Participation and Conducting Village Survey Sourcing of new customers Formation of Joint Liabilities Group . Ø KYC Verification. Ø Filing of Enrollment Forms at the centre. Ø Data Entry of Customer Details on Application System. Ø Check the Credit Bureau Report of Member and process those who passed the CBReport. Ø Training the members through 2 day process about Company Process & Polices and product Details. Ø Explaining the responsibilities of Centre Leader & Group Leader. Ø Conducting House Verification of Members to understand their standard of living. Ø Loan Disbursement to Members Ø Loan Utilization Check. Ø Job Types: Full-time, Permanent, Fresher Pay: ₹18,000.00 - ₹22,000.00 per month Benefits: Flexible schedule Health insurance Internet reimbursement Leave encashment Life insurance Paid sick time Provident Fund Schedule: Day shift Weekend availability Supplemental Pay: Performance bonus Ability to commute/relocate: Karunagappalli, Kerala: Reliably commute or planning to relocate before starting work (Preferred) Education: Higher Secondary(12th Pass) (Required) Language: Malayalam (Required) License/Certification: Driving Licence (Required) Willingness to travel: 75% (Required) Work Location: In person Application Deadline: 01/04/2025

Field sales Collection and recovery executive IGL loan leads collection Leads to sales conversion After sales collection Job Types: Full-time, Permanent, Fresher Pay: ₹18,000.00 - ₹20,000.00 per month Benefits: Flexible schedule Health insurance Internet reimbursement Leave encashment Life insurance Paid sick time Provident Fund Schedule: Day shift Weekend availability Supplemental Pay: Performance bonus Yearly bonus Education: Higher Secondary(12th Pass) (Required) Language: Malayalam (Required) License/Certification: Driving Licence (Required) Willingness to travel: 75% (Required) Work Location: In person

Participation and Conducting Village Survey Sourcing of new customers Formation of Joint Liabilities Group . Ø KYC Verification. Ø Filing of Enrollment Forms at the centre. Ø Data Entry of Customer Details on Application System. Ø Check the Credit Bureau Report of Member and process those who passed the CBReport. Ø Training the members through 2 day process about Company Process & Polices and product Details. Ø Explaining the responsibilities of Centre Leader & Group Leader. Ø Conducting House Verification of Members to understand their standard of living. Ø Loan Disbursement to Members Ø Loan Utilization Check. Ø Job Types: Full-time, Permanent, Fresher Pay: ₹18,000.00 - ₹22,000.00 per month Benefits: Flexible schedule Health insurance Internet reimbursement Leave encashment Life insurance Paid sick time Provident Fund Schedule: Day shift Weekend availability Supplemental Pay: Performance bonus Ability to commute/relocate: Kottarakara, Kerala: Reliably commute or planning to relocate before starting work (Required) Education: Higher Secondary(12th Pass) (Required) Language: Malayalam (Required) License/Certification: Driving Licence (Required) Willingness to travel: 75% (Required) Work Location: In person Application Deadline: 01/04/2025

Role Lead Central Risk Department Home Loans Grade DVP / VP Type of role Team Managing Reports to CRO Key Job Responsibilities : - Purpose To lead the design, implementation, and oversight of the Enterprise Risk Management frameworks, ensuring effective risk identification, mitigation, and alignment with organizational objectives. - ERM FrameworkEnhance and implement ERM policies, taxonomy, and governance aligned with regulatory requirements. Perform framework effectiveness review. - Risk IdentificationOversee enterprise-wide risk identification, assessment, and prioritization across all categories. - Operational Risk ManagementManage operational risks, including third-party dependencies, cybersecurity, and business continuity. - Financial Risk - Should understand, review and challenge financial risk matters like ECL, Market Risk, and ICAAP etc. - Risk Appetite & GovernanceDefine and monitor risk appetite thresholds, ensuring alignment with business goals. - Monitoring & ReportingImplement risk dashboards and heatmaps for real-time monitoring; report key risks to the Board, critical stakeholders and CRO. - Resilience & MitigationBuild organizational resilience through change management, controls, and mapping interdependencies. - Regulatory ComplianceEnsure compliance with regulatory standards, including ICT and operational risk frameworks. - Risk CultureDrive strong risk-aware culture through training and accountability frameworks. - Strategic IntegrationPartner with business units to integrate risk considerations into strategic decision-making and growth plans. - Leadership & OversightLead cross-functional collaboration, manage risk committees, and drive continuous improvement. Should be able to deal with Rating Agencies, Regulator, Auditors. Essential Capabilities : - Solution Oriented Critical thinking, bias for solution and execution. - Strong influencing skills Ability to build deep and influential partnerships with stakeholders. Apply Save Save Pro Insights

