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2.0 - 7.0 years
9 - 13 Lacs
Kolkata
Work from Office
We are looking for a skilled professional with 2 to 7 years of experience to join our team as an Area Credit Manager in Kolkata. The ideal candidate will have a strong background in corporate finance and credit appraisal, with excellent analytical and leadership skills. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop and implement strategies to enhance consumer credit risk strategy and evolve underwriting norms customized to local market needs. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 2 years of experience in corporate finance and credit appraisal. Possess strong knowledge of credit policy, underwriting, and risk management. Demonstrate excellent analytical, leadership, and communication skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are required.
Posted 1 month ago
1.0 - 3.0 years
7 - 11 Lacs
Bengaluru
Work from Office
We are looking for a highly skilled and experienced Customer Service Executive to join our team in Bengaluru. The ideal candidate will have 1-3 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform various tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience with digital channels and lap (loan against property) is an added advantage. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.
Posted 1 month ago
2.0 - 7.0 years
10 - 14 Lacs
Mumbai
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team in Mumbai. The ideal candidate will have 2-7 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Originate new business prospects through direct sourcing and open market channels. Acquire customers and manage their proposals up to disbursement. Meet existing customers to generate business opportunities and revenue. Cater to businesses with various working capital facilities such as overdraft, cash credit, dealer finance, vendor finance, letter of credit, bank guarantee, term loan, etc. Manage customer relationships and address service and sales queries. Identify new segments and set up new trade verticals for prospective business opportunities. Job Post Graduate or Graduate in any discipline. Minimum 2 years of experience in sales, preferably in the banking or financial services industry. Possess strong skills in relationship management, sales, and customer service. Demonstrate the ability to work in a fast-paced environment and meet sales targets. Exhibit excellent communication and interpersonal skills. Have knowledge of financial products and services, including equipment finance and digital technologies.
Posted 1 month ago
1.0 - 3.0 years
8 - 12 Lacs
Mumbai
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team in Mumbai. The ideal candidate will have 1-3 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Originate new business prospects through direct sourcing and open market channels. Acquire customers and manage their proposals up to disbursement. Meet existing customers to generate business opportunities and revenue. Cater to businesses with various working capital facilities such as overdraft, cash credit, dealer finance, vendor finance, letter of credit, bank guarantee, term loan, etc. Manage customer relationships and address service and sales queries. Identify new segments and set up new trade verticals for prospective business opportunities. Job Post Graduate or Graduate in any discipline. Minimum 1 year of experience in sales, preferably in the banking or financial services industry. Possess strong communication and interpersonal skills. Demonstrate the ability to work in a fast-paced environment and meet sales targets. Exhibit excellent customer relationship management skills. Strong knowledge of financial products and services is required.
Posted 1 month ago
2.0 - 7.0 years
2 - 5 Lacs
Darbhanga
Work from Office
We are looking for a highly skilled and experienced Quality Executive to join our team in Darbhanga, Laherisarai. The ideal candidate will have 2 to 7 years of experience in quality control and assurance, with a strong background in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Roles and Responsibility Conduct personal discussions on cases according to laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Protect company assets through proper evaluation of all credit requests, establishing credit limits, and ensuring adequate documentation and security. Communicate credit decisions effectively to stakeholders. Improve underwriting efficiencies while ensuring risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 2 years of experience in quality control and assurance. Strong knowledge of underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Ability to work in a fast-paced environment and meet deadlines. Excellent communication and interpersonal skills. Strong analytical and problem-solving skills. Ability to maintain confidentiality and handle sensitive information. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading player in the banking industry, committed to providing high-quality financial services to its customers.
Posted 1 month ago
2.0 - 5.0 years
4 - 7 Lacs
Mumbai
Work from Office
We are looking for a highly motivated and experienced Loan Officer to join our team in Gorakhpur. The ideal candidate will have 2 to 5 years of experience in sales, relationship management, and business sourcing. Roles and Responsibility Ensure achievement of disbursement targets with minimum delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Enable business growth by developing and managing teams across assigned territories. Assess potential client base and product acceptability in new regions. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Follow up on disbursed loans, especially those not paying on time. Undertake regular field visits, centre meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally, and establish a strong brand identity with potential customers. Ensure weekly/daily meetings and visits to the centre. Job Graduate in any discipline. Basic understanding of microfinance business and JLG model working is preferred. Relationship management, business sourcing, and sales skills are essential. Ability to understand critical attributes of customer service. Flair for sales and ability to work in a fast-paced environment. Experience as a sales officer in microfinance business is an added advantage.
