1140 Credit Policy Jobs - Page 33

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2.0 - 7.0 years

9 - 13 Lacs

Durgapur

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We are looking for a highly skilled and experienced Area Credit Manager to join our team in Durgapur. The ideal candidate will have 2-7 years of experience in corporate finance, credit appraisal, or a related field. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full docum...

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4.0 - 9.0 years

14 - 19 Lacs

Hyderabad

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We are looking for a skilled professional with 4 to 9 years of experience to join our team as an Area Credit Manager in Mid Corporate-Credit Appraisal, located at Auto Plaza-M4-M6, Hyderabad. The ideal candidate will have a strong background in credit appraisal and management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achiev...

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6.0 - 8.0 years

12 - 16 Lacs

Mumbai

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We are looking for a skilled professional with 6 to 8 years of experience to underwrite corporate finance business and manage the portfolio in an assigned area. The ideal candidate will have a strong background in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level. Authorize deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve di...

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6.0 - 8.0 years

13 - 18 Lacs

Hyderabad

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We are looking for a highly skilled and experienced Area Credit Manager to join our team in Hyderabad. The ideal candidate will have 6-8 years of experience in corporate finance, credit appraisal, or a related field. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full docu...

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1.0 - 3.0 years

3 - 6 Lacs

Madurai

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We are looking for a highly skilled and experienced Customer Service Executive to join our team in Madurai. The ideal candidate will have 1-3 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Superv...

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4.0 - 9.0 years

14 - 19 Lacs

Kolkata

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We are looking for a skilled professional with 4 to 9 years of experience to join our team as an Area Credit Manager in Mid Corporate - Credit Appraisal, located in Kolkata. The ideal candidate will have a strong understanding of corporate finance and credit appraisal. Roles and Responsibility Conduct due diligence on corporate, group, and promoters to assess Analyze financial statements to identify potential risks and opportunities. Understand proposal-related industry and market dynamics to inform credit assessments. Perform site visits and personal discussions with promoters/CFOs to gather insights. Prepare credit notes including deal-specific covenants and risk mitigation strategies. Adh...

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2.0 - 7.0 years

8 - 13 Lacs

Visakhapatnam

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We are looking for a highly skilled and experienced professional with 2 to 7 years of experience to join our team as a Manager - Retail Credit in Visakhapatnam. The ideal candidate will have a strong background in credit underwriting, risk management, and customer relationship building. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other...

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2.0 - 7.0 years

3 - 6 Lacs

Chennai

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We are looking for a highly skilled and experienced Customer Service Executive to join our team in Chennai. The ideal candidate will have 2 to 7 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform various tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of...

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4.0 - 9.0 years

10 - 14 Lacs

Bengaluru

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We are looking for a skilled professional with 4 to 9 years of experience to join our team as an Area Credit Manager in the leasing and credit appraisal department, located at Prestige Corniche-M4-M6, Bengaluru. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documenta...

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6.0 - 10.0 years

6 - 10 Lacs

Mumbai

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We are looking for a highly skilled and experienced Area Credit Manager to join our team in Mumbai - Lower Parel. The ideal candidate will have 6-10 years of experience in corporate finance, credit underwriting, and portfolio management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite for all customer segments for corporate finance products and present to senior level. Authorize deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Lead a team of credit approvers to ensure...

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2.0 - 5.0 years

8 - 13 Lacs

Vizianagaram

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We are looking for a highly skilled and experienced professional to join our team as a Manager - Retail Credit in Vizianagaram. The ideal candidate will have 2-5 years of experience in the field. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Underwrite proposals according to laid down policies and procedures to meet business volumes. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and oth...

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2.0 - 7.0 years

4 - 8 Lacs

Mumbai

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We are looking for a highly skilled and experienced professional to join our team as an Associate - Credit Monitoring (TCCL) in Mumbai. The ideal candidate will have 2-7 years of experience in the field. Roles and Responsibility Lead and manage credit processes, including appraisal, underwriting, compliance, and monitoring. Conduct detailed due diligence on proposals presented to the Credit Committee. Analyze risks, including financial, commercial, technical, and policy and regulatory risks, and their mitigants. Develop and execute best practices for credit assessment across disparate products and sectors. Prepare detailed credit notes for presentation to the Investment Credit Committee of t...

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6.0 - 8.0 years

7 - 11 Lacs

Hyderabad

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We are looking for a highly skilled and experienced Area Credit Manager to join our team in Hyderabad. The ideal candidate will have 6-8 years of experience in the banking industry, preferably with TATA Capital Limited. Roles and Responsibility Manage and oversee credit operations for individual loans. Develop and implement effective credit policies and procedures. Conduct thorough credit assessments and risk analyses. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Ensure compliance with regulatory requirements and industry standards. Job Strong knowledge of credit underwriting principles and practices. Excellent anal...