Senior Product Manager - AI Solutions About IIFL Home Loans - IIFL Home Loans is one of the leading home loan providers in India, with a mission to help customers fulfill their dream of homeownership. - As part of our continued efforts to innovate and drive growth, we have recently established a dedicated team to lead AI-related projects. - This team will focus on leveraging artificial intelligence to transform business workflows, optimize costs, and enable exponential growth for the company. - We are looking for a Senior Product Manager - AI Solutions to help drive this digital transformation. Job Overview: - We are looking for a highly skilled and motivated Senior Product Manager - AI Solutions to join our growing AI team. - The ideal candidate will have a deep understanding of Artificial Intelligence, both conceptually and with some coding expertise, and a proven track record in implementing AI solutions to solve business problems. - This individual will play a key role in identifying and prioritizing AI-driven use cases, working closely with internal business teams and leading IT service providers to design and deliver AI-powered solutions that drive business growth, cost optimization, and process improvement. Key Responsibilities: AI Strategy and Vision: - Lead the identification of AI-driven use cases within the business, with a focus on cost optimization, structured data management, and process transformation. - Work closely with business leaders and key stakeholders to define AI product roadmaps and deliverables that align with business objectives. - Develop a deep understanding of the business workflows and guide the team in how AI can be used to optimize and innovate these processes. AI Product Development & Delivery: - Own the end-to-end delivery of AI products, from ideation and conceptualization to implementation and scaling. - Collaborate with cross-functional teams (technology, data science, operations) and external IT service providers to ensure smooth execution of AI projects. - Define clear requirements and KPIs for AI products, ensuring they meet business goals and performance standards. - Lead the deployment of AI-driven solutions that have measurable business impact and drive operational efficiencies. Data Structuring & Business Process Transformation: - Ensure AI products are developed in a way that optimizes data structuring, enabling the organization to work with high-quality, usable data for decision-making.- Work with data teams to ensure that AI solutions are leveraging the right datasets and are aligned with business needs.- Guide the transformation of business processes to leverage AI capabilities for exponential growth. Collaboration with External Partners: - Coordinate with IT service providers and AI solution vendors to develop and implement AI solutions tailored to IIFL Home Loans' unique business challenges.- Evaluate and manage relationships with external technology partners, ensuring that the right solutions are in place for successful AI implementation.Key Requirements:- Minimum of 6 years of work experience, with at least 3+ years in AI product delivery or hands-on experience in implementing AI solutions in a business context.- Proven track record in leading AI product development in a fast-moving digital- focused organization.- Experience working with AI technologies (e.g., machine learning, NLP, computer vision ) and delivering AI-driven products that solve real business challenges.- Experience working closely with or for AI organizations or leading IT service providers will be strongly preferred.- Strong understanding of how AI can be applied to business processes and workflows for optimization and transformation.ApplySaveSaveProInsights

Objectives of this Role: - Drive the product and business-planning process across cross-functional teams of the company based on the feedback received from support function. - Analyse support tickets to understand the user needs and improvement in process by working on product requirements and develop requirements to ensure they're successful achieved. - Previous software and web development experience. Develop, implement, and maintain production timelines across multiple departments. - Coordination with Senior Product Managers to for prioritization and creating a road map towards DIY issue resolution system wise. Daily and Monthly Responsibilities: - Lead the support task ensuring the ticket resolution is at the highest level of productivity. - Monitor the systems for a proactive approach to issue handing at large scale. - Collaborate closely with engineering, production, marketing, and sales teams on the development, QA, and release of products and balance of resources to ensure success for the entire organization. Skills and Qualifications: - MBA with minimum 5 years of working experience as a product manager and team leadership. - Strong experience in a dynamic product management role as well as support role - Experience in working on post disbursal processes in the financial industry. Preferred Qualifications: - Previous software and web development experience. - Proven working experience as a product developer. Apply Save Save Pro Insights