Posted 1 month ago
2.0 - 7.0 years
6 - 10 Lacs
Hyderabad
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team in Hyderabad. The ideal candidate will have 2 to 7 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Originate new business prospects through direct sourcing and open market channels. Acquire customers and manage their proposals up to disbursement. Meet existing customers to generate business opportunities and revenue. Cater to businesses with various working capital facilities such as overdraft, cash credit, dealer finance, vendor finance, letter of credit, bank guarantee, term loan, etc. Manage customer relationships and address service and sales queries. Identify new segments and set up new trade verticals for prospective business opportunities. Job Post Graduate or Graduate in any discipline. Minimum 2 years of experience in sales, preferably in the banking or financial services industry. Possess strong skills in relationship management, sales, and customer acquisition. Demonstrate the ability to work effectively in a fast-paced environment and meet sales targets. Exhibit excellent communication and interpersonal skills. Strong analytical and problem-solving skills are required.
Posted 1 month ago
1.0 - 5.0 years
5 - 9 Lacs
Patna
Work from Office
We are looking for a highly motivated and experienced Loan Officer to join our team in Patna. The ideal candidate will have 1-5 years of experience in sales, preferably in microfinance business. Roles and Responsibility Ensure achievement of disbursement targets with minimal delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Enable business growth by developing and managing teams across assigned territories. Assess potential client base and product acceptability in new regions. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Follow up on disbursed loans, especially those not paying on time. Undertake regular field visits, centre meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally to establish a strong brand identity with potential customers. Ensure weekly/daily meetings and visits to the centre. Job Graduate in any discipline. Basic understanding about microfinance business and JLG model working is preferred. Relationship management and business sourcing skills are essential. A flair for sales and critical customer service attributes are required. Ability to work in a fast-paced environment and meet targets. Strong communication and interpersonal skills are necessary.
Posted 1 month ago
1.0 - 3.0 years
7 - 11 Lacs
Mumbai
Work from Office
We are looking for a highly skilled and experienced Customer Service Executive to join our team in Mumbai. The ideal candidate will have 1-3 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of audit and RBI regulations. Ability to empanel new vendors and develop relationships with them. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Any graduate degree is required. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer service and building long-term relationships with its clients.
Posted 1 month ago
2.0 - 7.0 years
9 - 13 Lacs
Vijayapura
Work from Office
We are looking for a highly motivated and results-driven Customer Sales Executive to join our team in Hubli. The ideal candidate will have 2 to 7 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products with the guidance of the Supervisor/Manager. Job Minimum 2 years of experience in sales, preferably in banking or financial services. Strong knowledge of audit and RBI regulations. Ability to empanel new vendors and develop relationships with them. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Any graduate degree is required. Additional Info The company name is TATA CAPITAL LIMITED, and the industry is Banking / Financial Services / Broking.
Posted 1 month ago
2.0 - 7.0 years
7 - 11 Lacs
Mumbai
Work from Office
We are looking for a highly motivated and experienced Sales Manager to lead our team in achieving business targets for retail loan products. The ideal candidate will have a strong background in sales and management, with a proven track record of driving sales growth and expanding customer base. This position is based at Srijan Tech Park, Kolkata. Roles and Responsibility Aggressively drive sales numbers and achieve business targets for retail loan products through cross-selling and enhancing client relationships. Retain and expand the company''s customer base for repeat business or referrals. Maximize sales through networking and relationships to ensure strong business. Develop and maintain strong client relationships for repeat business or referrals. Ensure files are processed from login stage to disbursement and liaise with internal departments for completion. Optimize team productivity by effectively managing relationship managers to achieve results and meet targets. Align with the team on ground lead generation activities for sales. Lead and supervise the team for implementing the growth agenda through training, motivation, and deployment strategies. Stay updated on market trends and competitor intelligence to build and develop effective sales and marketing strategies. Provide feedback to the central product and policy team to stay ahead in the market. Ensure compliance with all Audit/RBI regulations and company processes and policies. Job Post Graduate/Graduate in any discipline. Minimum 2 years of experience in sales and management. Strong leadership and team management skills. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong understanding of sales and marketing principles. Experience in direct sales and personal loans is an added advantage.
