438 Debt Management Jobs - Page 5

Allocation of portfolio to vendor basis the past performance trend and FOS availability. Coordinating with agency resources and doing the call planning for better resolution, ensuring appropriate support to the agency on difficult cases.

Allocation of portfolio to vendor basis the past performance trend and FOS availability. Coordinating with agency resources and doing the call planning for better resolution, ensuring appropriate support to the agency on difficult cases.

What We're Looking For Qualifications: SSLC,PUC,Any Graduation Good Collection Skill Minimum 2+ years experience on collections Responsibilities Contact customers to collect overdue payments and negotiate repayment terms or settlements Handle disputes professionally, providing clear information about outstanding balances and payment options Maintain accurate records of collections activities and generate regular reports on overdue accounts for management

Who we are? At Inchcape Shipping Services, our vision is to create a connected world where customers can trade successfully and make informed decisions in every port, everywhere. We achieve this by combining our worldwide infrastructure with local expertise, through our global network of more than 250 proprietary offices and a team of over 3,000 dedicated professionals. Our diverse customer base includes owners and charterers in the oil, cruise, container, and bulk commodity sectors, as well as naval, government, and intergovernmental organisations. We have an ambitious growth model, and a career here is certainly going to be a rewarding one that will allow you to bring your skills & experience. We embrace change and are open to new thinking and pushing for positive change in our industry. Job Purpose: This role will act as the Product Owner for a cross-functional platform team that supports multiple micro frontends (MFEs) and the existing Single-Page Application (SPA) for Inchcape s flagship operational platform. You will take ownership of technical platform initiatives, infrastructure needs, and internal product improvements, ensuring scalable, resilient architecture and managing technical debt. In close collaboration with Product Managers, Engineering Leads, and other Product Owners across verticals, you will shape and maintain a high-quality, future-ready platform. You will take ownership of requirements from elicitation until ready with the wider product goals and represent users throughout the entire development lifecycle. Duties and Responsibilities: Own and manage the platform product backlog, ensuring that technical enablers, architectural improvements, and technical debt items are visible, well-defined, and prioritised alongside feature work. Break down platform initiatives into actionable user stories and tasks with clear acceptance criteria that align with development goals and definitions of ready/done. Collaborate with engineering leads to understand technical requirements and impacts, translating them into backlog items that support long-term platform health. Continuously refine and prioritise backlog items in alignment with architectural best practices, product goals, and stakeholder input. Champion best practices in observability, performance, and scalability across supported MFEs and existing SPA. Ensure technical dependencies are proactively managed across product squads. Actively participate in sprint ceremonies, including backlog refinement, planning, and reviews, to provide context and support development. Coordinate internal platform releases and communicate changes to dependent teams, ensuring they are informed and supported. Monitor platform performance metrics, system health, and usage data to inform prioritisation and validate impact. Act as the point of contact for platform-related queries, working closely with support and engineering teams on P1-P3 incidents and L3 support escalations. Foster a platform-first mindset, helping teams understand the importance of investing in a stable, secure, and scalable foundation. Knowledge Certified Product Owner. Strong understanding of platform architecture - Single-Page Application (SPA) and Micro Frontends (MFE). Strong familiarity and understanding of cloud-native infrastructure (AWS, .NET, PostGres, Front-End Technologies) and how they support modern Products. Understanding of CI/CD, DevOps practices, and technical debt management Knowledge of maritime is desirable. Skills Strong stakeholder management and facilitation skills. Ability to prioritise across competing needs (feature vs platform). Analytical mindset, comfortable interpreting technical metrics. Excellent written and verbal communication skills, especially when translating technical concepts for non-technical audiences Experience Experience in a product ownership role within a platform or technical team. Proven success working with cross-functional engineering teams. Familiarity with backlog management tools (e.g., JIRA, Confluence). Experience managing dependencies across multiple product squads. Exposure to distributed or offshore delivery teams Plus, much more! Why Inchcape Shipping Services? We believe in building a diverse and high-performing workforce that works together to provide our customers with the exceptional service they deserve. To reach the highest standards we depend on our people, their welfare, training, and expertise. We realise the value of our staff and know that your unique experiences, skills, and passions will help you to build a rich and rewarding career in our dynamic industry. Our values are at the centre of everything we do, and the successful candidate will be expected to demonstrate and fully adopt these: Global Perspective - we connect the world and see the bigger picture. The Power of People - we rely on the strength of local agent knowledge and relationships. Progress - we adopt new thinking and push for positive change in our industry. #WeAreInchcape Inchcape is an Equal Opportunities Employer - equality, diversity, and inclusion are at the heart of everything we do. Working in a diverse society, we recognise that our customers, colleagues, and contractors are central to our success. Additional Information: Appointment to this role will be subject to satisfactory references and possession of a valid Right to Work documentation depending upon your geographical location. To protect the interests of all parties, Inchcape will not accept unsolicited or speculative resumes from recruitment agencies and will not be responsible for any fees associated with them.