- We are looking for a multi-talented UX Strategist who understands how to drive business results through data-driven UX strategies and seamless, user-focused digital experiences. - You will join an established digital strategy team with many years of work experience in strengthening the backend systems, where you will play a critical role in driving overall UX practice, developing team capabilities, and working as an evangelist for category leading UX. - You must have a passion for digital trends and innovation combined with deep understanding of user experience best practices. - You excel at identifying the sweet spot where business goals harmoniously meet user engagement and excitement. Responsibilities: - Develop strategic, user-focused digital experiences for multiple key audiences. - Identify and create user personas based key audiences. - Work with the Digital Strategy Product team to provide direction whenever UI/UX related interaction is needed. - Conduct A/B testing and drive efficiencies and change through metric driven findings. - Produce UX roadmaps for a both external customers as well as internal employees. - Plan and implement data-driven strategies to help different departments reach business goals through deliverables such as content strategy documents and product architecture. - Lead quantitative and qualitative UX research programs. - Stay up to date on the latest technology and trends on user experience. Skills and Qualifications: - 7-10 years of UX experience - Excellent writing skills and a fondness for the written word Excellent time management skills - Ability to influence and communicate cross-functionally with all levels of management. Apply Save Save Pro Insights

Participation and Conducting Village Survey Sourcing of new customers Formation of Joint Liabilities Group . Ø KYC Verification. Ø Filing of Enrollment Forms at the centre. Ø Data Entry of Customer Details on Application System. Ø Check the Credit Bureau Report of Member and process those who passed the CBReport. Ø Training the members through 2 day process about Company Process & Polices and product Details. Ø Explaining the responsibilities of Centre Leader & Group Leader. Ø Conducting House Verification of Members to understand their standard of living. Ø Loan Disbursement to Members Ø Loan Utilization Check. Ø Job Types: Full-time, Permanent, Fresher Pay: ₹18,000.00 - ₹22,000.00 per month Benefits: Flexible schedule Health insurance Internet reimbursement Leave encashment Life insurance Paid sick time Provident Fund Schedule: Day shift Weekend availability Supplemental Pay: Performance bonus Ability to commute/relocate: Kozhancheri, Kerala: Reliably commute or planning to relocate before starting work (Required) Education: Higher Secondary(12th Pass) (Required) Language: Malayalam (Required) License/Certification: Driving Licence (Required) Willingness to travel: 75% (Required) Work Location: In person Application Deadline: 01/04/2025

IIFL SAMASTA FINANCE LIMITED We are hiring...... Collection & Recovery Executives *Two Wheeler and Driving License is mandatory *Qualification Should be +2 and Above *Age limit upto 28 years for freshers and 31 for MFI experienced *Attractive salary + Unlimited Incentives + PF + ESIC + Gratuity + Insurance Only Male candidates Contact :- 7594874304 Job Type: Full-time Salary: ₹17,000.00 - ₹21,000.00 per month Job Types: Full-time, Permanent, Fresher Pay: ₹18,000.00 - ₹21,000.00 per month Benefits: Flexible schedule Health insurance Internet reimbursement Leave encashment Life insurance Paid sick time Provident Fund Schedule: Day shift Weekend availability Supplemental Pay: Joining bonus Performance bonus Yearly bonus Education: Higher Secondary(12th Pass) (Required) License/Certification: Driving Licence (Required) Location: Kunnamkulam, Kerala (Required) Willingness to travel: 75% (Required) Work Location: On the road

- We are looking for a multi-talented UX Strategist who understands how to drive business results through data-driven UX strategies and seamless, user-focused digital experiences. - You will join an established digital strategy team with many years of work experience in strengthening the backend systems, where you will play a critical role in driving overall UX practice, developing team capabilities, and working as an evangelist for category leading UX. - You must have a passion for digital trends and innovation combined with deep understanding of user experience best practices. - You excel at identifying the sweet spot where business goals harmoniously meet user engagement and excitement. Responsibilities: - Develop strategic, user-focused digital experiences for multiple key audiences. - Identify and create user personas based key audiences. - Work with the Digital Strategy Product team to provide direction whenever UI/UX related interaction is needed. - Conduct A/B testing and drive efficiencies and change through metric driven findings. - Produce UX roadmaps for a both external customers as well as internal employees. - Plan and implement data-driven strategies to help different departments reach business goals through deliverables such as content strategy documents and product architecture. - Lead quantitative and qualitative UX research programs. - Stay up to date on the latest technology and trends on user experience. Skills and Qualifications: - 7-10 years of UX experience - Excellent writing skills and a fondness for the written word Excellent time management skills - Ability to influence and communicate cross-functionally with all levels of management.

