7 Jobs in Chaprā

Job Requirements Job Description Job Title – Branch Credit Manager-Rural Business Unit - Retail Banking Function – Credit Job Purpose The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement. The role bearer is involved in implementation of credit policy initiatives and managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank. Responsibilities Roles & Responsibilities: Conducting Credit Appraisal required for the loan to avoid Business Risk as per norms. Maintaining Credit TAT to ensure the growth of business. Delinquency management - Conducting Personal Visits to customers and doing root cause analysis of such cases. Conducting Random Visits in order to cross check the authenticity of the Contact point verifications. To manage post disbursement documents and partly disbursed cases. Maintaining credit MIS and various management reporting as required Manage Audit compliance for the branch and support in other operational activities. Monitor and review the performance of the retail credit portfolio on a regular basis, providing recommendations for adjustment where necessary. Contribute to portfolio management programs i.e. limit increases, loan postponements etc. Recommend process changes in order to improve service efficiency and quality across the assigned area. Recommend improvements to processes and policies across the Retail Banking business to drive operational efficiencies and high-quality customer service. Educational Qualifications : Graduation (Any Field) Experience 2+ years of experience in credit

Job Requirements Job Description Job Title – Branch Credit Manager-Rural Business Unit - Retail Banking Function – Credit Job Purpose The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement. The role bearer is involved in implementation of credit policy initiatives and managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank. Responsibilities Roles & Responsibilities: Conducting Credit Appraisal required for the loan to avoid Business Risk as per norms. Maintaining Credit TAT to ensure the growth of business. Delinquency management - Conducting Personal Visits to customers and doing root cause analysis of such cases. Conducting Random Visits in order to cross check the authenticity of the Contact point verifications. To manage post disbursement documents and partly disbursed cases. Maintaining credit MIS and various management reporting as required Manage Audit compliance for the branch and support in other operational activities. Monitor and review the performance of the retail credit portfolio on a regular basis, providing recommendations for adjustment where necessary. Contribute to portfolio management programs i.e. limit increases, loan postponements etc. Recommend process changes in order to improve service efficiency and quality across the assigned area. Recommend improvements to processes and policies across the Retail Banking business to drive operational efficiencies and high-quality customer service. Educational Qualifications : Graduation (Any Field) Experience 2+ years of experience in credit

Job Requirements Job Requirements Role/Job Title: Branch Relationship Manager-Rural Function/Department: Rural Banking Job Purpose The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer is responsible for understanding the client needs and working with customers to help them make the right decisions with their accounts. The role bearer must maintain updated knowledge on all bank products and services to ensure high quality assistance in resolving customer queries as well as developing new relationships with prospective clients. This is a critical role which leverages business generation opportunities to help achieve larger organizational objectives. Roles & Responsibilities Contribute to penetration of liabilities business in Rural markets through lead generations, account penetration and relationship deepening as per needs of customer. Ensure maintenance of Average Monthly Balance of Relationship of customers mapped to the incumbent. Deepen the relationship with existing customers of the branch. Ensure completion of account opening formalities with strict adherence to KYC norms. (Field verification Mandatory) Engage customers with multiple products at the time of account Opening. (viz: Mobile banking / Net banking registration / Recurring Deposit-Fixed Deposit activation) Ensuring account usage & constantly maintaining health of account. Ensure superior customer service to capture larger wallet share of population. Execute resolution of customer queries and issues. Recommend process changes in order to improve service efficiency and quality across the branch network. Provide support for implementation of livelihood advancement and community development initiatives. Education Qualification Graduation: Any Graduate Experience: 2 years & above relevant branch banking experience.

Job Requirements Job Requirements Job Title – Associate Relationship Manager-LAP Place of work - Rajasthan/Gujarat/Karnataka/Madhya Pradesh/Chhattisgarh/Odisha/Andhra Pradesh Business Unit - Rural Banking Function - Retail Assets Job Purpose The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to identify mortgage needs of customers and provide appropriate lending solutions ( Loan Against Property) . The role bearer is responsible for driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship to achieve larger organizational goals. Roles & Responsibilities Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements. Contribute to penetration of mortgage business in Rural markets through lead generations and account opening as per needs of customer Spearhead mapping of detailed household needs based on direct customer interactions Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual group loan booking targets Achieve individual and branch sales goals through new business sales, referrals and retention of account relationship and maintain high collections efficiency Lead preparation of quality documentation of loans to ensure minimum queries / rejections from Operations / Credit teams Coordinate with operations officer to ensure timely and accurate data entry Ensure compliance as per the bank requirements Secondary Responsibilities Recommend process changes in order to improve service efficiency and quality across the branch network Provide support for implementation of livelihood advancement and community development initiatives. Key Success Metrics Customer Acquisition targets, Cross sell targets Educational Qualifications Graduate-Any-Full Time 12th- Any Experience 0-2 Years in NBFCs/Banking.