The Debt Management Specialist will be responsible for managing and coordinating the recovery of overdue payments on loans or credit accounts. Achieve collections target by visiting customers/agency.Monitor performance against set parameters and provide regular updates.Ensure legal guidelines are complied with while repossessing products.Maintain accurate records of customer interactions and transactions.Provide regular reports on collection activities and performance.Handle escalations promptly and effectively to resolve issues.Daily DRR (Daily Risk Report) managementDevelop and implement strategies to improve collection rates.Case to Case trackingResolution at per AOP with in agreed timelinesPortfolio ManagementDebt Collection StrategyTarget AchievementRegulatory ComplianceReporting and AnalysisRisk ManagementTeam LeadershipVendor ManagementCo-ordinating with internal and external clients Required Qualifications and Experience Achieve collections target by visiting customers/agency.Monitor performance against set parameters and provide regular updates.Ensure legal guidelines are complied with while repossessing products.Maintain accurate records of customer interactions and transactions.Provide regular reports on collection activities and performance.Handle escalations promptly and effectively to resolve issues.Daily DRR (Daily Risk Report) managementDevelop and implement strategies to improve collection rates.Case to Case trackingResolution at per AOP with in agreed timelinesPortfolio ManagementDebt Collection StrategyTarget AchievementRegulatory ComplianceReporting and AnalysisRisk ManagementTeam LeadershipVendor ManagementCo-ordinating with internal and external clients

This role is responsible for overseeing the timely collection of outstanding payments from both internal and external clients. It involves resolving payment-related disputes and issues efficiently, while working closely with cross-functional teams to ensure accurate account reconciliation. The position also focuses on maintaining strong stakeholder relationships and supporting the overall financial health of the organization through effective debt management. Key Accountabilities Chasing cash (both GBP and foreign currencies) that are due to Atkins from their external and internal clients on a timely basis, predominately via Calls. Resolution of any reason for non-payment by working with respective teams to resolve outstanding issues. Working with project managers to resolve disputes in a timely manner. Client account reconciliation on any invoices/ Credit notes to resolve and close the paid invoices. To work closely with the Cash Allocation team, Project Accounting team, Approvers, and requestors to make sure the invoices are paid and resolved on time. Prepare and provide Account level updates over the call to management on the outstanding debt on weekly basis. Responsibilities: Manage daily work queues, monitor customer accounts to identify overdue balances and initiate collection activities. Prepare regular reports on collection status, aging analysis, and cash flow forecasts. Update client accounts within our cash collection software (Side trade), detailing activities and actions and make sure all resources are exhausted before escalation. Escalate accounts to the Management if there is no resolution after exhausting all resources. Follow up and facilitate resolution of outstanding disputes quickly & efficiently. Highlight credit note matches promptly and accurately to the Cash Allocation team. Deal with queries raised by customers. Investigate incorrect allocation issues and resolve within tight deadlines. Send copy invoices via email when requested. Identify WHT (Withholding tax) balances and obtain necessary approvals to write off. Prioritise workload to ensure core activities are achieved. Build and maintain good working relationships with all areas of the Shared Services function, the broader Atkins business and external customers. Negotiate payment plans and resolve billing disputes in a professional manner. Ensure compliance with company policies and relevant financial regulations. Professional & Technical skills At least 3-4 years experience in Accounts Receivable (Cash Collection). Should have excellent English language and communication skills, in both written and verbal form. Must be able to communicate with internal & external stakeholders and colleagues professionally. Intermediate working knowledge of Microsoft Excel, including use and set-up of pivot tables and formulae such as V-lookups. Experience in working with ERP system preferably JDE and Oracle. Preferred Qualifications & Experience B COM/MBA - Finance. 3+ years of experience in O2C process. Additional Information Working hours: 10am - 7.30pm (India Standard Time). Work Location: Yelahanka, Bangalore. Candidate must have required infrastructure to enable remote working. What We Can Offer You: Varied, interesting and meaningful work. A hybrid working environment with flexibility and great opportunities. Opportunities for training and, as the team grows, career progression or sideways moves. An opportunity to work within a large global multi-disciplinary consultancy on a mission to change the ways we approach business as usual. Worker Type Employee Job Type Regular