Manager - Direct Taxation Job Responsibilities:- Having strong technical knowledge of Direct Tax Laws.- Responsible for ensuring tax compliance requirements are delivered timely and accurately for all in-scope taxes. - Representation before the Income Tax Authorities.- Managing all tax assessments/audits/refunds/ responses/submission to show cause notices with a handsome approach.- Partnering with Management in System Transitioning, Process Implementation, updates on changes in law, latest Judiciary Pronouncements.- Review tax accounting, provision and Litigation status and updating management on developments and changes in law.- Keep a continuous track of tax-related disputes and devise an effective strategy to manage audits, appeals, and other queries raised by tax authorities in order to achieve an optimal outcome for the Organization. Job Specification:- Qualified CA with a Legal background will be desirable.- Should possess 6+ years of experience in the Taxation function, working with NBFC's is preferable or other corporates.- Should possess strong technical capabilities in the areas of GST.- To lead and supervise the team, preparation and filing of all the tax returns related to Direct Taxes.- Additional working knowledge of Indirect Tax is more welcome.- Should be articulate in speech and a confident personality.- Self-motivated with a high level of energy.

Qualification - MBA Finance/B.Com/M.Com Designation - AVP Preferred Industry Housing Finance or NBFCs Key Responsibilities: - Handling various queries of Banks, auditors and other investors - Reviewing and finalization of borrowing documents - Preparation of MIS reports related to Treasury. - Continuously updating the Borrowing deck, Investor Presentation, Information Memorandum and other standardized documents - Managing the transaction related compliance of NCDs and CPs. - Ensuring maintenance of Treasury systems and enhancing of all treasuries related processes - Ensure the timely repayment/payments of all the borrowing of the company. - Complying and meeting all borrowing and other stakeholders' covenants and compliance- Ensuring all compliance and reporting as per company, regulatory, Auditor's etc. - Co-ordinate with rating agencies for data requirements on Monthly, Quarterly and on Annual basis - Peer Analysis - Lenders, rate of interest, Banking, ECB and capital market, - ALCO, Risk and Board meeting compliance - Preparing of RBI/NHB returns

Job Overview: - We are looking for a highly skilled and motivated Senior Product Manager - AI Solutions to join our growing AI team. - The ideal candidate will have a deep understanding of Artificial Intelligence, both conceptually and with some coding expertise, and a proven track record in implementing AI solutions to solve business problems. - This individual will play a key role in identifying and prioritizing AI-driven use cases, working closely with internal business teams and leading IT service providers to design and deliver AI-powered solutions that drive business growth, cost optimization, and process improvement.they meet business goals and performance standards.- Lead the deployment of AI-driven Key Responsibilities: AI Strategy and Vision: - Lead the identification of AI-driven use cases within the business, with a focus on cost optimization, structured data management, and process transformation.- Work closely with business leaders and key stakeholders to define AI product roadmaps and deliverables that align with business objectives.- Develop a deep understanding of the business workflows and guide the team in how AI can be used to optimize and innovate these processes. AI Product Development & Delivery: - Own the end-to-end delivery of AI products, from ideation and conceptualization to implementation and scaling.- Collaborate with cross-functional teams (technology, data science, operations) and external IT service providers to ensure smooth execution of AI projects.- Define clear requirements and KPIs for AI products, ensuring solutions that have measurable business impact and drive operational efficiencies. Data Structuring & Business Process Transformation: - Ensure AI products are developed in a way that optimizes data structuring, enabling the organization to work with high-quality, usable data for decision-making.- Work with data teams to ensure that AI solutions are leveraging the right datasets and are aligned with business needs.- Guide the transformation of business processes to leverage AI capabilities for exponential growth. Collaboration with External Partners: - Coordinate with IT service providers and AI solution vendors to develop and implement AI solutions tailored to IIFL Home Loans' unique business challenges.- Evaluate and manage relationships with external technology partners, ensuring that the right solutions are in place for successful AI implementation. Key Requirements: - Minimum of 6 years of work experience, with at least 3+ years in AI product delivery or hands-on experience in implementing AI solutions in a business context.- Proven track record in leading AI product development in a fast-moving digital- focused organization.- Experience working with AI technologies (e.g., machine learning, NLP, computer vision ) and delivering AI-driven products that solve real business challenges. - Experience working closely with or for AI organizations or leading IT service providers will be strongly preferred.- Strong understanding of how AI can be applied to business processes and workflows for optimization and transformation.

