This role reports to MD or Board, so we require someone who is strong in handling stakeholders/ regulators like RBI etc Maximum CTC Budget: Up to 50 Lakhs - Based on the profile Grade: AVP/DVP Job Title: Lead - Internal Audit (NBFC) Location: Hyderabad, India Job Type: Full-time About Us: A prominent NBFC, specializes in vehicle finance, SME lending, and onward lending to NBFCs. We are dedicated to delivering top-tier financial solutions with a strong focus on governance, risk management, and operational efficiency. We are looking for an experienced Lead - Internal Audit to join our Hyderabad team. Position Overview: The Lead - Internal Audit will head the internal audit function, focusing on compliance, risk, and governance. Responsibilities include designing and executing audit programs, risk mitigation, and collaborating to enhance internal control systems. The role requires leadership abilities, audit experience within financial services or NBFCs, and strategic initiative skills. Key Responsibilities: Audit and Compliance: Design and implement internal audit plans as per NBFC standards. Conduct audits on vehicle finance, SME lending, and onward lending to NBFCs. Assess and document internal controls, risks, and compliance issues. Complete audit cycles: planning, fieldwork, reporting, and follow-ups. Conduct special investigations and ad-hoc assignments as needed. Ensure compliance with RBI regulations and internal policies. Maintain thorough documentation and audit reporting. Risk Management and Governance: Keep abreast of regulatory changes and NBFC compliance updates. Develop risk-based audit methodologies and assess emerging risks. Work with cross-functional teams to strengthen internal controls. Present audit findings and insights to senior management and the Board. People and Stakeholder Management: Lead and mentor the internal audit team. Promote a culture of accountability and risk awareness. Coordinate with business heads to address audit observations. Collaborate with external auditors and regulatory bodies. Key Qualifications and Skills: Chartered Accountant (CA) or equivalent (CIA, CPA, CFA preferred). 10-15 years of internal audit or risk management experience in NBFC/financial services. Comprehensive knowledge of RBI regulations and NBFC compliance. Proficiency in audit software, data analytics, and MS Office. Strong leadership, communication, and problem-solving skills. Proven ability to manage multiple tasks under pressure.

Job Title: Branch Manager (Vehicle Finance) Experience Required: 5+ Years Salary Range: 6.0- 6.5 LPA Locations: Bikaner (Rajasthan), Washim, Yavatmal, Buldhana (Maharashtra) Industry: NBFC / Vehicle Finance Department: Sales (DSA) Employment Type: Full Time, Permanent Job Description: We are hiring Branch Managers Sales for our Vehicle Finance vertical. The role involves end-to-end branch responsibility including sales target achievement, team management, and business development through DSAs, dealers, and other local channels. Key Responsibilities: Drive used vehicle finance (SCV/LCV/Cars) disbursement targets. Manage DSA and dealer relationships in the local market. Lead branch sales team and monitor performance. Ensure adherence to policy, process, and compliance guidelines. Maintain strong customer service and branch operations. Candidate Profile: 5+ years of experience in vehicle finance, auto loans, or related field sales roles. Strong DSA/dealer network exposure. Experience in managing a branch or sales team. Should have strong knowledge of the local market. Preferred Locations: Bikaner – Rajasthan Washim, Yavatmal, Buldhana – Maharashtra

