Credit Executive-Commercial Vehicle (CV)-Retail-Credit

As a Credit Executive at our company, your role involves credit appraisal of proposals and recommendations within the laid policy framework and guidelines. You will be responsible for ensuring that all credit proposals are processed within the stipulated Turnaround Time (TAT). Your duties will include processing loan applications with minimized errors related to exposure, customer profile, PSL guidelines, etc. Additionally, you will be responsible for preparing Rejection Management Information System (MIS) and updating negative cases in the NCIF database. You will also assist the LCM in carrying out day-to-day activities related to the credit function. Key Responsibilities: - Conduct credit appraisal of proposals and make recommendations within the policy framework - Ensure all credit proposals are processed within the stipulated TAT - Process loan applications with minimized errors related to exposure, customer profile, PSL guidelines, etc. - Prepare Rejection MIS and update negative cases in the NCIF database - Assist the LCM in day-to-day activities related to the credit function Qualifications Required: - Graduation degree - 1-2 years of work experience as a Credit Executive or Credit Processing Associate - Knowledge of Loan Origination System preferred - Proficiency in multiple languages would be an advantage As an individual with a graduate degree and 1-2 years of experience in credit-related roles, you are well-suited for this position. Your familiarity with credit appraisal, loan processing, and MIS preparation will be valuable in fulfilling the responsibilities of this role. Additionally, your knowledge of Loan Origination Systems and proficiency in multiple languages will be beneficial in contributing to the success of our team.,