10 Jobs in Kambam

We are looking for a highly skilled and experienced Branch Receivable Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, with expertise in managing receivables and handling cash operations. Roles and Responsibility Manage and oversee the daily operations of the branch's receivables, ensuring timely payments and minimizing bad debts. Develop and implement strategies to improve collection efficiency and reduce delinquencies. Collaborate with the sales team to identify and address potential risks associated with new customer acquisitions. Maintain accurate records of all transactions, including receipts, payments, and outstanding balances. Ensure compliance with regulatory requirements and internal policies related to receivables management. Analyze financial data to identify trends and areas for improvement in the bank's receivables portfolio. Job Strong knowledge of accounting principles, financial regulations, and banking practices. Excellent communication, interpersonal, and problem-solving skills. Ability to work effectively in a fast-paced environment with multiple priorities and deadlines. Proficiency in Microsoft Office and other relevant software applications. Strong analytical and decision-making skills with attention to detail and accuracy. Experience working in a similar role within the BFSI industry is preferred.

We are looking for a highly skilled and experienced Relationship Manager to join our team in the BFSI industry. The ideal candidate will have 1-4 years of experience managing retail mortgages, with a strong background in sales and customer service. Roles and Responsibility Develop and maintain strong relationships with customers to understand their mortgage needs and provide tailored solutions. Identify new business opportunities and generate leads through networking, referrals, and market research. Conduct thorough analysis of customer financial situations to determine the best mortgage options. Collaborate with internal teams to ensure seamless processing and disbursement of mortgage loans. Provide exceptional customer service by responding promptly to inquiries and resolving issues professionally. Stay up-to-date with industry trends and competitor activity to stay ahead in the market. Job Requirements Proven experience in managing retail mortgages, with a minimum of 1 year in the BFSI industry. Strong knowledge of mortgage products, including features, benefits, and risks. Excellent communication, interpersonal, and negotiation skills. Ability to work in a fast-paced environment and meet sales targets. Proficiency in using CRM software and other relevant tools. Strong analytical and problem-solving skills, with attention to detail and accuracy.

We are looking for a highly skilled and experienced Branch Receivable Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry. Roles and Responsibility Manage and oversee the daily operations of the branch receivable function. Develop and implement strategies to improve cash flow and reduce delinquencies. Collaborate with cross-functional teams to resolve customer complaints and issues. Analyze financial data and reports to identify trends and areas for improvement. Ensure compliance with regulatory requirements and internal policies. Maintain accurate and up-to-date records of all transactions and activities. Job Requirements Strong knowledge of accounting principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficient in Microsoft Office and other software applications. Strong analytical and problem-solving skills. Ability to maintain confidentiality and handle sensitive information. Experience working in a similar role within the BFSI industry is preferred.

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, preferably with a background in Mutual Funds. Roles and Responsibility Develop and maintain strong relationships with clients to understand their financial goals and provide tailored investment solutions. Conduct thorough needs analysis to identify opportunities for growth and improvement. Collaborate with internal teams to develop and implement effective business strategies. Provide exceptional customer service and support to ensure client satisfaction and retention. Stay up-to-date with market trends and regulatory changes to remain competitive. Identify and mitigate risks associated with investments to ensure compliance with regulatory requirements. Job Requirements Strong knowledge of Mutual Funds products and services. Excellent communication and interpersonal skills to build strong client relationships. Ability to analyze complex financial data and provide insightful recommendations. Strong problem-solving and analytical skills to address client concerns. Experience working in a fast-paced environment with multiple priorities and deadlines. Strong understanding of the BFSI industry and its regulations.

We are looking for a highly skilled and experienced Relationship Manager to join our team in the BFSI industry. The ideal candidate will have 1-4 years of experience in retail mortgages. Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking, referrals, and market research. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement effective sales strategies to meet targets. Collaborate with internal teams to resolve customer queries and issues. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of retail mortgages and related products. Excellent communication, negotiation, and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Proficiency in MS Office and other relevant software applications. Experience in managing multiple priorities and deadlines in a fast-paced environment. A graduate or postgraduate degree is required. About Company Equitas Small Finance Bank Ltd is a leading player in the BFSI industry, committed to providing exceptional banking services to its customers.

