4 Credit Solutions Jobs

You will be responsible for managing client relationships within the Large Corporate segment. This involves building and maintaining strong connections with corporate clients, understanding their financial objectives, challenges, and opportunities, and identifying new business opportunities within the corporate finance sector. Your role will also include expanding the client base, promoting financial products and services, and independently engaging with CXO/Promoter level clients. Additionally, you should be capable of leading pricing and deal structuring negotiations to ensure the successful closure of transactions in alignment with organizational objectives. In terms of deal structuring, you will collaborate with clients to create tailored financial deals that meet their specific requirements. This will involve preparing and presenting proposals to clients to secure their buy-in. You will be offering credit solutions such as working capital facilities, overdrafts, term loans, and other structured financial products. It will be important to assess the creditworthiness of clients and evaluate associated risk factors to make informed decisions. Your focus will be on portfolio growth through cross-selling financial products and services to clients. You will be expected to achieve budgetary targets for Net Interest Income (NII) and fee income. Financial analysis will be a key aspect of your role, requiring you to analyze financial statements, credit reports, and market trends to evaluate client performance and risks. Your insights will be used to enhance client portfolios. Strict compliance with audit, regulatory, and company regulations, processes, and policies is essential to ensure that all activities are conducted within the required framework.,

As a client identification and sourcing specialist, you will be responsible for identifying prospects in your location, evaluating their creditworthiness, and establishing strong relationships with customers. You should also maintain a solid network of partners, Cas, and DSAs in your area to ensure a consistent deal pipeline. Understanding clients" financial goals, challenges, and opportunities will be key to your success in this role. In client relationship management, your focus will be on nurturing and maintaining strong relationships with corporate clients in the Emerging Corporate segment. You will need to identify new business opportunities and revenue streams within the corporate finance sector while expanding the client base and promoting financial products and services, including cross-selling products. Deal structuring will be a crucial aspect of your job, as you will collaborate with clients to tailor financial deals to their specific needs. You will also be responsible for preparing and presenting proposals to clients and internal stakeholders. Offering credit solutions, such as working capital facilities, overdrafts, term loans, and other financial products, will be part of your role. You should also be able to innovate unique solutions for customers and assess their creditworthiness and associated risk factors continuously. Portfolio growth is another key area where you will focus on cross-selling financial products and services to achieve budgetary targets for Net Interest Income (NII) and fee income. You will also analyze financial statements, credit reports, and market trends to assess client performance and risks, developing insights to enhance client portfolios. Strict compliance with all audit, regulatory, and company regulations, processes, and policies is essential to ensure the integrity of the organization.,

The main objective of the job is to lead efforts in acquiring new clients in the mid-corporate sector, identifying prospects, and building valuable business relationships. This includes adding Channel partners and Direct selling Agents to expand the business scope. In terms of client relationship management, the job involves establishing and maintaining strong relationships with corporate clients in the Mid Corporate segment and Channel Partners. It is important to understand the clients" financial goals, challenges, and opportunities, as well as to identify new business opportunities and revenue streams within the corporate finance sector. Additionally, expanding the client base and promoting financial products and services are key responsibilities. The major deliverables of the job include collaborating with clients to structure financial deals tailored to their specific needs and preparing and presenting proposals to clients. Credit solutions such as offering working capital facilities, overdrafts, term loans, and other financial products are also part of the job scope. Assessing creditworthiness and risk factors associated with clients is crucial. Specialized job competencies required for this role include focusing on portfolio growth by cross-selling financial products and services to achieve budgetary targets for Net Interest Income (NII) and fee income. Financial analysis is another key competency, involving the analysis of financial statements, credit reports, and market trends to assess client performance and risks, as well as developing insights to enhance client portfolios.,

As a professional in Client Relationship Management, your main responsibility will be to build and maintain strong relationships with corporate clients in the Mid Corporate segment and Channel Partners. It is crucial that you understand the financial goals, challenges, and opportunities of the clients you work with. By identifying new business opportunities and revenue streams within the corporate finance sector, you will contribute to the growth and success of the organization. In the area of Deal Structuring, your role will involve collaborating with clients to structure financial deals that are tailored to their specific needs. You will need to prepare and present proposals to clients, ensuring that they are well-informed and engaged throughout the process. Credit Solutions will be another key aspect of your job, where you will be expected to offer credit solutions such as working capital facilities, overdrafts, term loans, and other financial products. It will be essential to assess the creditworthiness and risk factors associated with clients to make informed decisions. Portfolio Growth is a critical part of this role, where you will focus on expanding the client base by cross-selling financial products and services. You will be required to achieve budgetary targets for Net Interest Income (NII) and fee income, contributing to the overall financial success of the organization. Financial Analysis will also be part of your responsibilities, involving the analysis of financial statements, credit reports, and market trends to assess client performance and risks. By developing insights to enhance client portfolios, you will play a key role in driving business growth. Compliance is of utmost importance, and you will need to ensure strict adherence to all audit, regulatory, and company regulations, processes, and policies. This will help maintain the organization's reputation and credibility in the market. Additionally, your role will involve team coordination, maintaining a positive attitude, and demonstrating a willingness to learn and impart trainings. Your ability to work collaboratively with colleagues and continuously improve your skills will be essential for success in this role.,