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6.0 - 10.0 years

9 - 13 Lacs

Mumbai

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We are looking for a highly skilled and experienced Credit Manager to join our team in Delhi. The ideal candidate will have 6-10 years of experience in credit monitoring, analysis, and portfolio management. Roles and Responsibility Monitor the portfolio continuously, adhering strictly to the Credit Monitoring Policy. Conduct regular portfolio reviews and identify stress accounts, recommending actions. Handle account restructuring and perform annual reviews. Coordinate with Fincon/accounts and budgeting teams for accurate reporting. Identify and mitigate potential risks through constant monitoring of borrower events. Maintain vendor relationships, including lenders, independent engineers, leg...

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4.0 - 9.0 years

13 - 18 Lacs

Mumbai

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We are looking for a highly skilled and experienced Area Credit Manager to join our team in Delhi. The ideal candidate will have 4 to 9 years of experience in corporate finance, credit appraisal, and portfolio management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full...

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2.0 - 7.0 years

4 - 8 Lacs

Mumbai

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We are looking for a highly skilled and experienced professional with 2 to 7 years of experience to join our team as an Associate - Credit Monitoring (TCCL) in Mumbai. Roles and Responsibility Collate key financial parameters and conduct data entry in the system. Create financial spreads from financial documents. Run credit checks on customers, including CIBIL, bank statement analysis, and internal credit checks. Ensure productivity and quality of output. Work with Sales & Credit teams for coordinating data requirements and ensuring data completeness and accuracy. Analyze credit requirements for corporates. Job Strong understanding of credit monitoring frameworks and principles. Excellent an...

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2.0 - 7.0 years

14 - 19 Lacs

Mumbai

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We are looking for a skilled professional with 2 to 7 years of experience to join our team as an Area Credit Manager - Mid Corporate in Delhi. The ideal candidate will have a strong understanding of corporate, group, and promoter due diligence. Roles and Responsibility Conduct thorough analysis of financials and credit assessments for effective risk mitigation. Understand proposal-related industry and market dynamics to inform credit decisions. Perform site visits and personal discussions with promoters/CFOs to gather essential information. Prepare comprehensive credit notes including deal-specific covenants. Adhere to internal credit policies and capture deviations in credit notes. Approve ...

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2.0 - 5.0 years

8 - 13 Lacs

Jagraon

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We are looking for a highly skilled and experienced Credit Manager to join our team in Jangaon. The ideal candidate will have 2-5 years of experience in the field. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Underwrite proposals as per laid down policies and procedures to meet business volumes. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularl...

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2.0 - 7.0 years

13 - 18 Lacs

Hyderabad

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We are looking for a skilled professional with 2 to 7 years of experience to join our team as an Area Credit Manager in Emerging Corporate-Credit Appraisal, located at Auto Plaza in Hyderabad. Roles and Responsibility Ensure quality credit underwriting and maintain high standards. Monitor portfolio performance, including delinquencies, deferrals, and annual reviews/renewals. Develop market intelligence through regular interactions with competitors, key business groups, CA firms, and other stakeholders. Identify potential stress accounts and take proactive measures for timely exit. Resolve audit queries, including RBI and statutory audits, within prescribed timelines. Collaborate with cross-f...

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10.0 - 15.0 years

8 - 13 Lacs

Mumbai

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We are looking for a highly skilled and experienced professional with 10 to 15 years of experience to join our team as a Manager - Retail Credit in Delhi. The ideal candidate will have a strong background in credit underwriting, risk assessment, and portfolio management. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Underwrite proposals according to laid down policies and procedures to meet business volumes. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to predict loan perfo...

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6.0 - 11.0 years

12 - 16 Lacs

Chennai

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We are looking for a skilled professional with 6 to 11 years of experience to underwrite corporate finance business and manage the portfolio in assigned areas. The ideal candidate will have a strong background in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for designated regions. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disb...

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6.0 - 11.0 years

15 - 19 Lacs

Chennai

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We are looking for a skilled professional with 6 to 11 years of experience to join our team as an Area Credit Manager in Large Corporate-Credit Appraisal, located at Chennai - Centennial Square -MM. The ideal candidate will have a strong background in credit appraisal and management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on...

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4.0 - 6.0 years

15 - 19 Lacs

Mumbai

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We are looking for a skilled professional with 4 to 6 years of experience to join our team as an Area Credit Manager in Mumbai. The ideal candidate will have a strong background in corporate finance and credit appraisal, with excellent analytical and leadership skills. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adher...

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4.0 - 6.0 years

14 - 19 Lacs

Mumbai

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We are looking for a skilled professional with 4 to 6 years of experience to join our team as an Area Credit Manager in Mid Corporate-Credit Appraisal, located in Mumbai - Lower Parel. The ideal candidate will have a strong background in credit appraisal and management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adhe...

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2.0 - 7.0 years

7 - 11 Lacs

Jaipur

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We are looking for a highly skilled and experienced Regional Credit Manager to join our team in Jaipur. The ideal candidate will have 2 to 7 years of experience in credit management, underwriting, and risk assessment. Roles and Responsibility Manage all activities related to the sanction life cycle of retail loan business for short and medium term products. Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite for all customer segments for retail and high-value cases, presenting to senior level. Authorize deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign off on appr...

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