Posted 1 month ago
1.0 - 3.0 years
4 - 8 Lacs
Mumbai
Work from Office
We are looking for a highly motivated and results-driven Customer Sales Executive to join our team in Ahmedabad. The ideal candidate will have 1-3 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in sales, preferably in banking or financial services. Strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Knowledge of auditing and RBI regulations. Experience in empaneling new vendors and developing relationships with them. A graduate degree is required for this position.
Posted 1 month ago
2.0 - 7.0 years
9 - 13 Lacs
Mumbai
Work from Office
We are looking for a highly skilled and experienced Credit Manager to join our team in Mumbai-Lower Parel. The ideal candidate will have 2 to 7 years of experience in credit monitoring, analysis, and reporting. Roles and Responsibility Monitor the portfolio continuously, adhering strictly to the Credit Monitoring Policy. Conduct regular Credit Monitoring Committee Meetings to identify potential risks and opportunities. Report actionable items to relevant authorities and stakeholders. Continuously monitor events related to borrower accounts to ensure timely resolution. Perform annual reviews of accounts to assess creditworthiness and growth. Identify stress accounts and recommend actions to mitigate potential losses. Handle account restructuring and perform portfolio modeling and analysis. Monitor covenants and coordinate with Fincon/accounts and budgeting teams; prepare MIS and other reports. Job A Diploma or Degree in a relevant field is required, such as MBA/PGDM. Possess strong knowledge of credit monitoring, analysis, and reporting principles. Demonstrate excellent communication and coordination skills. Ability to work effectively in a fast-paced environment and meet deadlines. Exhibit strong analytical and problem-solving skills. Proficient in MS Office and other financial software applications. For more information, please contact us at 6588725.
Posted 1 month ago
2.0 - 7.0 years
8 - 12 Lacs
Chennai
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team in Chennai. The ideal candidate will have 2 to 7 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Originate new business prospects through direct sourcing and open market channels. Acquire customers and manage their proposals up to disbursement. Meet existing customers to generate business opportunities and revenue. Cater to businesses with various working capital facilities such as overdraft, cash credit, dealer finance, vendor finance, letter of credit, bank guarantee, term loan, etc. Manage customer relationships and address service and sales queries. Identify new segments and set up new trade verticals for prospective business opportunities. Job Post Graduate or Graduate in any discipline. Minimum 2 years of experience in sales, preferably in banking or financial services. Possess strong skills in relationship management, sales, and customer service. Demonstrate the ability to work in a fast-paced environment and meet sales targets. Exhibit excellent communication and interpersonal skills. Have knowledge of financial products and services, including equipment finance. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, offering a range of financial products and services to its clients.
Posted 1 month ago
2.0 - 5.0 years
4 - 8 Lacs
Mumbai
Work from Office
We are looking for a highly motivated and results-driven Customer Sales Executive to join our team at TATA CAPITAL LIMITED in Ahmedabad. The ideal candidate will have 2-5 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as required by the organization. Meet customer needs and cross-sell multiple products with the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with their help. Ensure compliance with all Audit/RBI regulations with the help of the Manager/Supervisor. Job Minimum 2 years of experience in sales, preferably in banking or financial services. Strong knowledge of sales principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in loan against property is an added advantage. Any graduate can apply for this position.
Posted 1 month ago
1.0 - 6.0 years
3 - 6 Lacs
Mumbai
Work from Office
We are looking for a highly motivated and experienced Individual Loan Officer to join our team in Muzaffarpur. The ideal candidate will have 1-6 years of experience driving Rural Individual Loan business sales and achieving business deliverables. Roles and Responsibility Ensure onboarding of quality customers to maintain the highest portfolio quality. Identify, source potential rural individual loan customers, and disburse loans according to internal processes and policies. Conduct business and house verification for potential customers, including financial analysis to finalize desired loan amounts. Enable business growth across assigned territories for deeper market penetration and reach. Achieve disbursement targets and desired productivity numbers. Maintain expected collection efficiency and ensure minimum delinquency. Continuously follow up with overdue customers to ensure repayment. Build strong client relationships both internally and externally, and establish a strong brand identity with existing and potential customer base. Achieve the highest First Time Right (FTR) rate. Engage in continuous learning and development programs to upskill. Adhere to product, process, and company policies. Job Graduate in any discipline. Minimum 1 year of experience in banking or financial services. Possess strong knowledge of financial products and services. Demonstrate excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets is essential. Strong analytical and problem-solving skills are required. Commitment to ongoing learning and professional development.