Job Description: Domestic Business Development Manager (BDM) - New Client Acquisition Company: IMR Soft India Pvt Ltd Location: Hyderabad, Raidurgam Industry: Recruitment (IT & Non-IT Staffing) Employment Type: Full-time Job Summary: We are seeking an experienced Business Development Manager (BDM) with a strong background in new client acquisition and impanelment within the recruitment sector. The ideal candidate will have a proven track record of acquiring new clients (both IT and Non-IT), establishing partnerships, and driving revenue growth through strategic business development initiatives. Key Responsibilities: New Client Acquisition: Identify, approach, and onboard new clients (IT & Non-IT) for recruitment services. Build and maintain strong relationships with key decision-makers (HR, Talent Acquisition, Hiring Managers). Generate leads through cold calling, networking, referrals, and digital outreach. Impanelment & Partnerships: Get IMR Soft empaneled with corporates, MNCs, SMEs, and startups. Negotiate contracts, pricing, and service agreements with clients. Business Growth & Revenue Generation: Achieve monthly/quarterly sales targets by bringing in new clients. Upsell additional recruitment services (contract staffing, RPO, bulk hiring). Client Relationship Management: Maintain regular follow-ups with existing and prospective clients. Ensure high client satisfaction to drive repeat business. Market Intelligence: Stay updated on industry trends, competitor activities, and hiring demands. Provide insights to the leadership team for strategic decision-making. Required Skills & Qualifications: Experience: 6+ years in business development/client acquisition in the recruitment/ staffing industry. Proven track record of acquiring new clients and impaneling with corporates. Strong network of HR/Talent Acquisition contacts in IT & Non-IT sectors. Excellent negotiation, communication, and presentation skills. Self-motivated, target-driven, and able to work independently. Knowledge of LinkedIn Sales Navigator, CRM tools, and recruitment trends. Preferred Qualifications: Experience in IT recruitment, bulk hiring, or RPO is a plus. Existing database of client SPOCs (HR, TA Heads, Hiring Managers). What We Offer: Competitive salary + attractive commission structure. Opportunity to work with a fast-growing recruitment firm. Flexible work environment.

Role - Relationship Manager - BBU (Sales) Grade- Level 1 / 2 Age Limit- Max. 36 Years Qualification - Any Graduate / Postgraduate (Regular Stream) Experience Min.3 of experience in SME Lending, (handling an average ticket size of 5cr to 25cr), from the banking sector. Skil Set Required Strong Communication, Negotiation Skill, Relationship Skill, Credit Knowledge, Due diligence, Portfolio Monitoring, Documentation. Roles & Responsibility Acquisition of New Customers. • Generating leads and meeting potential clients and conversion into business • Compliance to the KYC / Customer validation / Due Diligence / Market enquiry and collect information / data • Submit the credit proposals through Loan Operating System (LOS) of the Bank. • Follow up for sanction with regular interaction with other stakeholders of the Bank. • Shall arrange to execute the documents, MOD, ROC filing, CERSAI and compliance of all post sanction activities on an on-going basis for the accounts brought in. • Attend to Inspection and Audit Remarks / Stock Audit / Inspection and other Audits and its compliance thereof and Statutory Requirements. • Monitor and verify the day-to-day requirements of clients and ensure healthy portfolio. • Identifying Early Warning Signals in the account and initiate suitable steps including escalation and timely measures. • Ensure overall achievement of individual targets and business targets. • Shall exhibit good contacts with Business team, compliance, Legal and audit team in order to have wholesome analysis of the proposal. • Shall have the ability to articulate his own point of view of the proposal in line with policies and extant guidelines. Work Locations Hyderabad, Vizag, Vijayawada. Salary & Benefits Max.10 LPA (Accommodate within the budget)

Key Responsibilities: Risk Analysis & Reporting Assist in data aggregation, risk analytics, and risk dashboard development. Support risk scenario analysis, stress testing, and back testing. Market & Credit Risk Evaluation Learn VaR, Expected Shortfall (ES), and other risk measures. Support analysis of credit exposures, counterparty risk, and corporate bonds/mortgage-backed securities. Operational Risk & RCSA Support Assist in Risk & Control Self-Assessment (RCSA) documentation and ORM frameworks. Monitor cyber risk, fraud risk, and model risk governance. Support third-party risk assessment and operational resilience planning. Regulatory Compliance & Governance Learn Basel norms, liquidity stress testing, and risk-adjusted return models (RAROC). Ensure risk policies align with RBI, SEBI, and NBFC risk frameworks. Key Requirements: 5 years of experience in financial risk management, ORM, treasury, or investment risk. Basic knowledge of risk modelling, operational risk frameworks, and regulatory compliance. Strong analytical and statistical skills; familiarity with Excel, SQL, Python, or R is a plus. Interest in RCSA, cyber risk, and financial fraud prevention. Excellent communication and problem-solving skills. Preferred: FRM (Part I cleared) / CFA (Level 1) / MBA (Finance)

Hiring: NRI Relationship Managers Insignia Segment Locations : Cochin | Thiruvalla | Trivandrum Salary : Up to 15 LPA + Performance-Based Incentives Industry : Banking Who Should Apply? Minimum 5+ years of experience exclusively in NRI Relationship Management . Proven track record of managing NRI client portfolios in a bank or wealth management setup. Deep product knowledge in NRI banking, global investments, and wealth products. Strong interpersonal and communication skills with a global client servicing mindset. Self-motivated with a passion for premium relationship management .