Job Requirements Job Description: Associate Relationship Manager-MEL Company Name: IDFC FIRST Bank Job Type: Full-Time Job Category: Others Department: Retail Banking > Rural Banking > Assets > Rural Unnati Location: Bihar, India IDFC FIRST Bank is seeking a highly motivated and dynamic individual to join our team as an Associate Relationship Manager-MEL. As an Associate Relationship Manager, you will be responsible for managing and developing relationships with our clients in the rural areas of Bihar, India. This is a full-time position within our Retail Banking department, specifically in the Rural Banking division, focusing on Assets and Rural Unnati. Key Responsibilities Develop and maintain relationships with clients in the rural areas of Bihar, India Understand the financial needs of clients and provide appropriate solutions Cross-sell various banking products and services to clients Achieve sales targets and contribute to the growth of the bank Conduct market research and identify potential opportunities for business growth Collaborate with other departments to ensure smooth and efficient operations Provide excellent customer service and resolve any issues or concerns raised by clients Stay updated with industry trends and regulations to ensure compliance with policies and procedures Qualifications Bachelor's degree in Business Administration, Finance, or related field Minimum of 2 years of experience in sales or relationship management, preferably in the banking industry Knowledge of rural banking and understanding of the local market in Bihar, India Excellent communication and interpersonal skills Strong sales and negotiation skills Ability to work independently and in a team environment Proficient in MS Office and other relevant software Willingness to travel within the assigned region We offer a competitive salary and benefits package, as well as opportunities for career growth and development within our organization. If you are a self-starter with a passion for sales and building relationships, we encourage you to apply for this exciting opportunity with IDFC FIRST Bank.

Job Requirements Job Description: Associate Relationship Manager-PL at IDFC FIRST Bank Company Overview IDFC FIRST Bank is a leading private sector bank in India, committed to providing innovative and customer-centric financial solutions. Our mission is to empower individuals and businesses to achieve their financial goals and contribute to the growth of the nation. Job Title: Associate Relationship Manager-PL Job Type: Full-Time Job Category: Others Department: Retail Banking > Rural Banking > Assets > Rural Unnati Location: Bihar, India Additional Parameters Minimum 2 years of experience in sales and relationship management in the banking or financial services industry Knowledge of rural banking and understanding of the local market in Bihar Strong communication and interpersonal skills Ability to build and maintain relationships with customers Proven track record of achieving sales targets Proficiency in local language and English Willingness to travel within the assigned region Job Summary We are looking for a dynamic and result-oriented Associate Relationship Manager-PL to join our team in Bihar. The ideal candidate will be responsible for managing and growing the portfolio of rural customers under the Rural Unnati program. This role requires a strong understanding of rural banking and the ability to build and maintain relationships with customers. Key Responsibilities Identify and acquire new customers in the rural areas of Bihar Build and maintain relationships with existing customers to increase their engagement with the bank Understand the financial needs of customers and recommend suitable products and services Achieve sales targets and contribute to the growth of the Rural Unnati program Conduct regular market visits and engage with local communities to promote the bank's products and services Ensure compliance with all regulatory and internal policies and procedures Provide excellent customer service and resolve any customer queries or issues in a timely manner Qualifications Bachelor's degree in Business Administration, Finance, or a related field Minimum 2 years of experience in sales and relationship management in the banking or financial services industry Knowledge of rural banking and understanding of the local market in Bihar Strong communication and interpersonal skills Ability to build and maintain relationships with customers Proven track record of achieving sales targets Proficiency in local language and English Willingness to travel within the assigned region We offer a competitive salary and benefits package, along with opportunities for career growth and development. If you are passionate about making a difference in the lives of rural customers and have the required skills and experience, we would love to hear from you. Apply now and join our team at IDFC FIRST Bank.

Job Requirements Job Description: Branch Operations & Service Manager at IDFC FIRST Bank Company Overview IDFC FIRST Bank is a leading private sector bank in India, committed to providing innovative financial solutions to its customers. With a strong focus on rural banking and a wide range of retail banking services, the bank aims to empower individuals and businesses to achieve their financial goals. Job Title: Branch Operations & Service Manager Job Type: Full-Time Job Category: Retail Banking Department: Retail Banking > Rural Banking > Liabilities > Branch Management > Branch Operations Location: Chapra, Bihar, India Additional Parameters Minimum 5 years of experience in branch operations and service management in a banking or financial institution Strong knowledge of rural banking and liabilities products Excellent communication and interpersonal skills Ability to lead and manage a team Proficiency in local language (Bhojpuri) is preferred Job Summary We are looking for a highly motivated and experienced Branch Operations & Service Manager to join our team at IDFC FIRST Bank in Chapra, Bihar. The ideal candidate will have a strong background in branch operations and service management, with a deep understanding of rural banking and liabilities products. As a Branch Operations & Service Manager, you will be responsible for managing the day-to-day operations of the branch, ensuring excellent customer service, and driving business growth. Key Responsibilities Oversee the overall operations of the branch, including cash management, customer service, and compliance with banking regulations Manage and lead a team of branch staff, providing guidance and support to achieve targets and deliver exceptional customer service Develop and implement strategies to increase branch profitability and achieve business goals Monitor and analyze branch performance, identifying areas for improvement and implementing corrective actions Build and maintain strong relationships with customers, addressing their concerns and providing solutions to their banking needs Ensure compliance with all banking regulations and policies, conducting regular audits and training for staff Collaborate with other departments and teams to drive business growth and improve customer experience Stay updated with industry trends and developments, and implement best practices in branch operations and service management Qualifications Bachelor's degree in Business Administration, Finance, or a related field Minimum 5 years of experience in branch operations and service management in a banking or financial institution Strong knowledge of rural banking and liabilities products Excellent communication and interpersonal skills Ability to lead and manage a team Proficiency in local language (Bhojpuri) is preferred If you are a dynamic and results-driven individual with a passion for rural banking and a strong track record in branch operations and service management, we encourage you to apply for this exciting opportunity at IDFC FIRST Bank. Show more Show less