Objectives of this Role: - Drive the product and business-planning process across cross-functional teams of the company based on the feedback received from support function. - Analyse support tickets to understand the user needs and improvement in process by working on product requirements and develop requirements to ensure they're successful achieved. - Previous software and web development experience. Develop, implement, and maintain production timelines across multiple departments. - Coordination with Senior Product Managers to for prioritization and creating a road map towards DIY issue resolution system wise. Daily and Monthly Responsibilities: - Lead the support task ensuring the ticket resolution is at the highest level of productivity. - Monitor the systems for a proactive approach to issue handing at large scale. - Collaborate closely with engineering, production, marketing, and sales teams on the development, QA, and release of products and balance of resources to ensure success for the entire organization. Skills and Qualifications: - MBA with minimum 5 years of working experience as a product manager and team leadership. - Strong experience in a dynamic product management role as well as support role - Experience in working on post disbursal processes in the financial industry. Preferred Qualifications: - Previous software and web development experience. - Proven working experience as a product developer.

About the Role : We are seeking for dynamic and results-driven Business Product Manager with a strong understanding of AI to join our growing team. In this role, you will be responsible for defining and driving the strategy, roadmap, and execution for creating AI-powered Products & process ecosystem. You will work closely with AI/ML engineers, data scientists, design, business team, and other stakeholders to deliver innovative AI-driven products that meet our customers' needs and drive business growth. We are focusing on someone who has the experience into the Underwritting, Customer Profiling, Customer Segmentations, Credit Score Card Model. The person should have the expertise into the Business side. Preferred candidates are who is working in NBFC and having the experience into the Housing Finance Industry (HFC). Preferred Additional Qualifications : - Experience with AI/ML tools or technologies - Experience in building customer interactions platform - Experience with A/B testing, and user analytics , especially related to AI-powered features - Familiarity with ethical considerations in AI development - Candidate should be more into Implement or nor Developer.

Responsibilities: - Recruit, onboard, and manage a network of Direct Selling Agents (DSAs) for LAP ducts. - Drive sales and achieve targets for Loan Against perty (LAP) ducts, up to - 3 Crore. - Train and motivate DSAs to effectively mote and sell LAP ducts. - Build and maintain strong relationships with DSAs and key stakeholders. - Monitor DSA performance and vide regular feedback and support. - Ensure compliance with company policies and regulatory guidelines. - Conduct market research and competitor analysis to identify new business opportunities. - Manage the end-to-end sales cess, from lead generation to loan disbursement. - Resolve DSA and customer queries and issues in a timely and efficient manner. - Prepare and present sales reports and forecasts to senior management. - Implement sales strategies to enhance market penetration and customer acquisition. Qualifications: - Bachelor's degree in any discipline. - 2 to 5 years of experience in sales roles within the Banking or NBFC sector. - ven track record of achieving sales targets, particularly in loan ducts. - Strong understanding of Loan Against perty (LAP) ducts and cesses. - Excellent communication, presentation, and negotiation skills. - Strong relationship management and networking abilities. - Ability to work independently and as part of a team. - ficiency in using sales management tools and CRM systems