We are hiring for a leading Non-Banking Financial Company (NBFC) known for its robust risk culture and innovation in financial services. This is an excellent opportunity for FRM-certified professionals to build or grow their career in market, credit, operational, and liquidity risk management. Education: Bachelors/masters degree in finance, Economics, Statistics, Mathematics, or related fields. Job Summary: We are seeking an Entry-Level Risk Analyst who is eager to build a career in market, credit, operational (ORM), and liquidity risk management. This role offers hands-on exposure to risk modelling, stress testing, RCSA frameworks, and regulatory compliance. Key Responsibilities: Risk Analysis & Reporting Monitor cyber risk, fraud risk, and model risk governance.board development. Support risk scenario analysis, stress testing, and back testing. Market & Credit Risk Evaluation Learn VaR, Expected Shortfall (ES), and other risk measures. Support analysis of credit exposures, counterparty risk, and corporate bonds/mortgage-backed securities. Operational Risk & RCSA Support Assist in Risk & Control Self-Assessment (RCSA) documentation and ORM frameworks. Monitor cyber risk,fraud risk, and model risk governance. Support third-party risk assessment and operational resilience planning. Regulatory Compliance & Governance Learn Basel norms, liquidity stress testing, and risk-adjusted return models (RAROC). Ensure risk policies align with RBI, SEBI, and NBFC risk frameworks. Key Requirements: 3-15 years of experience in financial risk management, ORM, treasury, or investment risk. Basic knowledge of risk modelling, operational risk frameworks, and regulatory compliance. Strong analytical and statistical skills; familiarity with Excel, SQL, Python, or R is a plus. Interest in RCSA, cyber risk, and financial fraud prevention. Excellent communication and problem-solving skills. Preferred: FRM (Part I cleared) / CFA (Level 1) / MBA (Finance)

Job Description for Head Relationship Manager Insignia Preferred Banking Position Purpose : To generate revenue, from sourcing new to bank relationships from identified verticals and by cross selling of Wealth and business banking products to individuals and business owners Responsibilities : 1. Increasing the Liability book and Investment AUM portfolio size through, deepening and new acquisition. 2. Revenue generation through cross sell of business banking and wealth products like Trade Forex, Insurance, Investments, Retail Assets etc. 3. Ensure quality of sourcing by acquiring Potential Insignia Clients. 4. Acquiring and managing both business, individual (resident and NRI) clients. 5. Increase product penetration and exit barriers, by cross- selling more number of products per client. 6. Performing Portfolio allocations, reviews & financial check-ups for each client at defined frequency. 7. Collaboration with product specialists to ensure engagement of clients with superior and tailored wealth management and business banking solutions. 8. Work in close coordination with Client Experience Managers to deliver superior service to clients. 9. Ensuring adherence to Compliance processes and guidelines. 10. Reduce rejection rates and improve quality of documentation. 11. Ensuring 360 client engagement – “Total Client Ownership”. Qualification: Graduate Work Experience: 15+ years Any other Experience required: Relevant Business Banking / Wealth Management Experience in Banks, NBFC, brokerage House.Relevant experience as below:Senior Relationship Manager – 10+ years

Job Description / Responsibilities • Fully understand business proposition/service solutions relative to customer needs • Explain the concept and sell the services • Follow up on the qualified prospects through field visit • Proactively develop new customer contacts and build long-lasting business relationships • Participate in networking activities to attract, partner, and cultivate new business prospects. • Take initiatives in various marketing channels to connect with prospective clients, generate leads and acquire clients. • The candidate should have good interpersonal skills and willing to travel. • Drive and determination • Should be a General Insurance Experience. Desired profile of the candidate Location • Good communication skills, both written and verbal • A creative approach to new campaigns • Good negotiating and interpersonal skills • Strong organizational skills • Commercial awareness, for pricing and analyzing data • Good numeracy skills and a knowledge of statistics • A high standard of computer literacy Exp - 8-10 years Location - Gurgaon