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, preferably with a background in Mutual Funds. Roles and Responsibility Develop and maintain strong relationships with clients to understand their financial goals and provide tailored investment solutions. Conduct thorough needs analysis to identify client requirements and offer personalized advice on mutual fund investments. Collaborate with internal teams to stay updated on market trends and regulatory changes affecting mutual funds. Provide exceptional customer service by responding promptly to client inquiries and resolving issues professionally. Identify new business opportunities through networking and referrals to expand the existing client base. Stay current with industry developments and competitor activity to maintain a competitive edge. Job Requirements Proven experience as a Relationship Manager in the BFSI industry, preferably with a focus on Mutual Funds. Strong knowledge of financial markets, products, and regulations governing mutual funds. Excellent communication, interpersonal, and problem-solving skills. Ability to work effectively in a fast-paced environment and meet sales targets. Strong analytical and decision-making skills with attention to detail. Proficiency in using technology and software applications relevant to mutual fund investments.

Skills Collection Maintenance Highest Education Other Qualification Type Working Language Tamil English Job Description A "Relationship Officer - MF Collection NPA" job description primarily involves managing and recovering outstanding debt (Non-Performing Assets - NPA) from clients who have taken microfinance loans, focusing on building relationships to encourage timely repayments while adhering to collection policies and legal guidelines. Key responsibilities: Debt Recovery: Actively contacting borrowers with overdue microfinance loans, understanding their financial situations, and negotiating repayment plans to minimize NPAs. Customer Relationship Management: Building rapport with borrowers, maintaining regular communication, and providing support to facilitate timely payments. Field Visits: Conducting on-site visits to borrowers' residences or businesses to assess their financial situation and collect outstanding payments. Collections Strategy: Implementing effective collection strategies including reminders, follow-up calls, legal actions (when necessary) to maximize recovery rates. Reporting and Documentation: Maintaining detailed records of collection activities, customer interactions, and updating relevant systems with accurate information. Compliance: Adhering to all regulatory guidelines and company policies related to debt collection practices. Skills and Qualifications: Excellent Communication Skills: Ability to effectively communicate with borrowers, both verbally and in writing, to understand their situations and negotiate repayment plans. Negotiation Skills: Proven ability to negotiate with borrowers to reach mutually agreeable payment arrangements. Problem-Solving Skills: Identifying challenges faced by borrowers and devising solutions to facilitate timely repayments. Fieldwork Experience: Comfort with extensive field visits and interacting with customers in diverse locations. Financial Acumen: Basic understanding of financial concepts to analyze borrowers' financial situations. Legal Awareness: Familiarity with debt collection laws and regulations to ensure compliance.

Skills Skill Post-conflict Highest Education Bachelor of Commerce Working Language English Tamil Job Description Processing & generating leads for Micro LAP & Micro Housing finance by accessing their income through personal discussion & field Visit. Track and Ensure Repayments of the Loan disbursed Lead generation & conversion for existing micro finance members who require MICRO LAP or MICRO Housing Ensure consistent delivery of Equitas products and services and prompt repayment in an efficient and cost effective manner Sourcing & Completion of Loan document application form filling and follow-up to be done till disbursement stage

Skill Collection Maintenance Highest Education Bachelor of Arts Working Language Tamil English Job Description A "Branch Receivable Officer" is responsible for managing and collecting outstanding payments (accounts receivable) within a specific branch of a company, primarily focusing on customer interaction, follow-up on overdue accounts, and ensuring timely payment collection, while adhering to established company policies and procedures. Key responsibilities of a Branch Receivable Officer: Customer Account Management: Monitor customer accounts within the assigned branch to identify overdue payments. Contact customers via phone, email, or in person to remind them of outstanding balances and due dates. Resolve customer queries regarding invoices and payments. Payment Collection: Receive customer payments in various forms (cash, cheque, online transfers). Accurately record payments on customer accounts in the accounting system. Initiate collection actions for delinquent accounts, including sending reminder notices and escalating to debt collection agencies if necessary. Compliance and Reporting: Ensure adherence to company credit policies and collection procedures. Generate regular reports on outstanding receivables, collection performance, and customer payment trends. Maintain accurate records of customer interactions and collection attempts. Branch Coordination: Collaborate with other branch staff to identify potential collection issues and develop strategies to address them. Communicate important updates regarding customer accounts to relevant branch managers.

Processing & generating leads for Micro LAP & Micro Housing finance by accessing their income through personal discussion & field Visit. Track and Ensure Repayments of the Loan disbursed Lead generation & conversion for existing micro finance members who require MICRO LAP or MICRO Housing Ensure consistent delivery of Equitas products and services and prompt repayment in an efficient and cost effective manner Sourcing & Completion of Loan document application form filling and follow-up to be done till disbursement stage Skills Post-conflict Highest Education Bachelor of Arts Working Language English Tamil