Posted 1 month ago
2.0 - 5.0 years
4 - 7 Lacs
Mumbai
Work from Office
We are looking for a highly motivated and results-driven Customer Sales Executive to join our team at Lucknow - Halwasiya Complex. The ideal candidate will have 2-5 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow processes for disbursement. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products with the guidance of the Supervisor/Manager. Assist in empaneling new vendors and developing relationships with them. Ensure compliance with all Audit/RBI regulations with the help of the Manager/Supervisor. Job Minimum 2 years of experience in sales, preferably in banking or financial services. Strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Knowledge of auditing and RBI regulations is an added advantage. Any graduate degree is required. Experience in Loan Against Property sales is preferred. Additional Info The selected candidate will be working under the guidance of the Supervisor/Manager.
Posted 1 month ago
1.0 - 3.0 years
7 - 11 Lacs
Mumbai
Work from Office
We are looking for a highly skilled and experienced Customer Service Executive to join our team in Mumbai. The ideal candidate will have 1-3 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in personal loans is an added advantage. Any graduate can apply for this position. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer service and building long-term relationships with its clients.
Posted 1 month ago
2.0 - 7.0 years
4 - 7 Lacs
Jodhpur
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team in Jodhpur. The ideal candidate will have 2 to 7 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Originate new business prospects through direct sourcing and open market channels. Acquire customers and manage their proposals up to disbursement. Meet existing customers to generate business opportunities and revenue. Cater to businesses with various working capital facilities such as overdraft, cash credit, dealer finance, vendor finance, letter of credit, bank guarantee, term loan, etc. Manage customer relationships and address service and sales queries. Identify new segments and set up new trade verticals for prospective business opportunities. Job Post Graduate or Graduate in any discipline. Minimum 2 years of experience in sales, preferably in banking or financial services. Possess strong skills in relationship management, customer acquisition, and business development. Demonstrate the ability to work effectively in a fast-paced environment and meet sales targets. Exhibit excellent communication and interpersonal skills. Strong analytical and problem-solving skills are required.
Posted 1 month ago
2.0 - 7.0 years
4 - 8 Lacs
Mumbai
Work from Office
We are looking for a highly motivated and experienced Sales Manager to lead our team in achieving business targets for retail loan products. The ideal candidate will have a strong background in sales and management, with a proven track record of driving sales growth and expanding customer base. This position is based in Hyderabad. Roles and Responsibility Aggressively drive sales numbers and achieve business targets for retail loan products through cross-selling and enhancing client relationships. Retain and expand the company''s customer base for repeat business or referrals. Maximize sales through networking and relationships to ensure strong business. Develop and maintain strong client relationships for repeat business or referrals. Ensure files are processed from login stage to disbursement and liaise with internal departments for completion. Optimize team productivity by effectively managing relationship managers to achieve results and meet targets. Align with the team on ground lead generation activities for sales. Lead and supervise the team for the implementation of the growth agenda through training, motivation, and deployment strategies. Stay updated on market trends and competitor intelligence to build and develop effective sales and marketing strategies. Provide feedback to the central product and policy team to stay ahead in the market. Ensure compliance with all Audit/RBI regulations and company processes and policies. Job Post Graduate/Graduate in any discipline. Minimum 2 years of experience in sales and management. Strong understanding of sales and marketing principles. Excellent communication and leadership skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills.
Posted 1 month ago
4.0 - 9.0 years
7 - 12 Lacs
Mumbai
Work from Office
We are looking for a skilled professional with 4 to 9 years of experience to join our team as an Area Credit Manager in Delhi. The ideal candidate will have a strong background in corporate finance and credit appraisal, with excellent analytical and leadership skills. Roles and Responsibility Manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level. Authorize deviations raised and documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Lead a team of credit approvers to ensure portfolio quality and manage delinquencies. Develop, implement, review, and monitor various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Monitor and oversee PDD management and ensure timely completion of personal discussion documents through customer visits in high-value cases. Approve all disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Engage in evolving underwriting norms customized to local market needs and ensuring continued enhancement and execution of consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance and credit appraisal. Possess strong knowledge of credit policy, underwriting, and risk management. Demonstrate excellent analytical, leadership, and communication skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are required.