Position Vacant Non EB - Claims (Manger /Senior Manager) No. of Vacancy 1 Qualification Academic - Graduate and above Job Description / Responsibilities Good Interpersonal connection with IBAI. Knowledge of Claim intimation process Knowledge of Surveyor appointments based on quantum of loss. Coordinating with Insurance co. & Customer for documentation. Knowledge of claim documents required for various LOB. Claim processing & settlement of admissible claims. Handling Customer Grievances. Handling escalations, solving the Queries. Scrutiny of claims. Arranging Joint meetings with all stake holders for claims discussions in case of ambiguity. Conducting survey of vehicles. Building relationships with repairers and stakeholders. Loss minimization based on technical and soft skills. Maintaining good working relationship with insurance Company, Dealers, Surveyors and customers, Understanding the issues, Follow up with Insurers for settlement like DV , submission of signed DV and claims consent from Insured etc. Desired profile of the candidate Good Communication Skills English and Local Language. Negotiation, questioning and decision-making skills Organizational and time management skills the ability to work well under pressure the ability to think strategically initiative and the ability to adapt quickly to different situations discernment and the ability to assess a situation objectively Attention to detail and sound report-writing skills. Experience- 6 to 8 years Compensation range 12 LPA Max Location Gurgaon

Position Vacant - Assistant Manager/ Deputy Manager No. of Vacancy - 2 Qualification Academic - Graduate and above Technical / Professional Knowledge of underwriting of Non-EB products like, Fire, Marine, Liability lines with exposure in Back office process. Job Description / Responsibilities Interaction with client and understanding technical requirements Capturing the requirements by way of MOM Escalating/Reporting requirements to team and team members Interacting with Insurance companies on Quotation/Endorsements/Declarations Maintainenance, tracking and timely reporting CD balance Good PPT presentation Skills Preparation of RFQ, Quote Comparison and placement slip Location Gurgaon Experience 3 to 5 years

Role Senior Python Software Engineer Experience 7+ Years CTC – 25 LPA Shift Timings - US Shift (6PM - 3AM) Skills – Strong hands-on experience in Python3 application development, deployment & maintenance. Must have experience with FastAPI, Pydantic, SQLAlchemy, Pandas, and messaging queues like Celery, Kafka, or RabbitMQ. Should have worked in a Linux/Unix environment with good scripting and troubleshooting skills. Expertise in building scalable, high-performance, and secure applications. Strong in unit testing, integration testing, and CI/CD practices. Good knowledge of version control, Python packaging tools (Poetry, setuptools), and automation. Must be a self-starter with the ability to set up Python environments from scratch. Excellent debugging, analytical, and problem-solving skills. Bachelor’s degree in computer science, Engineering, or equivalent practical experience. Preferred background – Experience publishing packages to PyPI/private repositories. Comfortable compiling Python from source when needed. Familiarity with GitHub Actions or Bitbucket Pipelines. Certifications like AWS/GCP or open-source contributions are a plus.

Job Title: Automation Engineer Primary skills: Proven experience in building test automation frameworks from scratch Secondary skills: Strong knowledge of Java and Selenium Location: Hyderabad Educational Qualification: B.Tech/BE/M.Tech/MCA/M.Sc Experience: 7-10 yrs Job Description: Required Skills and Qualifications: 7 to 10 years of relevant experience in software testing with a strong focus on test automation. Strong knowledge in Java and Selenium Testing. Hands-on experience with at least two of the following tools: Selenium, Cypress, Playwright, Test Complete . Proven experience in building test automation frameworks from scratch . Strong knowledge of testing methodologies (e.g., functional, regression, performance). Familiarity with scripting languages such as JavaScript, Java, Python, or similar. Good understanding of CI/CD tools (e.g., Jenkins, GitHub Actions, Azure DevOps). Excellent communication and troubleshooting skills. Ability to work independently and manage multiple tasks simultaneously. Key Responsibilities: Design, develop, and maintain scalable and reusable test automation frameworks. Develop and execute automated test scripts using tools like Selenium, Cypress, Playwright, or Test Complete . Integrate automated tests with CI/CD pipelines. Collaborate closely with developers, QA team members, and other stakeholders to define test strategies and ensure coverage. Identify, log, and track defects with clear documentation and work with developers on resolution. Analyse test results and report findings in a timely and accurate manner. Continuously evaluate and improve test automation processes and best practices. Mentor junior testers in automation best practices, if needed

