostering a culture of excellence and continuous improvement. - Provide guidance and support in complex credit assessments and annual reviews, ensuring team members possess necessary skills and knowledge. - Oversee and participate in the evaluation of new loan transactions, ensuring thorough due diligence and robust risk analysis. - Conduct independent credit analysis and deliver well-reasoned opinions on new and existing clients, focusing on accuracy and risk mitigation. - Monitor and manage the credit quality of the portfolio, identifying emerging risks and recommending mitigation strategies. - Ensure the effectiveness of credit management practices, including risk grading decisions and suitability of credit mitigation actions. - Engage with clients, credit officers, and directors to deliver best-in-class credit solutions. - Build and maintain strong relationships with internal and external stakeholders, acting as a trusted advisor on credit risk matters. - Champion a work culture that encourages innovation, challenges the status quo, and strives for continuous improvement. - Identify opportunities to enhance credit risk processes, leveraging technology and best practices for greater efficiency. - Ensure all credit risk activities comply with internal policies, regulatory requirements, and industry standards. Qualifications Required: - Graduate degree - Minimum 9 years experience in credit risk analysis (preferably GHHN or public finance experience) - Ability to lead a team and work independently as well as in a team environment - Strong communication & interpersonal skills; ability to effectively present analysis and build positive relationships with global stakeholders - In-depth understanding of GHHN financial statements, including ratio analysis, cash flow analysis, and accounting standards - Excellent academic record, a strong grasp of public finance concepts and applications, close attention to detail, and accuracy - Aptitude to learn and develop knowledge on credit analysis techniques, sectors and global economies - Proficient in the use of MS Word, Excel, and PowerPoint,