Kredily

✨ We’re building India’s first Agentic AI Payroll OS with Fintech & Insurance at scale. Profitable & Pre-Series A funded. Looking for a CPTO Co-founder to join the journey. Kredily already powers 25,000+ businesses and 1 million+ employees . With a profitable SaaS foundation, we are now transitioning from SaaS → AI-first Payroll + Fintech OS , embedding automation, compliance, financial services, and insurance into one intelligent platform for India’s 63M SMBs. Our vision is to create a deeply engaged platform of SMBs and employees where Payroll is just the entry point. From there, we will cross-sell tailored financial products — loans, credit cards, investments, and insurance — making Kredily the default workplace + financial OS for India. We’re looking for a visionary Chief Product & Technology Officer (CPTO) to lead this transformation. 👉 Your role: Lead the AI-native roadmap from SaaS → Payroll + Fintech OS. Architect the AI-first tech stack (LLMs, agent frameworks, vector DBs). Build fintech & insurance integrations at payroll scale. Drive engagement-led growth , enabling intelligent cross-sell of financial products . Ensure trust, compliance, and data security across payroll + financial services. Build and mentor a world-class AI+SaaS+Fintech org . Partner with CEO on vision, growth & fundraising . 👉 Requirements: Top-tier college background (IIT/IIM/BITS or equivalent) . 10+ years startup experience with proven 0 → 1 → 100 scale. Hands-on AI development (LLMs, ML infra, agentic workflows). SaaS + Fintech/Insurance product leadership track record. Willing to put skin in the game. 👉 What we offer: Profitable & Pre-Series A funded startup with strong traction. Co-founder track + high-upside ESOPs. A chance to redefine Payroll + Fintech + Insurance in India at massive scale . Write to hr@kredily.com, if you’re ready to build the future with us.