Position Overview: As the Collections Manager, you will lead and manage the Collections function, including Dunning and Collection, Dispute Management, and Credit Management. You'll oversee a team of professionals, ensuring delivery against KPIs and SLAs while maintaining a strong internal control framework. As part of the leadership team, you'll help elevate service delivery standards and drive the sustainable growth of our Shared Services Centre. Pay, benefits and more. We offer a competitive compensation package along with extensive benefitsincluding medical, OPD, term and accidental insurance. More than that, you’ll join a dynamic, growing team where your leadership drives meaningful impact. What you’ll do on a typical day: Lead the Collections tower and drive performance through strategic direction and daily operational oversight. Ensure compliance with credit exposure limits, drive outbound call effectiveness, and maintain consistent touchpoints across accounts. Build collaborative relationships with internal teams (Sales, Disputes, Operations) and key customers. Manage end-to-end people responsibilities: assign tasks, appraise performance, coach, reward, and discipline where needed. Cultivate a high-performance culture and foster continuous team development. Ensure delivery excellence against agreed KPIs/SLAs within a robust internal control framework. Monitor and reduce past-due percentages, improve cash collections, and minimize bad debt risks. Ensure timely documentation of customer interactions in the collections tool. Build deep customer insight through analysis of outstanding balances, payment patterns, and cash flows. Track and manage SLAs, support service reporting, and facilitate service transitions when necessary. Proactively resolve issues flagged by the Business Account Manager. Promote a culture of continuous improvement, applying Lean principles to enhance O2C efficiency. Collaborate cross-functionally to ensure aligned service delivery. Own customer relationship management, including issue resolution and root cause analysis. Act as the escalation point for critical issues across the collections process. Champion innovation to drive value and challenge the status quo. What you need to succeed at XPO: Basic Qualifications: Bachelor's degree in Commerce from a recognized university. Basic accounting knowledge with Six Sigma, LEAN, or similar quality management certification. Experience: 15+ years of experience, with a strong background in Collections within logistics, shipping, or transport industries (mandatory). At least 10 years managing client-service functions in a shared services environment. Deep understanding of end-to-end O2C processes and best practices. Strong financial, operational, and stakeholder management capabilities. Proven experience in managing large teams and leading complex projects. Familiarity with budgeting, recruiting, coaching, and employee development. Skills & Attributes: Strategic thinker with a balanced short- and long-term view. High motivation and strong growth mindset, both personally and for team development. Entrepreneurial approach and ability to thrive in a start-up or evolving service center environment. Excellent communication and stakeholder engagement skills across all levels. Be part of something big.

Role & responsibilities Job Summary: The Collections Manager will be responsible for overseeing the collections process for business loans. This role involves managing a team of collections officers, developing and implementing strategies to minimize delinquency, and ensuring compliance with regulatory requirements. The ideal candidate will have strong leadership skills, a deep understanding of credit risk management, and a proven track record in collections. Key Responsibilities: Lead and manage the collections team to achieve monthly and quarterly targets. Develop and implement effective collections strategies to minimize delinquency and bad debt. Monitor and analyze collections performance, providing regular reports to senior management. Ensure compliance with all regulatory requirements and company policies. Handle escalated collections cases and negotiate payment plans with borrowers. Collaborate with other departments, such as credit and legal, to resolve complex cases. Conduct regular training and development sessions for the collections team. Maintain accurate records of collections activities and borrower communications. Identify and implement process improvements to enhance efficiency and effectiveness.

Role & responsibilities Job Summary: The Collections Manager will be responsible for overseeing the collections process for business loans. This role involves managing a team of collections officers, developing and implementing strategies to minimize delinquency, and ensuring compliance with regulatory requirements. The ideal candidate will have strong leadership skills, a deep understanding of credit risk management, and a proven track record in collections. Key Responsibilities: Lead and manage the collections team to achieve monthly and quarterly targets. Develop and implement effective collections strategies to minimize delinquency and bad debt. Monitor and analyze collections performance, providing regular reports to senior management. Ensure compliance with all regulatory requirements and company policies. Handle escalated collections cases and negotiate payment plans with borrowers. Collaborate with other departments, such as credit and legal, to resolve complex cases. Conduct regular training and development sessions for the collections team. Maintain accurate records of collections activities and borrower communications. Identify and implement process improvements to enhance efficiency and effectiveness.