Job Title: OPD Staff Nurse Location: Bengaluru, Karnataka Salary Range: 2,00,000 6,00,000 P.A. Qualification: Nursing degree with valid nursing board registration Work Experience: Minimum post-qualification nursing experience required Key Responsibilities Deliver safe, attentive, and compassionate patient care in an outpatient setting Identify and address hazards in the workplace to promote safety and wellbeing Respond swiftly to emergency injuries and administer appropriate care Participate in staff development and training initiatives Develop and implement health and safety programs Assess work-related risks and suggest effective mitigation strategies Maintain accurate and detailed documentation of injuries, illnesses, and treatments Uphold professionalism in a fast-paced medical environment Candidate Requirements Nursing degree from a recognized institution Valid registration with the nursing board Proven post-qualification clinical experience in OPD or similar environments Ability to work collaboratively in a multicultural healthcare team Strong communication, organizational, and record-keeping skills Positive attitude and adaptability under pressure Commitment to continuous learning and professional development

Job Title: Staff Nurse Location: Mumbai & Navi Mumbai, Maharashtra Salary: 3,00,000 4,00,000 P.A. Experience Required: Post-qualification clinical nursing experience Qualification: Nursing degree with valid registration from the nursing board registration. Key Responsibilities Provide safe, high-quality nursing care with attention to patient comfort and dignity Respond efficiently to emergencies and deliver critical interventions Support training and development initiatives for clinical staff Maintain accurate records of patient care, incidents, and assessments Identify and mitigate workplace risks; recommend health and safety solutions Contribute to wellness programs and educate patients on health initiatives Collaborate with cross-functional teams to promote cohesive care delivery Uphold professionalism in fast-paced environments and ensure compliance care standards Candidate Requirements Recognized nursing degree with active nursing board registration Demonstrated clinical experience in hospitals or healthcare settings Strong documentation and organizational skills Ability to work collaboratively in a culturally diverse workforce Knowledge of emergency care protocols and workplace safety standards Excellent interpersonal and communication abilities Resilience in high-pressure scenarios; proactive problem-solving mindset Commitment to ongoing professional education and development Benefits & Growth Opportunities Competitive compensation and benefits as per industry norms Professional development support and continuous learning programs Multicultural work environment that values collaboration and care excellence Direct association with a reputed healthcare brand committed to patient-first value

Product Manager Location: Hyderabad Job Type: Full-time Timings: US Shift (5 PM - 2 AM) About the Role We are seeking a passionate and experienced Product Manager to join our dynamic team to build and scale innovative Fintech and Digital Banking products. If you're someone who thrives in a fast-paced environment and enjoys turning complex problems into elegant, user-centric solutions, wed love to talk to you. Key Responsibilities: Own and define the product strategy and roadmap aligned with business goals. Design product prototypes and workflows to validate ideas quickly. Conduct competitive analysis and market research to guide product direction. Continuously improve product experience based on user insights and data. Work cross-functionally with engineering, marketing, sales, and support teams to deliver impactful products. Collaborate closely with engineering teams to plan, prioritize, and execute sprints. Prepare and present data-informed product pitches and updates to stakeholders. Requirements: 6+ years of product management experience, ideally in fintech, BaaS, or digital banking domains. Proven experience in building and scaling SaaS or API-first products. Strong understanding of APIs and technical documentation. Demonstrated ability to lead the end-to-end product lifecycle from ideation to adoption. Ability to translate business goals into actionable andcreative product solutions. Skilled in developing and executing product strategies with long-term vision. Excellent communication skills with the ability to engage across all levels — from developers to C-suite. Entrepreneurial mindset with a bias for action and a passion for delivering customer value. Preferred Attributes: Background in Banking-as-a-Service (BaaS) or other fintech platforms. Strong problem-solving skills and a “Get Things Done” attitude. Experience in working in agile teams and delivering within tight timelines. Why Join Us? Be part of an innovative team shaping the future of fintech. Work on meaningful problems with real-world impact. Collaborative culture that values ownership, creativity, and growth.

