2193 Credit Analysis Jobs - Page 17

Professional qualification Preferably CA or post graduate degree preferably in business, accountancy, economics, finance etc. along with sound domain knowledge of the mortgages business and market. Essential Experience Approve / Recommend Mortgage ( LAP) & Housing loan applications. Ensuring error free underwriting of loans in line with approved processes and policy guidelines Monitor & train the Jr. Resources in the team keeping role succession planning & achieving the TAT. Ensure meticulous compliance with internal credit policy as well as regulatory guidelines. Ensure compliance with the benchmark Turnaround Time. Manage ,supervise and provide guidance to the vendor agencies like legal and technical to get the desired and quality output. Doing PD for decision of cases basis of document provided Co-ordination with branches, Legal & Technical team and Ops team Feedback to management on policy as well process changes to be done Update branch with current status of files Overall portfolio quality of cases underwritten PDD management , tracking and submission of the disbursed cases Competencies Excellent organizational skills Result driven and customer focused Good understanding of financial analysis Analytical skills Experience 3 - 5+ Yrs Essential Skills and Attitudes Excellent oral and written communication skills Excellent presentation skills

Professional qualification Preferably CA or post graduate degree preferably in business, accountancy, economics, finance etc. along with sound domain knowledge of the mortgages business and market. Essential Experience Approve / Recommend Mortgage ( LAP) & Housing loan applications. Ensuring error free underwriting of loans in line with approved processes and policy guidelines Monitor & train the Jr. Resources in the team keeping role succession planning & achieving the TAT. Ensure meticulous compliance with internal credit policy as well as regulatory guidelines. Ensure compliance with the benchmark Turnaround Time. Manage ,supervise and provide guidance to the vendor agencies like legal and technical to get the desired and quality output. Doing PD for decision of cases basis of document provided Co-ordination with branches, Legal & Technical team and Ops team Feedback to management on policy as well process changes to be done Update branch with current status of files Overall portfolio quality of cases underwritten PDD management , tracking and submission of the disbursed cases Competencies Excellent organizational skills Result driven and customer focused Good understanding of financial analysis Analytical skills Experience 3 - 5+ Yrs Essential Skills and Attitudes Excellent oral and written communication skills Excellent presentation skills

Professional qualification Preferably CA or post graduate degree preferably in business, accountancy, economics, finance etc. along with sound domain knowledge of the mortgages business and market. Essential Experience Approve / Recommend Mortgage ( LAP) & Housing loan applications. Ensuring error free underwriting of loans in line with approved processes and policy guidelines Monitor & train the Jr. Resources in the team keeping role succession planning & achieving the TAT. Ensure meticulous compliance with internal credit policy as well as regulatory guidelines. Ensure compliance with the benchmark Turnaround Time. Manage ,supervise and provide guidance to the vendor agencies like legal and technical to get the desired and quality output. Doing PD for decision of cases basis of document provided Co-ordination with branches, Legal & Technical team and Ops team Feedback to management on policy as well process changes to be done Update branch with current status of files Overall portfolio quality of cases underwritten PDD management , tracking and submission of the disbursed cases Competencies Excellent organizational skills Result driven and customer focused Good understanding of financial analysis Analytical skills Experience 3 - 5+ Yrs Essential Skills and Attitudes Excellent oral and written communication skills Excellent presentation skills

Professional qualification Preferably CA or post graduate degree preferably in business, accountancy, economics, finance etc. along with sound domain knowledge of the mortgages business and market. Essential Experience Approve / Recommend Mortgage ( LAP) & Housing loan applications. Ensuring error free underwriting of loans in line with approved processes and policy guidelines Monitor & train the Jr. Resources in the team keeping role succession planning & achieving the TAT. Ensure meticulous compliance with internal credit policy as well as regulatory guidelines. Ensure compliance with the benchmark Turnaround Time. Manage ,supervise and provide guidance to the vendor agencies like legal and technical to get the desired and quality output. Doing PD for decision of cases basis of document provided Co-ordination with branches, Legal & Technical team and Ops team Feedback to management on policy as well process changes to be done Update branch with current status of files Overall portfolio quality of cases underwritten PDD management , tracking and submission of the disbursed cases Competencies Excellent organizational skills Result driven and customer focused Good understanding of financial analysis Analytical skills Experience 3 - 5+ Yrs Essential Skills and Attitudes Excellent oral and written communication skills Excellent presentation skills

Professional qualification Preferably CA or post graduate degree preferably in business, accountancy, economics, finance etc. along with sound domain knowledge of the mortgages business and market. Essential Experience Approve / Recommend Mortgage ( LAP) & Housing loan applications. Ensuring error free underwriting of loans in line with approved processes and policy guidelines Monitor & train the Jr. Resources in the team keeping role succession planning & achieving the TAT. Ensure meticulous compliance with internal credit policy as well as regulatory guidelines. Ensure compliance with the benchmark Turnaround Time. Manage ,supervise and provide guidance to the vendor agencies like legal and technical to get the desired and quality output. Doing PD for decision of cases basis of document provided Co-ordination with branches, Legal & Technical team and Ops team Feedback to management on policy as well process changes to be done Update branch with current status of files Overall portfolio quality of cases underwritten PDD management , tracking and submission of the disbursed cases Competencies Excellent organizational skills Result driven and customer focused Good understanding of financial analysis Analytical skills Experience 3 - 5+ Yrs Essential Skills and Attitudes Excellent oral and written communication skills Excellent presentation skills

