0 years
2 Lacs
Posted:1 week ago|
Platform:
On-site
Full Time
· Explain the gold loan process, terms, interest rates, repayment, and other policies.
· Resolve customer queries and provide appropriate loan solutions.
· Assess the purity and weight of gold ornaments using industry-standard tools.
· Calculate eligible loan amount based on prevailing market rates and internal LTV (Loan to Value) norms.
· Collect and verify KYC documents and ensure compliance with RBI and company policies.
· Prepare loan files and get approvals from relevant authorities.
· Accurately complete all paperwork related to the loan disbursal process.
· Ensure proper documentation and secure storage of pledged gold.
· Maintain records of all transactions and update loan management software.
· Monitor loan accounts for repayments and overdue installments.
· Follow up with customers for timely repayments.
· Initiate recovery or auction procedures in case of non-payment as per company norms.
· Ensure full compliance with internal controls and audit requirements.
· Follow proper procedures for storage, vault management, and insurance of gold assets.
· Maintain confidentiality and security of customer data.
· Promote gold loan products and services to potential customers.
· Have to achieve branch targets on the same.
Job Type: Full-time
Pay: ₹18,000.00 - ₹22,000.00 per month
Benefits:
Schedule:
Work Location: In person
KENDRIYA INFRASTRUCTURE AND DEVELOPMENT MUTI-STATE CO-OPERATIVE SOCIETY LIMITED
Upload Resume
Drag or click to upload
Your data is secure with us, protected by advanced encryption.
Browse through a variety of job opportunities tailored to your skills and preferences. Filter by location, experience, salary, and more to find your perfect fit.
We have sent an OTP to your contact. Please enter it below to verify.
Instantly access job listings, apply easily, and track applications.
Experience: Not specified
1.8 - 3.0 Lacs P.A.
Experience: Not specified
1.8 - 3.0 Lacs P.A.
Palghat District, Kerala
Experience: Not specified
2.16 - 2.64 Lacs P.A.
Experience: Not specified
1.8 - 3.0 Lacs P.A.
Cherthala, Kerala
Experience: Not specified
1.8 - 3.0 Lacs P.A.
Experience: Not specified
1.8 - 3.0 Lacs P.A.
Experience: Not specified
1.8 - 3.0 Lacs P.A.
Palghat District, Kerala
Experience: Not specified
2.16 - 2.64 Lacs P.A.
Experience: Not specified
1.8 - 3.0 Lacs P.A.
Cherthala, Kerala
Experience: Not specified
1.8 - 3.0 Lacs P.A.