Job Overview : We are looking for a highly skilled and motivated Senior Product Manager (LMS) to join our team in Gurgaon. The ideal candidate will have over 5 years of experience working in the financial services domain, specifically Integrating, managing and optimizing Loan Management Systems (LMS). This individual will play a critical role in ensuring the smooth and efficient functioning of the LMS, driving end-to-end delivery, identifying operational pain points, and working closely with internal stakeholders to streamline processes through technology. Key Responsibilities: End-to-End Ownership of LMS: - Take full ownership of the Loan Management System (LMS) and ensure that it meets business requirements and operational needs. - Collaborate with stakeholders across the Operations, IT, and Business teams to define, prioritize, and implement system enhancements. - Drive system integration and operational improvement projects in partnership with the LMS vendor. - Work with LMS partners (e.g., FinnOne, Pennant) to ensure seamless delivery of features, enhancements, and upgrades. Stakeholder Management: - Act as the primary point of contact for the Operations team to identify pain points and propose effective solutions. - Gather and analyze business requirements from stakeholders, particularly from the Operations team, and translate them into system specifications. - Collaborate with business and technology teams to ensure timely delivery of high-quality solutions. LMS Optimization & Enhancements: - Drive continuous improvements and enhancements in the Loan Management System to ensure it aligns with the evolving needs of the business and its customers. - Troubleshoot and resolve any system-related issues impacting the loan lifecycle process. - Ensure that LMS performance, accuracy, and efficiency meet operational expectations and KPIs.- Integration & Technical Expertise: - Senior the integration efforts between the LMS and other critical systems, ensuring smooth data flow and process automation. - Oversee the technical aspects of the LMS, including system updates, configuration, and troubleshooting. - Ensure that the LMS is in compliance with regulatory requirements and internal policies. Project Management: - Senior and manage LMS-related projects from start to finish, ensuring that timelines, budgets, and deliverables are met. - Develop detailed project plans, coordinate with internal teams and external vendors, and track the progress of each project. - Proactively identify risks and mitigation strategies to ensure timely delivery.- Reporting & Documentation: - Provide regular updates to senior management on the progress of LMS-related projects and system enhancements. - Create and maintain comprehensive documentation for the LMS processes, user guides, and integration procedures. Key Requirements : - Minimum 6 years of experience in handling and optimizing Loan Management Systems ( LMS ) within the Experience financial services domain. - Proven experience with LMS platforms such as FinnOne, Pennant, or similar systems is highly preferred. - Experience in LMS on boarding from scratch will be considered a strong plus. - In-depth knowledge of financial operations processes, loan lifecycle, and data management in the context of home loans and financial products. Skills : - Strong understanding of financial operations and processes, including loan origination, disbursement, servicing, collections, and closure. - Expertise in managing system integrations, vendor management, and cross-functional collaboration. - Experience working with Agile methodologies for system implementation and product delivery. - Excellent project management and organizational skills, with the ability to prioritize and handle multiple tasks simultaneously. - Strong communication skills, with the ability to effectively collaborate with technical and non-technical teams. Technical Knowledge: - Proficiency in system integration, business requirements gathering, and creating technical specifications for LMS enhancements. - Understanding of databases, API integrations, and software development life cycle. - Experience in troubleshooting and resolving technical issues related to Loan Management Systems. Educational Qualifications: - Bachelor's degree in Engineering, Computer Science, or a related field. Graduates from Tier 1 and Tier 2 colleges are preferred. - An MBA or similar business qualification is a plus.

Job Title: Business Product Manager Vision of the Company: We at IIFL Home Finance is keen in building a revolutionary lending platform that leverages advanced AI algorithms to assess creditworthiness beyond traditional metrics, personalize loan products, and streamline the entire lending process. Mission of the Company: To develop and deploy cutting-edge AI technology to: - Revolutionize credit assessment by incorporating diverse data sources and alternative credit scoring models. - Automate and streamline the lending process, ensuring speed, efficiency, and accuracy. - Personalize loan products and services to meet the unique financial needs of each borrower. - Promote transparency and ethical lending practices, mitigating bias and fostering trust. Core Values of the Company: - Financial Inclusion : We believe everyone deserves access to fair and affordable credit. - Transparency and Trust : We operate with integrity and provide clear, unbiased information. - Innovation : We continuously explore and implement cutting-edge AI technologies. - Customer-Centricity : We prioritize the needs and experiences of our borrowers. - Ethical AI: We are committed to developing and deploying AI responsibly and ethically. - Data Security and Privacy : We are committed to protecting our customers data. About the Role: We are seeking for dynamic and results-driven Business Product Manager with a strong understanding of AI to join our growing team. In this role, you will be responsible for defining and driving the strategy, roadmap, and execution for creating AI-powered Products & process ecosystem. You will work closely with AI/ML engineers, data scientists, design, business team, and other stakeholders to deliver innovative AI-driven products that meet our customers' needs and drive business growth. Responsibilities: Product Strategy and Roadmap ( AI-Focused ): - Develop and maintain a clear product vision, strategy, and roadmap aligned with business objectives, incorporating AI capabilities. - Conduct market research and competitive analysis, with a focus on AI trends and applications. - Define and prioritize product features based on customer needs, business value, and AI feasibility. - Collaborate with AI/ML engineers to understand the capabilities and limitations of AI models. - Product Development and Execution ( AI Integration ): - Collaborate with AI/ML engineers and design teams to define product requirements and specifications, including AI model integration. - Lead the product development lifecycle from concept to launch, ensuring timely and high-quality delivery of AI-powered features. - Manage product backlogs, prioritize tasks, and facilitate agile development processes, including those related to AI model training and deployment. - Monitor and analyze product performance metrics, including AI model performance, to identify areas for improvement. Key Success Metrics: - Increased financial inclusion (measured by loan approval rates for underserved populations). - Reduced loan processing time and costs. - Improved customer satisfaction and retention. - Lower default rates and improved portfolio performance. - Growth in market share and brand recognition. - Measured reduction in bias in loan approvals Qualifications: - Bachelor's degree in business, engineering, computer science, or a related field (Master's degree preferred), with a strong interest or background in AI. - 1-5 years of experience in product management, preferably in lending industry, with exposure to AI-driven products. - Proven track record of successfully launching and managing products, including those with AI components. - Strong understanding of agile development methodologies. - Excellent analytical, problem-solving, and decision-making skills, with the ability to interpret and apply AI-related data. - Strong communication, presentation, and interpersonal skills, with the ability to explain complex AI concepts to non-technical audiences. - Ability to work effectively in a fast-paced and dynamic environment, including those involving rapidly evolving AI technologies. - Experience with data analysis tools, and techniques, including those used in AI/ML. - Strong understanding of business models, and financial metrics. - Basic familiarity with AI/ML concepts, such as machine learning algorithms, natural language processing, or computer vision. - Familiarity with UX/UI design principles.