Job DescriptionThe incumbent will be responsible to lead the team. Underwriting/recommending of proposals for non-collateral/collateral profiles. Manage the outsource agencies and ensure TAT is maintained by these agencies. Role & responsibilities Managing team of Credit managers Credit Appraisal Underwriting/recommending of proposals for non-collateral/collateral backed education loan Process & Initiatives Understanding process and policies and implementing the same to ensure smooth transactions Training- Provide training to internal team and channels/DSTs. Provide regular training to outsource agencies so that they work in synergy with the companies policies and norms Delinquency Management for the entire State Portfolio Management – Monitoring the performance of portfolio and suggest changes to adapt to maintain the quality of portfolio Vendor / Cost management – managing the outsource agencies and ensure TAT is maintained by these agencies Quality Management in terms of Audit, Compliance and Hind sighting PDD Management – controlling and tracking PDDs through proper MIS for the location Preferred candidate profile 8-10 years of Underwriting experience in lending Business. Experience in mortgage industry will be an added advantage.

As a Credit Analyst in the Debt Vertical, you will play a crucial role in managing the execution of debt transactions from initiation to closure. Your responsibilities will include overseeing transaction processes, coordinating with banks, conducting client meetings, and ensuring smooth transaction processing. Your ability to maintain strong client relationships, resolve queries effectively, and achieve end-to-end transaction closure will be essential in this role. Key Responsibilities: Transaction Execution: - Manage the execution process of debt transactions and ensure accurate processing. - Ensure compliance with relevant policies and timely documentation. Bank Coordination: - Initiate and maintain communication with banks for transaction processing. - Follow up on transaction status, resolve issues, and gather necessary information. Client Meetings: - Conduct meetings with clients to discuss transaction details and provide updates. - Address client concerns, ensuring satisfaction throughout the transaction process. Relationship Management: - Build and maintain strong client relationships, acting as the primary point of contact. - Manage client expectations and provide high-quality service to foster long-term partnerships. Query Resolution: - Respond to client queries promptly and offer effective solutions during the transaction process. - Provide clear explanations and address any issues that arise. End-to-End Transaction Closure: - Coordinate all activities required for successful transaction closure. - Review and verify transaction aspects for compliance with contractual obligations. Qualifications: - MBA in Finance, Business Analyst, Marketing, or Chartered Accountant (CA) qualification. - Minimum 2 years of experience in finance or debt sector roles. - Strong understanding of financial processes and debt transactions. - Excellent communication, interpersonal skills, and ability to meet deadlines. - Proven track record in client relationship management and transaction execution. Skills: - Debt & Equity Capital Raising - Credit Analysis - Financial Analysis In this role, your expertise in finance, strong analytical skills, and ability to manage multiple tasks efficiently will contribute to the success of debt transactions and client satisfaction.,

As a member of the Fixed Income (FI) Credit Products and Content team at Morgan Stanley Wealth Management, you will be responsible for curating and distributing actionable Taxable Fixed Income content to our Financial Advisors. You will leverage both internal and external credit analysis, as well as Morgan Stanley Research and Strategy, to assist in portfolio construction, positioning, and overall strategy. Additionally, you will supervise the Equity Product team in creating and delivering timely and insightful equity-related content. Your primary responsibilities will include performing fundamental and relative value credit analysis across multiple sectors within the US Investment Grade asset class, monitoring and leveraging internal and third-party research to generate trade ideas, and commercializing FI content through actionable idea generation. You will also be responsible for daily content distribution from the Fixed Income Credit Desk to Financial Advisors, working closely with WM Taxable Sales to scale best ideas, and leveraging Morgan Stanley Research and Strategy to aid in positioning and portfolio construction. To qualify for this role, you should have at least 9 years of experience in Fixed Income Sales, Trading, or Research fields, a fundamental understanding of global credit/interest-sensitive markets, and experience in Credit or Equity research or financial analysis. Proficiency in Microsoft Excel is preferred, and a strong interest in Fixed Income Capital Markets, along with excellent written and oral communication skills, is essential. A CFA certification is also preferred, and experience managing teams is a plus. At Morgan Stanley, you can expect to work in a fast-paced environment alongside the best and brightest individuals. We are committed to providing first-class service and maintaining a high standard of excellence while fostering a culture of inclusion and diversity. With opportunities for career advancement and a supportive work environment, you will have the chance to collaborate with creative thinkers and make a meaningful impact in the industry. To learn more about our global offices, please visit https://www.morganstanley.com/about-us/global-offices. Morgan Stanley is an equal opportunities employer that values diversity and inclusion. We are dedicated to creating a supportive environment where all individuals can thrive and maximize their full potential. Our workforce is made up of individuals from diverse backgrounds, talents, and experiences, and we are committed to recruiting, developing, and advancing individuals based on their skills and talents.,