Role & responsibilities Payment collection from B 2 B customers as per the bills submitted and tracking of pending payment. Visit the Client by prior appointment & inform them about the outstanding dues, if any. Submit the Bill for Payment process. Continue follow ups via Mail, phone & Visit. Maintaining data of all the transactions on with respect to payment collection & outstanding in Excel. Must be willing to travel & visit clients in person for payment follow-ups. Submission of Monthly /Quarterly / Half yearly invoices to customers through email and physical visits & keeping track of the same all the time. Confirmation of the invoices received from customers as per above point. Should be able to do collection follow-up with customers through mails /phones and physical visits. Need to achieve monthly collection target of his customers. Need to visit customers for physical collection of cheques in some cases Preferred candidate profile Must be well versed in MS Excel and Email drafting. Must be willing to travel Interested Candidates can share CV at pooja.gadhe@aryaomnitalk.com

Role & responsibilities Monitoring debit/credit fraud trend investigating emerging threats and quickly developing and deploying new strategies to manage those threats. Proving innovative solutions for formation/strengthening of fraud risk tools for prevention detection and monitoring of frauds in cards. Need to handle multiple simultaneous tasks prioritize work and remain functional under pressure and aggressive timelines. &; Reviews and investigates customer cases reports and work for potential and actual loss; minimizes fraud AML and/or organizational risk. Responsible for early detection of suspicious activity control and prevention of losses. &; Research and analyses bank activities and reports to detect and prevent possible fraudulent and suspicious activities. AML (Transaction Monitoring) INVESTIGATIONS (L1 & L2) Alert Investigations. Contact Person: Sangeetha Tamil Contact Number: 9941202399 Email ID: sangeetha@gojobs.biz

The Debt Management Specialist will be responsible for managing and coordinating the recovery of overdue payments on loans or credit accounts. Achieve collections target by visiting customers/agency.Monitor performance against set parameters and provide regular updates.Ensure legal guidelines are complied with while repossessing products.Maintain accurate records of customer interactions and transactions.Provide regular reports on collection activities and performance.Handle escalations promptly and effectively to resolve issues.Daily DRR (Daily Risk Report) managementDevelop and implement strategies to improve collection rates.Case to Case trackingResolution at per AOP with in agreed timelinesPortfolio ManagementDebt Collection StrategyTarget AchievementRegulatory ComplianceReporting and AnalysisRisk ManagementTeam LeadershipVendor ManagementCo-ordinating with internal and external clients Required Qualifications and Experience Achieve collections target by visiting customers/agency.Monitor performance against set parameters and provide regular updates.Ensure legal guidelines are complied with while repossessing products.Maintain accurate records of customer interactions and transactions.Provide regular reports on collection activities and performance.Handle escalations promptly and effectively to resolve issues.Daily DRR (Daily Risk Report) managementDevelop and implement strategies to improve collection rates.Case to Case trackingResolution at per AOP with in agreed timelinesPortfolio ManagementDebt Collection StrategyTarget AchievementRegulatory ComplianceReporting and AnalysisRisk ManagementTeam LeadershipVendor ManagementCo-ordinating with internal and external clients

To achieve collection targets of the Respective Branch assigned, ensuring meeting PI Targets. Meeting the Target on Cost of Collections. Ensuring meeting PI Targets within cost limit specified on monthly basis. Ensuring legal guidelines are complied for entire collection structure in letter and sprits. Ensure that the collection agencies and executives adhere to the legal guidelines provided by the law in force. Ensure adherence to the Code of Conduct. Continuously monitoring collection agencies and collection executives to identify fraudulent practices and ensure that no loss is incurred due to such activities. Required Qualifications and Experience People Management skills. Demonstrated success achievement orientation. Excellent communication skills. Negotiation Skills Strong bias for action driving results in a high performance environment. Demonstrated ability to lead from the front. Excellent relationship skills. Affirmative in nature, Strong Leadership Skills, Clarity of thought and perseverance.. Exceptionally high motivational levels and needs to be a self starter. Working knowledge of computers.

*Implement strategies to optimize recoveries and reduce delinquencies. *Lead a team of 15+ (tele callers + field collectors). *Manage hybrid recovery models (Call Center + Field). *Ensure compliance with regulatory and ethical standards. Required Candidate profile * Expertise in collections, hybrid models, and analytics. * Strong leadership and stakeholder management skills. *DRA Certification preferred. *Proficiency in dialer systems, allocations& Performance.