Posted 1 month ago
2.0 - 7.0 years
7 - 11 Lacs
Bareilly
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team in Bareilly. The ideal candidate will have 2-7 years of experience in sales, preferably in the automotive industry. Roles and Responsibility Originate new business prospects within the SME sector through direct sourcing and open market channels. Acquire SME customers and manage their proposals, guiding them up to the disbursement stage. Meet existing SME clients to identify business opportunities and drive revenue. Provide SMEs with working capital facilities such as Overdraft, Cash Credit, Dealer Finance, Vendor Finance, Letter of Credit, Bank Guarantee, Term Loan, etc., based on their specific needs. Manage and nurture customer relationships, addressing service and sales queries to engage and retain SME clients. Cross-sell retail banking products to SME customers to maximize revenue and meet sales targets. Assess the credit risk associated with SME clients and their proposed financing structures, collaborating with credit and risk teams for sound credit decisions. Conduct in-depth financial analysis of SME clients to evaluate their creditworthiness and funding requirements, preparing and presenting comprehensive credit proposals. Structure credit facilities for SMEs aligned with their business needs and risk profiles, optimizing credit solutions offered to SME clients. Ensure compliance with all relevant regulatory requirements and internal policies, staying updated on changes in regulations affecting SME banking. Job Minimum 2 years of experience in sales, preferably in the automotive industry. Post Graduate or Graduate degree in any discipline. Strong knowledge of sales principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills. Experience in relationship management and customer acquisition. Familiarity with financial analysis and credit risk assessment. Knowledge of compliance and regulatory requirements. Additional Info The selected candidate will be required to work in a dynamic and growing organization, focusing on delivering exceptional results and building strong relationships with clients.
Posted 1 month ago
1.0 - 3.0 years
4 - 7 Lacs
Hosur
Work from Office
We are looking for a highly motivated and experienced Customer Sales Executive to join our team in Bengaluru. The ideal candidate will have 1-3 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Perform customer retention activities under the guidance of the Supervisor/Manager. Identify potential business opportunities with customers. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio requirement. Meet customer needs and cross-sell multiple products with the help of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in sales, preferably in banking or financial services. Strong knowledge of sales principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in handling customer queries and resolving issues. Educational qualificationsAny Graduate or Postgraduate degree. Additional Info The company offers a dynamic work environment and opportunities for growth and development.
Posted 1 month ago
2.0 - 7.0 years
4 - 8 Lacs
Vizianagaram
Work from Office
We are looking for a highly motivated and experienced Individual Loan Officer to join our team in Vizianagaram. The ideal candidate will have 2-7 years of experience driving Rural Individual Loan business sales and achieving business deliverables. Roles and Responsibility Ensure onboarding of quality customers to maintain the highest portfolio quality. Identify, source potential rural individual loan customers, and disburse loans according to internal processes and policies. Conduct business and house verification for potential customers, including financial analysis to finalize desired loan amounts. Enable business growth across assigned territories for deeper market penetration and reach. Achieve disbursement targets and desired productivity numbers. Maintain expected collection efficiency and ensure minimum delinquency. Continuously follow up with overdue customers to ensure repayment. Build strong client relationships both internally and externally, and establish a strong brand identity with existing and potential customer base. Achieve the highest First Time Right (FTR) rate. Engage in continuous learning and development programs to upskill. Adhere to product, process, and company policies. Job Graduate in any discipline. Minimum 2 years of experience in banking or financial services. Possess strong knowledge of financial products and services. Demonstrate excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines is essential. Exhibit strong analytical and problem-solving skills. Commitment to ongoing learning and professional development.
Posted 1 month ago
1.0 - 3.0 years
3 - 7 Lacs
Mumbai
Work from Office
We are looking for a highly skilled and experienced Customer Service Executive to join our team in Indore. The ideal candidate will have 1-3 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of audit and RBI regulations. Ability to empanel new vendors and develop relationships with them. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Any graduate degree is required. Additional Info The company offers a dynamic work environment and opportunities for growth and development.
Posted 1 month ago
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