As a Credit Analyst - SME, your primary responsibility will be to prepare Credit Appraisal notes for SME clients. You will engage in discussions with the business to determine Terms and Conditions for risk assessments. Furthermore, you will communicate with customers to gather necessary information for the preparation of CRANs. It will be crucial for you to monitor accounts based on the terms set by the Sanctioning Authority. You will also be tasked with creating Monthly/Quarterly Monitoring Reports for the portfolio and developing action plans for any non-compliances that may arise. Regular visits to the units for inspections and subsequent submission of inspection reports will be part of your routine. Managing and addressing any escalations related to risk assessments will be within your scope of work. The ideal candidate for this role should have a minimum of 3-6 years of experience in Credit Underwriting for Large Corporates. While not mandatory, experience in the Pharma sector credit analysis would be advantageous. Candidates with a CA or MBA qualification, along with excellent verbal, written communication, and presentation skills, are encouraged to apply for this position.,

Ensures that all billings are received by clients in a timely and proper manner. Maintain current credit information, current collection, and follow-up notes on all assigned accounts. Escalate disputed invoices or issues in a timely manner to the appropriate individual. To ensure cash flow by efficient collections and performing credit analysis, including the analysis of the relevant reports and financial statements to maximise profits. Analyse customer payments for cash application personnel and ensuring that the cash received from payments are correctly allocated. Monitors the aging of clients transactions. Determines accounts with accumulating overdue and take the necessary steps to collect dues immediately. Maintains an accurate and up-to-date record of open accounts of clients. Identifies the reason for credit hold and justification for credit lift. Ensuring that all necessary follow-ups and coordination with client and other departments in the company has been done to resolve collection issues (wrong billing, no PO, wrong discount, long overdue transactions, lost invoice, and the like) May do other functions related to the collection as the need arises. Issue weekly reminder emails and phone customers as required and maintain Customer contact data base. Should be able to communicate effectively with customers for collections and recovery Job Skills & Qualifications: Graduate/Post Graduate in Commerce/Finance With a minimum of 2-3 years of working experience in a Credit Control & Collections environment in a service organization with customer bases. Working Knowledge of ERP (Dynamics 365, Bectran, GetPaid will be an added advantage Knowledgeable in basic accounting. Computer skills and familiarity in Excel and MS application Good communication skills both written and verbal.

Job Opportunity Credit Analyst US Mortgage Underwriting - Work from Office Company Profile: Infinity IPS Founded in 2003, Infinity IPS is a mortgage industry leader in providing end-to-end services and solutions. We specialize in mortgage due diligence, pre-fund and post-close quality control, mortgage servicing reviews and loan brokering services. We are vetted by all 5 major rating agencies. Our clients are financial entities including investment banks, commercial banks, mortgage companies, government agencies and mortgage insurers Post Credit Analyst US Mortgage Underwriting Location Bangalore Job Shift 7 pm to 5 am - Night - 5 Days a Week Saturday & Sunday Off Immediate Joiners Preferred Requirements: - Mortgage Underwriter Duties and Responsibilities Experience in Post close underwriting Including QM and Non-QM loans. Experience in US MORTGAGE UNDERWRITING is MUST Highly organised and able to prioritise. Good communication skills, both verbal and written. Detail-oriented with strong data analysis skills. High mathematical aptitude. Proficiency in Microsoft Office and automated underwriting systems. Mortgage Underwriter Skills and Requirements Experience in loan underwriting in QM and Non Qm loans for 1-6 years Good working knowledge of mortgage loan underwriting of 4 Cs. Working experience in income calculation, DTI calculation, LTV calculation. Reviewer is responsible for assessing mortgage files as per applicable selling guides and the lender overlays. Review and verify loan applications and supporting documentation. Analyse loan risk and request additional information as necessary. Determine if the risk covering the mortgage loans is permissible per guidelines and covered adequately Good knowledge of collateral underwriting, non-QM income also reviews the assets. Review and specify loan conditions as necessary. Document and efficiently communicating reasons for the approval/rejection of loans. Highly organised and able to prioritise work first. Walk in Details : Candidate can visit office as per below mentioned schedule with a copy of CV Date : 16th July 2025 to 25th July 2025 Time : 6 PM to 9 PM - Monday to Friday Venue : Infinity Data Technologies Pvt. Ltd. C/O : Novel Tech Park 46/4, Garvebhavipalya, Kudlu Gate, Hoser Main Road, Bangalore-68 Contact Person : Praveen (7530002417)