First link of management between the executors i.e. field staff and management. An effective communicator with exceptional relationship management skills with ability to relate to people at all levels of business and management. Delivery of business AOP objectives for the assigned geography. PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Achieving business numbers with the assigned line of channels (Basis location and market potential). People Management (Off roll) - Hiring, Retention & Productivity. Sales Governance through compliance of systems and processes. Responsible for tracking, managing & controlling PDD requirement compliance Reduction in customer complaints & cancellation by ensuring that no miss-selling is being done. Understanding of CRM - Salesforce.com. Effectively engage with Credit, Operations, Risk & within 2W/3W teams. To ensure TAT is maintained for case processing. 4. MAJOR CHALLENGES (Challenges faced on an on-going basis in carrying out the job) Training of self and their team below. Hiring right candidate. Smooth onboarding to help settle the employee well in BFL. Smooth onboarding of New Dealer/Partner with BFL Retention of Off-roll staff 5. DECISIONS (Key decisions taken by job holder at his/her end) Hiring of Off roll staff Approvals by coordinating with internal stake holders eg. Clearing cases Lead allocation Field activity planning and closure 6. INTERACTIONS (Key working relationships a job holder needs to have INSIDE and OUTSIDE the company to accomplish the job) Internal Clients Roles you need to interact with inside the organization to enable success in your day to day work Connect with various internal department i.e. product, credit, Ops, RCS & compliance to process the file. Connect with HR department for hiring & retention External Clients Roles you need to interact with outside the organization to enable success in your day to day work Engaging with customer. Mapping of market competition. 7. DIMENSIONS (Key numerical data which will reflect the scope and scale of activities concerning this job) Financial Dimensions (These should be quantifiable numerical amounts) From 45 to 70 Cases MOM (depending upon location and market potential) Other Dimensions (Significant volume dimensions associated with the job) Total Team Size: 9 Number of Direct Reports: 5 to 9 Number of Indirect Reports: NA Number of Outsourced employees: 5 to 9 Number of locations: 1 to 4 Number of products: 1 i.e. Two wheeler Loan Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications Qualifications - Graduate / Post Graduate Good command in excel is essential. Work Experience - 1 to 3 years of relevant experience in managing team Result oriented - Go getter attitude is must Should have collaborative work style to engage with peers & colleagues across the company. Excellent Team management & Interpersonal Skills. Excellent command over communication skills. Highly ambitious & self-motivated

Transformation has resulted in changes in skills requirements, roles, and numbers of roles required in the new operating model. The roles in the new operating model will be restricted to employees in the selection pool in the first instance. Selection for any jobs that remain unfilled following the agreed selection process will be conducted in line with the Global Recruitment policy. Assistant Manager The Role: This role supports the financial accounting activities for the British Council and works closely with the Managed Service Provider (MSP) to ensure the financial accounts are completed correctly and in a timely manner, and numbers are reported accurately. Accountabilities: Leadership and Management Plans and prioritises own activities, which span across a range of different work streams or internal client relationships. Responds to changing and at times competing requirements to ensure effective delivery of responsibilities over set reporting timescales. Provide a good standard of financial business partnering, financial insight and financial discipline. Tasks and coordinates others (e.g. internal customers, colleagues or third party suppliers) to complete activities in accordance with agreed financial procedures. Financial Management Work closely with the MSP to deliver retained financial processes supporting P2P, O2C, R2R and CLM ensuring consistent, accurate and robust financial accounting in line with accounting practices and corporate policies. Contribute to statutory reporting, tax review/filing, cashflow reporting and audit processes. Provide Cash flow information and manage payment runs and debt management processes. Support the provision of information to internal / external auditors. Implement and report on the progress of audit recommendations. Identify issues and bring them to the attention of senior members in the team for resolution in relation to financial accounting matters. Relationship and Stakeholder Management Develop good working relationships with key internal customers, colleagues and the MSP to ensure that activities comply with professional accounting standards, technical accounting issues and other external reporting requirements in British Council. As required, represents the British Council in discussions and dealings with external suppliers/providers. Sector/subject expertise Proactively maintains a sound working knowledge of developments in external policy, practice and regulation within financial accounting to build credibility, confidence and business insight. Provide first line advice and guidance on financial accounting issues and liaise with senior colleagues and/or other specialist finance functions such as Tax, Treasury, Finance Policy, and Global Process Owners as needed. Pro-actively identify unusual or complex transactions, discuss with senior colleagues and support action to resolve issues. Assist the production of periodic reports relating to financial accounting. Service Improvement Support the implementation of new or updated accounting and reporting requirements in line with professional accounting standards. Support work to centralise and move activity to an SSC environment. Requirements of the role: Significant years of experience in Operational financial management and or management accounting. Financial reporting experience. Advanced experience of Excel. ERP systems experience (transaction level and reporting). Management Reporting and analysis skills. Good excel and Power BI skills including pivot tables. Ability to explain complex financial data to non-finance people, using non-technical language. Ability to work under pressure. Good time management and data management. Working in virtual teams. Closing Date: Applications will close at 23:59 on Thursday 17 th July 2025 Indian Time. You must have the legal right to work in the India at the time of application. Important Information: Contract type: Indefinite Contract Pay band : 6 Requirements Please note that candidates must have the pre-existing, legal right to work in the India. Mobility / relocation / visa sponsoring support will not be provided. British Council supports working in new ways such as hybrid working, subject to full approval by line management and conditional upon our ability to provide the appropriate level of service. This may not be appropriate for all roles but can be explored at interview. We are committed to policies and practices of equality, diversity and inclusion across everything we do. We will support all employees to make sure their behaviour is consistent with this commitment. We welcome discussions about specific requirements or adjustments to enable participation and engagement in our work and activities.