Type of role : Team Managing Reports to : CRO Key Job Responsibilities : - Purpose : To lead the design, implementation, and oversight of the Enterprise Risk Management frameworks, ensuring effective risk identification, mitigation, and alignment with organizational objectives. - ERM Framework : Enhance and implement ERM policies, taxonomy, and governance aligned with regulatory requirements. Perform framework effectiveness review. - Risk Identification : Oversee enterprise-wide risk identification, assessment, and prioritization across all categories. - Operational Risk Management : Manage operational risks, including third-party dependencies, cybersecurity, and business continuity. - Financial Risk - Should understand, review and challenge financial risk matters like ECL, Market Risk, and ICAAP etc. - Risk Appetite & Governance : Define and monitor risk appetite thresholds, ensuring alignment with business goals. - Monitoring & Reporting : Implement risk dashboards and heatmaps for real-time monitoring; report key risks to the Board, critical stakeholders and CRO. - Resilience & Mitigation : Build organizational resilience through change management, controls, and mapping interdependencies. - Regulatory Compliance : Ensure compliance with regulatory standards, including ICT and operational risk frameworks. - Risk Culture : Drive strong risk-aware culture through training and accountability frameworks. - Strategic Integration : Partner with business units to integrate risk considerations into strategic decision-making and growth plans. - Leadership & Oversight : Lead cross-functional collaboration, manage risk committees, and drive continuous improvement. Should be able to deal with Rating Agencies, Regulator, Auditors. Essential Capabilities : - Solution Oriented : Critical thinking, bias for solution and execution. - Strong influencing skills : Ability to build deep and influential partnerships with stakeholders.

IIFL SAMASTA FINANCE LIMITED We are hiring...... Officer of Micro loan Identifying potential areas for expanding of business growth New Member Addition Formation of Groups and explaining the process in detail Collection Documents from Members Conducting Loan Utilization Checks on regular interval Timely Collections of Monthly Installments as per Schedule Maintenance of Portfolio Quality CREs must handle 200 Customers on an average Organizing Centre Meetings. Ø Building Relationship with Members. Ø Responsible for Collection. Ø Updating the Registers on daily basis. Ø Maintain Code of Conduct of the Company. *Two Wheeler and Driving License is mandatory *Qualification Should be +2 and Above *Age limit upto 28 years for freshers and 32 for MFI experienced candidate *Attractive salary + Unlimited Incentives + PF + ESIC + Gratuity + Insurance Only Male candidates Contact :- 7594874304 Job Type: Full-time Salary: ₹18,000.00 - ₹22,000.00 per month for freshers Job Types: Full-time, Permanent, Fresher Pay: ₹18,000.00 - ₹22,000.00 per month Benefits: Flexible schedule Health insurance Internet reimbursement Leave encashment Life insurance Paid sick time Provident Fund Schedule: Day shift Weekend availability Supplemental Pay: Performance bonus Yearly bonus Education: Higher Secondary(12th Pass) (Required) Language: Malayalam (Required) License/Certification: Driving Licence (Required) Location: Alappuzha, Kerala (Required) Willingness to travel: 75% (Required) Work Location: In person