As a Staff Business Analyst, you will support a variety of teams within Blackbaud to facilitate cohesion between departments, including but not limited to Services, Support, Customer Success, Contracts and Billing, Finance, IT and Master Data. The Business Analyst, Staff provides operational support to align business processes and financial procedures incorporating a heavy focus on data hygiene. The ideal candidate is self-motivated with strong customer service skills. What youll do Carry out procedures to maintain data, transactions and reports from systems. Resolve issues in an efficient and friendly manner. Accurately manage, document and prioritize activities surrounding inboundrequests/issues. Be responsible for regular follow-up on open requests and quick resolution within expectations. Complete recurring business operations tasks on schedule with accuracy. Perform user acceptance testing on break/fix and new features. Provides daily coverage on incoming requests and emails to the team. Identify and assist with critical data clean-up and special projects.Research and process outage credits.Assists with reviewing and maintaining all Customer Success Operations business procedures. Evaluate business processes, uncovering areas for improvement, and assisting in developing solutions. Serve as a liaison between Customer Success Operations and end users.Business Systems Analyst, Staff A What well want you to have: Bachelors degree, or equivalent 2+ years of experience in an operations role Candidates with experience utilizing Excel, Salesforce, Financial Force/Certinia and Workday systems will be prioritized. Knowledge of Renewals, Services, Support or Success organizations is preferred. Experience in gathering & analyzing information and developing effective solutions to difficult problems or situations. Investigates and acts to meet internal customers current and future needs. Constantly looking for opportunities to improve business efficiency. Highly organized with great attention to detail. Self-starter that works well independently. Gives internal customer needs priority and responds quickly to internal customer concerns. Experience in identifying opportunities to improve business efficiency Effectively uses systems and processes to measure, monitor, manage, or impact performance. Willing and able to take an assertive role in contributing to the management of day-to day activities of both internal members for associated projects. Hours will be standard schedule for Blackbaud India. Able to work flexible hours as required by business priorities Advanced level English Stay up to date on everything Blackbaud, follow us on Linkedin, X, Instagram, Facebook and YouTube Blackbaud is proud to be an equal opportunity employer and is committed to maintaining an inclusive work environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, physical or mental disability, age, or veteran status or any other basis protected by federal, state, or local law.

Job Description: Job Location : Bangalore or Noida Job Details: The Pricing Analyst role is responsible for proactively working with deal pursuit teams to develop and support creatively new business opportunities in a manner that strengthens and protects corporate business and financial interests. The pricing analyst ensures that proposed commercial solutions comply with the standard business principles, financial, and commercial terms of the corporation and the relevant business unit. He/ She is expected to prepare pricing for DXC service offerings required for client submission, develop financial plans and models, innovative alternatives, work with deal pursuit teams on commercial proposals including pricing for the customer and also support the requirement for deal governance approval processes. Finally, the pricing analyst is responsible for ensuring the delivery and smooth transition of the plan to the delivery team for implementation. To summarize the role, this job level, encompasses (but is not limited to): Participate in the sales pursuit team as the financial subject matter expert for a new business opportunity Understand the customer s financial baseline, and savings expectations Help sell a profitable new business by understanding the client requirement, competitive assessment, internal governance requirement and prepare a commercial proposal that meets these requirement Demonstrate critical thinking by questioning the cost inputs received from the solution team and advising the sales lead, bid manager on deal structure, Ts & Cs and pricing approaches Review contract language and understand the impact to the cost model. Understand the financial impact of the proposal through financial modeling, arrive at financial metrics and do a thorough financial analysis Prepare pricing structure, accurate P&L and cash flow forecast models and metrics (payback), capital plans using appropriate tools and applying advanced MS-Excel skills, ensuring that all DXC policies are adhered to Document all financial assumptions and ensure these are carried into both the response document for the customer and the detailed finance opinion. For the proposed new business opportunity, the financial assumptions need to be supported by appropriate language for contractual terms and conditions that will ensure that the contract financials reasonably hold good during actual contract delivery Need to be aware of the current accounting policies, revenue recognition policies that impact contract financials and communicate the same to sales pursuit teams & leaders early during the engagement process, help propose contractual language that allows favorable revenue recognition for the business Prepare custom pricing in the format required by the customer. Ensure this can be reconciled to the internal view presented to the business for approval Ability to find ways to mitigate DXC financial exposure and risks, understand the business risks associated with the deal and clearly inform leadership about them Propose improvements to the structure of the deal and improve DXCs competitiveness, based on prior experience Provide sound financial analysis that assists leaders in making business decisions Identify and resolve issues, and communicate the actions taken to the leaders. The pricing analyst should always be very responsive to leaders requests for additional analysis and information on the business proposals they are supporting Being responsible for the financial presentation and discussion during internal and leadership reviews For deals that are won, ensure proper financials and all other relevant information are passed to the finance manager responsible for the delivery phase Teamwork and ability to work well along with others. Need to build and maintain sound working relationships with pursuit team members and leaders that help the pursuit process Excellent verbal and written communication skills. Need to communicate proactively in an adequate and articulate manner Need to demonstrate confidence and conviction in arguments during business reviews and decision making process Eligibility: The candidate should be either CA/ CPA/ CMA qualified, or an MBA in finance. The ideal candidate should have 9+ years or more of relevant work experience in deal pricing in IT services industry, business finance, FP&A roles, project finance or credit analysis roles. At DXC Technology, we believe strong connections and community are key to our success. Our work model prioritizes in-person collaboration while offering flexibility to support wellbeing, productivity, individual work styles, and life circumstances. We re committed to fostering an inclusive environment where everyone can thrive. Recruitment fraud is a scheme in which fictitious job opportunities are offered to job seekers typically through online services, such as false websites, or through unsolicited emails claiming to be from the company. These emails may request recipients to provide personal information or to make payments as part of their illegitimate recruiting process. DXC does not make offers of employment via social media networks and DXC never asks for any money or payments from applicants at any point in the recruitment process, nor ask a job seeker to purchase IT or other equipment on our behalf. More information on employment scams is available here .