Position - Executive - Debt Management Services - Consumer, Consumer - FLOW PL, Consumer Flow PL - Bucket 1 Job Purpose The Debt Management Specialist will be responsible for managing and coordinating the recovery of overdue payments on loans or credit accounts. Duties and Responsibilities Achieve collections target by visiting customers/agency. Monitor performance against set parameters and provide regular updates. Ensure legal guidelines are complied with while repossessing products. Maintain accurate records of customer interactions and transactions. Provide regular reports on collection activities and performance. Handle escalations promptly and effectively to resolve issues. Daily DRR (Daily Risk Report) management Develop and implement strategies to improve collection rates. Case to Case tracking Resolution at per AOP with in agreed timelines Portfolio Management Debt Collection Strategy Target Achievement Regulatory Compliance Reporting and Analysis Risk Management Team Leadership Vendor Management Co-ordinating with internal and external clients.

To achieve collection targets of the Respective Branch assigned, ensuring meeting PI Targets. Meeting the Target on Cost of Collections. Ensuring meeting PI Targets within cost limit specified on monthly basis. Ensuring legal guidelines are complied for entire collection structure in letter and sprits. Ensure that the collection agencies and executives adhere to the legal guidelines provided by the law in force. Ensure adherence to the Code of Conduct. Continuously monitoring collection agencies and collection executives to identify fraudulent practices and ensure that no loss is incurred due to such activities. Required Qualifications and Experience People Management skills. Demonstrated success & achievement orientation. Excellent communication skills. Negotiation Skills Strong bias for action & driving results in a high performance environment. Demonstrated ability to lead from the front. Excellent relationship skills. Affirmative in nature, Strong Leadership Skills, Clarity of thought and perseverance.. Exceptionally high motivational levels and needs to be a self starter. Working knowledge of computers.

Role & responsibilities - Product - PL & BL Job Title - Collection Officer CTC - 4.5 Lpa Education - Min. Graduate Age 32 years Requirement Loan recovery officers are tasked to be responsible for recovering delinquent and written off debts. Loan recovery officers are entitled to solve all matters relating to loan and solution must be flexible according to the borrower's situation, culture, custom, geographic area of the occurring matters. Good character, moral, talk and communication are successful keys in problem solving and can avoid dispute. Branch Locations - Nainital/Haldwani, Bhiwani, Delhi, Noida, Ghaziabad Interested candidate share your updated resume or any reference if you have.

Role & responsibilities Job Summary: The Collections Manager will be responsible for overseeing the collections process for business loans. This role involves managing a team of collections officers, developing and implementing strategies to minimize delinquency, and ensuring compliance with regulatory requirements. The ideal candidate will have strong leadership skills, a deep understanding of credit risk management, and a proven track record in collections. Key Responsibilities: Lead and manage the collections team to achieve monthly and quarterly targets. Develop and implement effective collections strategies to minimize delinquency and bad debt. Monitor and analyze collections performance, providing regular reports to senior management. Ensure compliance with all regulatory requirements and company policies. Handle escalated collections cases and negotiate payment plans with borrowers. Collaborate with other departments, such as credit and legal, to resolve complex cases. Conduct regular training and development sessions for the collections team. Maintain accurate records of collections activities and borrower communications. Identify and implement process improvements to enhance efficiency and effectiveness.

Roles and Responsibilities Responsible for recovery for the assigned geography for various product lines. Identification of risk portfolios and minimizing the higher delinquency buckets. Liaison with internal and external stakeholders for smooth operations and collections process. Timely maintaining and delivering daily, weekly, monthly dashboard reports. Complying with the relevant internal policies and statutory regulations. The major product would be secured Loans e.g. HL, LAP and Secured Loans Technical Requirements for the Knowledge Understanding of Arbitration, Repossession, Knowledge of entire legal process of taking possession of the NPAs and other Legal tools Desired Candidate Profile Good Communication Skills with Ability to Influence Pleasing Personality and Tactical Approach Good Knowledge of applicable laws. Good Follow up Skills. Agency Management skill Should have managed secured portfolio