Senior Analyst Research Location : Hyderabad Function : Research Experience : 2-3 Years CTC : 12 - 15 LPA (Plus Bonus) Reports to : Fund Manager Senior Analyst Research will work closely with portfolio managers, fund managers, and client advisors to deliver high-quality research and insights across asset classes. This role is critical to shaping investment views and supporting client portfolio decisions. Why Working with us? 1. We believe our people are our greatest assets. 2. We are looking to hire individuals with integrity, creativity, and a passion for excellence. 3. Being in a growth phase, we offer accelerated career growth and ESOPs for the right talent. 4. We ensure every role is meaningful and fulfillingbecause work should be exciting. 5. We strive to make a difference in the lives of the families who trust us with their wealth. Roles and Responsibilities Pillar 1: Research & Analysis Conduct detailed analysis on equity, debt, mutual funds, and PMS strategies Study financial statements, sector developments, and valuation trends Support in-house fund manager with stock-specific and sectoral research Update NAVs and maintain reporting based on weekly/monthly fund factsheets Collaborate with internal teams on quarterly mutual fund research Pillar 2: Investment Recommendations Generate data-backed investment ideas across asset classes Present findings and recommendations to portfolio and business teams Pillar 3: Market & Macro Insights Track macroeconomic trends, regulatory developments, and policy shifts Offer insights into how external factors may affect portfolios Who Should Apply Professionals with 3+ years of experience in credit rating agencies, outsourced research firms serving global clients, or research analyst roles in wealth/PMS/AMC firms Strong in fundamental and financial analysis , with hands-on experience in equity, debt, or macroeconomic research Preferably certified with NISM-Series XXI B , and driven by high ownership, attention to detail, and a passion for capital markets

We are hiring for one of our clients a leading broking insurance company for the position below: Job Description Direct Marketing Manager (Life Insurance) Position Title : Manager / Sr. Manager Direct Marketing Location : Chennai & Pune Industry : Life Insurance Experience : Minimum 5 years in individual life insurance sales Compensation : Up to 8 LPA (based on experience and performance) Key Responsibilities: Drive direct sales of life insurance products to individual clients. Generate leads through field visits, referrals, and digital outreach. Conduct financial need analysis and recommend suitable insurance solutions. Build and maintain long-term relationships with clients. Achieve monthly and quarterly sales targets. Coordinate with backend operations for policy issuance and servicing. Maintain accurate MIS and reporting for sales performance. Desired Candidate Profile: Minimum 5 years of experience in life insurance direct marketing . Strong understanding of individual life insurance products (term, whole life, ULIP). Excellent communication and interpersonal skills. Self-motivated with a passion for field sales. Willingness to travel locally for client meetings.

Senior Full Stack Developer Job description Hiring: Senior Full Stack Developer | US Shift | Hyderabad Location : Hyderabad Shift : US Shift (5PM - 2AM) Position : Full-time | Senior Level About the Role As a Senior Full Stack Developer , youll be a key player in designing and developing scalable, high-quality applications across our full technology stack. Youll work on feature-rich front-end interfaces, powerful back-end services, and seamless cloud integrations. If youre passionate about innovation, love to collaborate in agile teams, and want to influence technology direction in the banking domain, we want to meet you. Roles & Responsibilities Design, build, test, and maintain scalable applications across front-end, back-end, and cloud platforms. Lead development efforts for new features and improvements in our core banking systems. Contribute to UI/UX development to create smooth and intuitive user experiences. Collaborate with cross-functional teams including designers, QA engineers, and product managers. Drive the adoption of modern engineering practices, tools, and frameworks. Ensure all code meets architectural standards and performance requirements. Participate in code reviews, provide mentorship, and promote clean, maintainable code. Adapt quickly to emerging technologies and evolving business requirements. Required Skills & Experience Bachelors or masters degree in computer science, Engineering, or a related field. 8+ years of hands-on software development experience across front-end and back-end stacks. 4–6 years of solid experience in C# development . Strong knowledge of cloud platforms , preferably Microsoft Azure (e.g., Azure Functions, API Management). Proficiency in building and consuming REST APIs , and integration with external services. Experience in UI/UX development and responsive web applications. Skilled in modern web technologies, multiple programming languages, databases, and version control (e.g., Git). Familiarity with CI/CD pipelines , version control systems, and DevOps practices. Understanding of software testing methodologies and frameworks. Bilingual in English and Spanish , or native English speaker. Ability to work independently, manage multiple tasks, and thrive in a fast-paced environment. Strong communication and collaboration skills. Prior experience in banking or financial services is a plus. Bonus: Experience with mobile platforms and cross-platform development frameworks.