About Goldman Sachs Global Banking & Markets Our core value is building strong relationships with our institutional clients, which include corporations, financial service providers, and fund managers. We help them buy and sell financial products on exchanges around the world, raise funding, and manage risk. This is a dynamic, entrepreneurial team with a passion for the markets, with individuals who thrive in fast-paced, changing environments and are energized by a bustling trading floor. The Loan Management team is a business unit within the Global Markets Segment primarily supporting the Mortgage Loan Trading desk and Investment Banking s Real Estate Finance Group. The team is a multi-faceted diligence and asset management platform specializing in whole loan acquisition, sales, securitizations, and financing opportunities. The Loan Management team has product expertise across mortgages, consumer loans, real estate and warehouse financing. Candidate s role will have key responsibilities in underwriting/managing /overseeing commercial real estate loans that GS has interest in. General Work collaboratively to achieve department and firm objectives Develop and maintain market relationships with appropriate vendors and other industry participants Participate in structuring and execution of optimal financing solutions for external clients Review loan level financings, appraisal review, and other activities that may require feedback from the debt originations or real estate finance groups Present potential decisions impact on assets and asset performance to senior leadership Underwriting Analyze and present opportunities and risks inherent in specific sectors and markets Perform valuation analyses and due diligence related activities Track and forecast operating cash flows from real estate assets using a combination of market data, property specific operating norms, actual performance data and GS specific standards required to evaluate, pursue, and close debt investment opportunities. Coordination of internal and external resources to analyze investments opportunities Asset Management Oversee and/or directly manage a diverse portfolio of commercial real estate loans Experience interacting with property managers, third party vendors, borrowers and law firms Experience in ARGUS and Excel cash flow modeling/forecasting in conjunction with the use of market sale and rent comps to determine real estate values across a variety of property types: multifamily, hospitality, retail, industrial, office, self-storage, senior living, etc. Monitoring business plan performance and making tactical and strategic recommendations, as appropriate Analysis & Reporting Prepare and present transaction memos summarizing due diligence and credit analysis for obtaining internal approvals Prepare and present quarterly business plan updates, market updates and factors affecting collateral value and ultimate stabilization timeline to Senior Management and internal clients for review and approval Prepare and update monthly reporting packages for management and clients Basic Qualifications Minimum 2 to 4 years of experience in originating/underwriting CRE loans and/or managing performing/distressed assets Experience valuing multiple commercial real estate product types Proficiency in Excel, PowerPoint and Word Strong academic background Preferred Qualifications Excellent quantitative, verbal and written communication skills Self-motivated, ability to work both autonomously and in a team setting Solid analytical/logical mindset and attention to detail Strong sense of accountability and dedication to continuous improvement Ability to work under pressure and meet deadlines ensuring high quality output ABOUT GOLDMAN SACHS The Goldman Sachs Group, Inc., 2024. All rights reserved.

Some careers open more doors than others. If you re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further. We are currently seeking an experienced professional to join our team in the role of Associate, Corporate & Structured Finance (CSF). Purpose The CSF team leads the Mid-Market Financial Sponsor ( MMFS ) activity within India, whilst also working closely with the Corporate & Institutional Banking (CIB) relationship teams to help originate and execute event opportunities for our India-wide CIB client base, which includes both public and private companies. Taking on this role will provide an unparalleled range of transaction experience given the CSF team works across both Corporate and Leveraged transactions, whilst also delivering exposure to a wide array of transaction structures. The role will also give the successful candidate client coverage as well as corporate finance advisory opportunities. As part of your role, you will work closely with Relationship Managers across India, a range of capital financing specialists and local and regional risk colleagues. This role focuses on working with corporate and sponsor clients along with internal stakeholder on structuring and execution of deal. Principal responsibilities Acting as a complex debt specialist for CIB to lead deal teams and assist Relationship Managers in the origination and execution of corporate event transactions, including acquisition, refinancing and cross-border funding structures. Driving the Indian mid-market financial sponsor proposition including coverage of existing inbound global priority sponsors, plus a select group of domestic private equity houses. Working with CIB and Risk colleagues in constructing appropriate responses to stressed credits and sectors, including alternate funding approaches. Positioning as the CIB conduit to Capital Financing specialists, particularly in relation to Leveraged & Syndicated Finance, Debt Capital Markets, Sustainable Finance and Corporate Advisory teams. Working on new initiatives and products to build out additional capabilities Serving as an integral part of a centre of excellence to assist with technical skill development across the broader CIB business. Requirements Corporate / investment banking, finance / accounting, or transaction services industry experience, with exposure to leveraged and acquisition finance or the broader structured finance environment. Strong capability in financial modelling, credit analysis and credit presentation, with an understanding and ability to structure complex event driven transactions. Excellent time management, planning and organization skills to ensure ability to manage multiple projects and multiple deadlines. Sound understanding of banking products and services, including ECM, DCM, Trade, Cash Management, and Interest Rate / FX Markets. In-depth knowledge of regulations impacting the business and the lending and credit approval process Excellent communication and interpersonal skills and ability to build strong working relationships with internal and external stakeholders, with ability to interact at a senior and strategic level. Excellent level of business acumen and commercial awareness, including economic, cultural, procedural and regulatory issues. Requirements Minimum Graduation or as required for the role, whichever is higher Additional Information Mandatory to successfully complete Anti-Money Laundering and Sanctions training and post-course assessment, as required. Useful Link Link to Careers Site: Click HERE You ll achieve more at HSBC. HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