Location : Mohali City : Mohali State : Punjab (IN-PB) Country : India (IN) Requisition Number : 40580 Business Title Team Lead - Treasury Global Job Title Sr Anl Finance Treasury Global Function Business Services Global Department Finance Treasury Organizational Level Reporting to Treasury Manager or AGM Treasury Size of team reporting in and type NA Role Purpose Statement Bunge Limited (www.bunge.com, NYSE: BG) is a leading global agribusiness and food company operating in over 40 countries with approximately 25,000 employees. Bunge buys, sells, stores and transports oilseeds and grains to serve customers worldwide; processes oilseeds to make protein meal for animal feed and edible oil products for commercial customers and consumers; produces sugar and ethanol from sugarcane; mills wheat, corn and rice to make ingredients used by food companies; and sells fertilizer in South America. Founded in 1818, the company is headquartered in White Plains, New York. Bunge has implemented a Shared Services Center in Chandigarh, India to support Asia Pacific operations in areas of Finance & Accounting, Trade Operations and Treasury. The Executive is responsible for performing Cash & Debt management activities supporting Treasury operations, which services the Asia Pacific / Europe / US operations for Bunge Group. In addition, the Executive is also responsible for supporting Officers in transaction processing & issue resolution. Main Accountabilities Manage FX Settlements of multiple currencies for various countries/geographies Oversee the administration of all bank operating accounts, including access to controls over electronic banking. Processing manual FX/TSF Payments & get approval done from respective authorized signatories Fund forecasting, budgeting and cash management on daily basis Providing data to Banks for working capital facilities with banks and putting in place relevant documentation for any new and existing bank facilities and accounts Perform FX Confirmation reconciliation and coordinate with traders/counterparty bank in case of discrepancy Collection of various kind of data from different teams to obtain credit ratings for BIPL Negotiate with banks and obtain best interest for surplus deposits Issuance and closure of bank guarantees needs to be submitted to various tax/regulatory authorities Responsible for closure of IDPMS and EDPMS in bank database to avoid any penalty from Central Bank Provide underlying documents for imports and exports of BIPL Responsible to fx deals confirmed from signatories and coordinate with banks in case of discrepancies Reporting of Cash position to senior management Responsible for filing return of foreign assets and liabilities to Central Bank (RBI, in case of India) Reporting of Daily cash balance to senior management Responsible for arrangement of funds from banks in case of short fall of funds Responsible to submit regulatory documents/annexures mandatory by Central Bank of India Calculation of MTM on Hedges & Derivatives Monitor of Bank Limits Co- ordinate between teams like R2R/P2P/O2C and resolve issues if any Handle queries from auditors and SOX teams and ensure data is being provided on time Preparation of debt forecast and its variance analysis (planned v/s actuals) & commentary Prepare & submit Indebtedness report as per defined schedule Liaising with senior management across the organization Involving in KYC process of banks, bank-mandates, account opening & closure etc of multiple countries Handling month end/Quarter End process where necessaryIdentify ideas for process improvement utilizing industry leading practices Handle exceptions generated, perform root cause analysis to resolve current issues and act proactively to avert potential issues in future Knowledge and Skills Behavior Improve Bunges outcomes by making data-driven decisions, keeping the customer at the forefront of all they do, and proactively gaining insight into the global strategy. Collaborate, effectively communicate with others and take initiative to continually develop themselves. Pursue opportunities to solve problems and take action while maintaining the ability to manage work, even in times of challenge or change. Technical Good knowledge of concepts and procedures related to Cash & debt management accounting & reporting Ability to provide high quality level of customer service of FX/ Hedges / M2M Dealt in multiple currencies of FX, FX exposure reporting Good understanding of hedges, SPOT, Forward, M2M Experience in Agribusiness/Commodity trading industry preferred Education & Experience 7-9 years of work experience in treasury operations & cash management Should posses strong stakeholder management skills Minimum Education Qualification Graduation Ability to work independently, efficiently and deliver high quality output under time pressure Independent and meticulous with figures Experience of KYC, account opening and closure with banks Strong written & oral communications skills in English. Knowledge of Asia languages added advantage. Strong problem solving & organization skills Experience in managing people and processes through a sustained period of change Excellent computer skills and competency in Microsoft Office (Word, PowerPoint, Excel, Outlook) Experience in ERP/ Accounting systems/SAP/Online Banking portals Distinct Advantage Experience working in a similar Shared Services Centre setup a distinct advantage Experience in processing of high volumes of transactions Experience in SAP, workflow tools and document imaging systems Willing to work in different shift timings including US shifts

