Responsibilities Requisition ID R-10341781 Date posted 07/08/2025 End Date 07/31/2025 City Thane State/Region Maharashtra Country India Location Type Onsite
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Job Title
Credit Risk - Professional I
Job Description:
The Credit Risk Analyst will be responsible for evaluating the creditworthiness of potential clients and assessing the overall risk associated with credit decisions. This role involves analyzing financial data, monitoring credit trends, and developing risk assessment models to support informed decision-making. The ideal candidate will possess strong analytical skills, attention to detail, and a passion for driving financial performance while ensuring compliance with regulatory standards.
What will you do:
- Analyze financial statements, credit reports, and other relevant data to assess the credit risk of potential clients.
- Monitor existing client accounts to identify potential credit risks and trends.
- Prepare regular reports on credit risk exposure and present findings to management.
- Work closely with the underwriting teams to provide insights and recommendations regarding credit decisions.
- Collaborate with compliance and legal teams to ensure adherence to regulatory requirements.
- Assist in the development and validation of predictive models to enhance credit decision-making processes.
- Stay updated on market trends, economic conditions, and regulatory changes that may impact credit risk.
- Investigations include the gathering of data from various sources and systems and interpreting the data to manage the risk.
What will you need to know:
- Strong analytical skills with the ability to interpret complex financial data.
- Knowledge of credit risk assessment frameworks and regulatory requirements.
- Excellent communication skills, both written and verbal, with the ability to present findings to stakeholders.
What will be great to have:
- Masters degree in Finance.
- 2+ years of experience in credit risk analysis, preferably within the payment processing or financial services industry.
- Detail-oriented, organized, and able to manage multiple priorities effectively.
Thank you for considering employment with Fiserv. Please:
- Apply using your legal name
- Complete the step-by-step profile and attach your resume (either is acceptable, both are preferable).
Our commitment to Diversity and Inclusion:
Fiserv is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, gender, gender identity, sexual orientation, age, disability, protected veteran status, or any other category protected by law.
Note to agencies:
Fiserv does not accept resume submissions from agencies outside of existing agreements. Please do not send resumes to Fiserv associates. Fiserv is not responsible for any fees associated with unsolicited resume submissions.
Warning about fake job posts:
Please be aware of fraudulent job postings that are not affiliated with Fiserv. Fraudulent job postings may be used by cyber criminals to target your personally identifiable information and/or to steal money or financial information. Any communications from a Fiserv representative will come from a legitimate Fiserv email address.
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