About NCR VOYIX NCR VOYIX Corporation (NYSE: VYX) is a leading global provider of digital commerce solutions for the retail, restaurant and banking industries. NCR VOYIX is headquartered in Atlanta, Georgia, with approximately 16,000 employees in 35 countries across the globe. For nearly 140 years, we have been the global leader in consumer transaction technologies, turning everyday consumer interactions into meaningful moments. Today, NCR VOYIX transforms the stores, restaurants and digital banking experiences with cloud-based, platform-led SaaS and services capabilities. Not only are we the leader in the market segments we serve and the technology we deliver, but we create exceptional consumer experiences in partnership with the world s leading retailers, restaurants and financial institutions. We leverage our expertise, R&D capabilities and unique platform to help navigate, simplify and run our customers technology systems. Our customers are at the center of everything we do. Our mission is to enable stores, restaurants and financial institutions to exceed their goals - from customer satisfaction to revenue growth, to operational excellence, to reduced costs and profit growth. Our solutions empower our customers to succeed in today s competitive landscape. Our unique perspective brings innovative, industry-leading tech to all the moving parts of business across industries. NCR VOYIX has earned the trust of businesses large and small from the best-known brands around the world to your local favorite around the corner. Title: Credit Analyst Location: Bangalore The Credit Analyst plays a crucial role in evaluating new credit applications, new order releases, establishing appropriate customer credit limits, and managing ongoing credit risk for NCRV s Global Credit Risk Group. The position reports directly to the Executive Director of Global Credit Services. In this position, you will be challenged by a fast-paced environment with the goal of reducing losses by using your credit risk and analytical experience. Additionally, you are often in charge of direct communications with customers of all levels, so your communication and interpersonal skills are crucial to success. This position will involve many aspects of corporate credit and risk management functions, including but not limited to reading and analyzing D&B and personal credit reports, financial statement spreading and analysis, investigation of underlying collections issues, and sometimes assisting in resolutions of cash flow problems through a repayment plan. Your job as a Credit Analyst will require a high degree of independent work and analytical and problem-solving skills in a fast-paced professional environment. Key Areas of Responsibility: Credit Assessment: Evaluate the creditworthiness of individuals and businesses by analyzing corporate financial statements, credit reports, and market conditions throughout the world. Provide independent review and decision within allotted credit authority limits. Perform KYC and AML due diligence in accordance with governmental regulations. Risk Management: Monitor and manage ongoing credit risk, ensuring compliance with credit policy and regulations. Perform due diligence and periodic reviews on existing clients of all sizes. Financial Analysis: Conduct in-depth review of public and private financial statements, market trends, and microeconomic conditions New Account Underwriting: Underwrite new and ongoing credit limit requests, including repayment plans, and provide decisions and/or recommendations based on those risk assessments. Stakeholder Collaboration: Work closely with internal and external stakeholders, including Sales Leaders and clients, to communicate credit decisions, policies, and risk assessments. Contribute to improving processes throughout the Global Credit Services team. Team player is a must in this role - working cohesively and communicating as a group is a key success factor within the team. Ability to multi-task, respond timely to a high volume of emails and credit requests, staying within SLA guidelines. Basic Qualifications: Education: Bachelor degree in Finance, Accounting, or a related field. A masters degree or relevant certifications (e.g., CFA, CPA) is a plus. Experience: Minimum of 2-5 years of experience in a formal credit analysis role. Skills: Strong understanding of financial statements credit risk analysis. Expertise in analyzing business and personal credit reports such as D&B, Experian, Equifax. Analytical Skills: Excellent analytical and problem-solving skills, with attention to detail and high accuracy. Communication: Strong communication and interpersonal skills, with the ability to work independently and as part of a team. Strong verbal, written, and oral communication skills. Ability to meet deadlines and work in a fast-paced environment. Proficient in MS Word and MS Excel Ability to be self-motivated and quickly learn new processes and procedures. Basic Qualifications: Education: Bachelor degree in Finance, Accounting, or a related field. A masters degree or relevant certifications (e.g., CFA, CPA) is a plus. Experience: Minimum of 2-5 years of experience in a formal credit analysis role. Skills: Strong understanding of financial statements credit risk analysis. Expertise in analyzing business and personal credit reports such as D&B, Experian, Equifax. Analytical Skills: Excellent analytical and problem-solving skills, with attention to detail and high accuracy. Communication: Strong communication and interpersonal skills, with the ability to work independently and as part of a team. Strong verbal, written, and oral communication skills. Ability to meet deadlines and work in a fast-paced environment. Proficient in MS Word and MS Excel Ability to be self-motivated and quickly learn new processes and procedures. Offers of employment are conditional upon passage of screening criteria applicable to the job EEO Statement Integrated into our shared values is NCR Voyix s commitment to diversity and equal employment opportunity. All qualified applicants will receive consideration for employment without regard to sex, age, race, color, creed, religion, national origin, disability, sexual orientation, gender identity, veteran status, military service, genetic information, or any other characteristic or conduct protected by law. NCR Voyix is committed to being a globally inclusive company where all people are treated fairly, recognized for their individuality, promoted based on performance and encouraged to strive to reach their full potential. We believe in understanding and respecting differences among all people. Every individual at NCR Voyix has an ongoing responsibility to respect and support a globally diverse environment. Statement to Third Party Agencies To ALL recruitment agencies: NCR Voyix only accepts resumes from agencies on the preferred supplier list. Please do not forward resumes to our applicant tracking system, NCR Voyix employees, or any NCR Voyix facility. NCR Voyix is not responsible for any fees or charges associated with unsolicited resumes When applying for a job, please make sure to only open emails that you will receive during your application process that come from a @ncrvoyix.com email domain.

