Credit Executive

2 - 6 years

0 Lacs

Posted:5 days ago| Platform: Shine logo

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Work Mode

On-site

Job Type

Full Time

Job Description

As a candidate for this role, you will be responsible for personal discussion of cases in accordance with the company's policies and procedures, ensuring strict adherence to quality standards. Your duties will include: - Adhering to agreed Service Level Agreements (SLAs) and timelines for completing assigned activities. - Demonstrating a skill set encompassing underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. - Safeguarding company assets by thoroughly evaluating all credit requests, establishing appropriate credit limits, and ensuring proper documentation and collateralization of granted loans. - Effectively communicating credit decisions to stakeholders. - Enhancing underwriting efficiencies while maintaining robust risk management practices. Additional details of the company, if any, are not provided in the job description. Moreover, your responsibilities will also involve: - Conducting Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Your role will be crucial in ensuring the smooth functioning of credit operations and risk management processes within the organization.,

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Tata Capital logo
Tata Capital

Financial Services

Mumbai Maharashtra

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