He should have a knowledge to drive numbers and productivity of the portfolio , He should have experience to make reports for day to day activities He should be responsible for the Agency Audits , Proper dexterity with Quality team to under stand their identified errors of External vendors towards Audit perspective

About Fibe (formerly Early Salary): Fibe is one of Indias leading consumer lending apps focused on young, aspirational, and tech-savvy Indian consumers. It is building a financial ecosystem that enables the mid-income group and the underserved segments to fulfil their financial aspirations. Fibe offers a range of financial products, including cash loans, long-term personal loans, and Impact loans for sectors like Healthcare, Education, Green Finance, Loan Against Mutual Funds, making affordability more accessible. Fibe has grown multifold over the years and emerged as a market leader in providing financial assistance to young middle-income and underserved groups in India. Due to its scalable business model, Fibe has recently been upgraded to A- by CARE Ratings and has access to debt lines from leading banks, NBFCs and wholesale debt markets. It has been certified with ISO/IEC 27001 for its Information Security Management System (ISMS). Fibe has disbursed more than 7 million+ loans worth Rs. 26,000 Cr+ since inception through its lending partners. Winner of BW Festival of Fintech Lending Platform of the Year (Gold) and Fintech Brand of the Year (Silver) ET Healthcare Awards 2024 - Excellence in Affordable Healthcare Financing •Entrepreneur 2024 Founder of The Year & Best Innovation in Financial Services •Winner of G20 Digital Innovation Alliance – Best Startup in Fintech •Great Place to Work Certified Job Role: To Manage / Drive the outsource collection agencies & recruit good collection / tracing agencies for the region, as per the requirement. Ensure end to end recovery process & ensures delivery against the targets. Job Description: To manage a portfolio of unsecured non-performing loans (NPL) and formulating strategies for recovery action. •To provide effective management information support for diligent monitoring of NPL accounts and in ensuring prompt follow up actions. •Able to work on modern systems for operations & recovery/collection. •Allocate written off accounts to collection agencies and monitor the progress/ performance and drive on recovery targets. •Foster effective communication with internal teams and external channels for transparent recovery processes. •Effectively lead, manage and develop collections agencies across current and new open cities. Need to be flexible to travel across the cities very frequently or as & when it is required. •Provides insight and direction to the agencies & demonstrate the ability to lead and train others. •Engage in direct negotiations with customers by telephone or in person to determine the reason for default & to provide appropriate solutions to recover the outstanding amount, resolve disputes and safeguard financial interests. •Arrange for debt repayment or establish repayment schedules, based on customers' financial situations. •Timely revert on all escalation cases & ensure the recovery/collection hygiene is in control. •Collaborate with legal unit to execute recovery strategies within legal frameworks to recover the outstanding dues from the chronic defaulters. •To engage with customers who responded to our legal actions for loan recovery/collections. •Analyze market trends and transaction data, proposing recovery strategies based on quantitative analysis. •To assist in the administrative functions of Loan Recovery as assigned. •Manage operation activities with respect to Repayments and Debit authorizations. •Follow laid down processes by the Regulators and the company. Qualifications & Experience required: 6-9 Years of experience in Recovery for Unsecured Loans. •Experience in managing Volumes. •Experience in managing unsecured digital lending products is mandatory. •Graduation degree compulsory

About us: Navi is one of the fastest-growing financial services companies in India providing Personal & Home Loans, UPI, Insurance, Mutual Funds, and Gold. Navi's mission is to deliver digital-first financial products that are simple, accessible, and affordable. Drawing on our in-house AI/ML capabilities, technology, and product expertise, Navi is dedicated to building delightful customer experiences. Founders: Sachin Bansal & Ankit Agarwal What makes you a good executive at Navi? Ability to learn Being disciplined Communicating well What would your role at Navi Look Like? Setup and manage the network of agency partners to drive collections for the region Ensure proper planning for effective recovery through strong execution; guide and motivate the agencies and their field team to reach monthly targets Data analysis to assess performance and identify key gaps while driving the results Monitoring and supervision of activities of the allotted agency and end agents conducting regular audits. Guide the agencies and agents regarding their performance vs targets Maintain fair collection practices in adherence to the code of conduct & legal guidelines and ensure that the team follows the same Synthesize learning from ground operations and generate insights/ideas for driving better efficiency What are some good skills for this role? Business / Sales / Operations/ Collection leader with 2+ years of relevant experience Experience with tech-first startups or top FMCGs preferred Entrepreneurial mindset along with an ability to hustle and solve problems on the ground Experience working with vendors Strong analytical skills and knowledge of the local language Excellent communication and interpersonal skills with a collaborative management style