Job Description: Job Location : Bangalore or Noida Job Details: The Pricing Analyst role is responsible for proactively working with deal pursuit teams to develop and support creatively new business opportunities in a manner that strengthens and protects corporate business and financial interests. The pricing analyst ensures that proposed commercial solutions comply with the standard business principles, financial, and commercial terms of the corporation and the relevant business unit. He/ She is expected to prepare pricing for DXC service offerings required for client submission, develop financial plans and models, innovative alternatives, work with deal pursuit teams on commercial proposals including pricing for the customer and also support the requirement for deal governance approval processes. Finally, the pricing analyst is responsible for ensuring the delivery and smooth transition of the plan to the delivery team for implementation. To summarize the role, this job level, encompasses (but is not limited to): Participate in the sales pursuit team as the financial subject matter expert for a new business opportunity Understand the customer s financial baseline, and savings expectations Help sell a profitable new business by understanding the client requirement, competitive assessment, internal governance requirement and prepare a commercial proposal that meets these requirement Demonstrate critical thinking by questioning the cost inputs received from the solution team and advising the sales lead, bid manager on deal structure, Ts & Cs and pricing approaches Review contract language and understand the impact to the cost model. Understand the financial impact of the proposal through financial modeling, arrive at financial metrics and do a thorough financial analysis Prepare pricing structure, accurate P&L and cash flow forecast models and metrics (payback), capital plans using appropriate tools and applying advanced MS-Excel skills, ensuring that all DXC policies are adhered to Document all financial assumptions and ensure these are carried into both the response document for the customer and the detailed finance opinion. For the proposed new business opportunity, the financial assumptions need to be supported by appropriate language for contractual terms and conditions that will ensure that the contract financials reasonably hold good during actual contract delivery Need to be aware of the current accounting policies, revenue recognition policies that impact contract financials and communicate the same to sales pursuit teams & leaders early during the engagement process, help propose contractual language that allows favorable revenue recognition for the business Prepare custom pricing in the format required by the customer. Ensure this can be reconciled to the internal view presented to the business for approval Ability to find ways to mitigate DXC financial exposure and risks, understand the business risks associated with the deal and clearly inform leadership about them Propose improvements to the structure of the deal and improve DXCs competitiveness, based on prior experience Provide sound financial analysis that assists leaders in making business decisions Identify and resolve issues, and communicate the actions taken to the leaders. The pricing analyst should always be very responsive to leaders requests for additional analysis and information on the business proposals they are supporting Being responsible for the financial presentation and discussion during internal and leadership reviews For deals that are won, ensure proper financials and all other relevant information are passed to the finance manager responsible for the delivery phase Teamwork and ability to work well along with others. Need to build and maintain sound working relationships with pursuit team members and leaders that help the pursuit process Excellent verbal and written communication skills. Need to communicate proactively in an adequate and articulate manner Need to demonstrate confidence and conviction in arguments during business reviews and decision making process Eligibility: The candidate should be either CA/ CPA/ CMA qualified, or an MBA in finance. The ideal candidate should have 7 to 9 years or more of relevant work experience in deal pricing in IT services industry, business finance, FP&A roles, project finance or credit analysis roles. At DXC Technology, we believe strong connections and community are key to our success. Our work model prioritizes in-person collaboration while offering flexibility to support wellbeing, productivity, individual work styles, and life circumstances. We re committed to fostering an inclusive environment where everyone can thrive. Recruitment fraud is a scheme in which fictitious job opportunities are offered to job seekers typically through online services, such as false websites, or through unsolicited emails claiming to be from the company. These emails may request recipients to provide personal information or to make payments as part of their illegitimate recruiting process. DXC does not make offers of employment via social media networks and DXC never asks for any money or payments from applicants at any point in the recruitment process, nor ask a job seeker to purchase IT or other equipment on our behalf. More information on employment scams is available here .

Job Title:Project Management, Planning , Risk ManagementExperience 8-12YearsLocation:Bangalore : Project Management, Planning, Risk Management.

Position Overview: As a Credit Analyst, you will be part of a team performing outbound calls and offline work, adjudicating credit, conducting thorough investigations on credit bureaus, and deciding on the customers creditworthiness. Key Responsibilities: Fraud and Credit Risk Review Credit Management Customer Interaction Compliance and Reporting Qualifications and Requirements: Educational Background: Bachelor's degree in Finance, Business Administration, or a related field preferred. Experience: Previous experience reviewing and approving credit is an asset. Minimum of 1 year of customer service experience. Credit card experience required; credit and fraud experience is an asset. Skills and Competencies: Strong communication skills with an excellent command of English (French is an asset) and a professional telephone manner. Demonstrated analytical and judgment skills required in dealing with moderately complex procedures and situations. Ability to communicate tactfully with various levels of business management in a professional manner. Strong organizational and time management skills with the ability to prioritize and manage a heavy workload. Demonstrated ability to implement change efforts. Highly motivated with the ability to work independently in a fast-paced team environment. o Knowledge of PCs and strong keyboarding skills. Proficiency in MS Word, Excel, and Outlook is an asset. o TSYS/ADM system knowledge is an asset. Flexibility and willingness to work overtime as required.

Job Summary: We are seeking a detail-oriented and analytical professional with 1–4 years of relevant experience in covenant monitoring or credit risk. The candidate will be responsible for tracking, analyzing, and reporting on financial and non-financial covenants related to debt agreements and other financial instruments. Key Responsibilities: •Analyze financial statements and calculate covenant ratios (e.g., debt service coverage ratio, leverage ratio, interest coverage ratio). •Review and interpret loan documentation to extract relevant covenant terms and reporting requirements. •Creating the first time covenant set up in the covenant tracking platforms or risk management systems. •Monitor borrower compliance with financial and non-financial covenants outlined in credit agreements and loan documentation. •Maintain accurate and up-to-date records of covenant compliance status and related documentation. •Prepare internal reports, dashboards, and alerts for any breaches, upcoming deadlines, or compliance risks. •Coordinate with credit officers to address breaches or waivers and ensure proper documentation. •Assist in automating covenant monitoring processes and enhancing internal controls. •Stay updated on market practices, regulatory expectations, and industry trends in covenant tracking and credit monitoring. Requirements: •Experience working with syndicated loans or structured finance products. •Exposure to covenant tracking platforms or risk management systems. •Strong understanding of financial statements and credit metrics. •Familiarity with loan documentation, term sheets, and credit agreements. •Proficiency in Microsoft Excel; working knowledge of financial systems or covenant monitoring tools is a plus. •Strong analytical skills and attention to detail. •Excellent written and verbal communication skills.

Key Roles and Responsibilities : •The role entails supporting credit risk management teams of global banks in counterparty credit risk assessment of corporates. The key activities include research and analysis of global corporates to assess their credit strength. •Prepare detailed credit risk assessment reports that involve analysis of factors such as the operating environment, business strength, financial strength, management strategy, market-implied parameters and external support. Prepare / update financial models or financial spreads through a combination of market databases and company filings. •Assign credit ratings by using the client’s proprietary framework and make subjective adjustments as necessary. •Should be able to defend his/her views on the counterparty / covered entity when challenged by senior stakeholders and clients. •Track market events closely and assess implications on the coverage portfolio •Support project managers on ad hoc projects. •Other activities may include preparing industry and country research reports, maintaining and updating financial models and company/industry specific databases and preparing news flows.

What role you will play in team Supporting senior underwriters in the assessment of loan applications for various financial products What you will do Analyze financial data conduct credit checks and prepare reports to assist in credit decision making Key responsibility Assist senior underwriters in evaluating loan applications Analyze financial statements credit reports and other relevant document s Conduct credit checks and verify applicant information Prepare detailed credit reports and risk assessments Contribute to the development and maintenance of underwriting guidelines Maintain accurate records of all underwriting activities Required Qualification and Skills Bachelor s degree in finance accounting or related field 1-2 years of experience in a financial services role Strong analytical and problem solving skills Excellent attention to detail and organizational skills Proficiency in Microsoft Office Suite Good understanding of credit risk management principles Benefits Included Competitive salary and benefits Professional growth opportunities Positive team environment Medical insurancePaid time offA Day in the Life Reviewing loan applications conducting credit checks analyzing financial data and preparing reports for senior underwriters

Whats the role This role act as the point of reference for operational issues i.e. SME for TDS recon and to assist in the coordination and control of the activities delivered by the team achieving excellence in performance and works closely with other ACDC and CAA within the India Cluster. This role requires to lead any initiatives/ projects within the ACDC scope as well as to lead identification and realization of value both as a USD Business Impact outside FO as well as to improve cost efficiency within FO. The role requires high level of negotiation skills and involves maximising commercial opportunities whilst taking acceptable risks. This will require creating very good working relationships with the local Credit Team, Sales and other FO business partners. What youll be doing Drives daily operational excellence for the designated credit sub-process (e.g.: Credit Vetting, Debt Collection & Recovery, Cash Application & Allocation) Responsible for managing/performing operations of designated credit sub process Identify and flag improvement opportunities and, after consultation with the subject matter and process experts, lead or participate in process improvement initiatives in the designated sub process and portfolios in collaboration with subject matter experts and process experts Stakeholders include Account Managers, supporting functions for assigned portfolio/business This role is also expected to hold several roles such as Super User as well as BCP and IO focal. What you bring Min 2-4 years of experience in related accounting and/or collection processes Bachelors Degree in Finance/Accountancy or andor a Masters in Finance/Accounting Very good knowledge of Microsoft Office skills and preferably GSAP Basic knowledge of Indirect Tax Laws, accounting and reporting, receivable management, managing large set of data Deep understanding of the Credit Strategy especially in Lubes and retail and is able to articulate and explain the strategy to all stakeholders at different levels Added advantage if candidate has knowledge of SAP or any ERP systems Able to converse well in English and Hindi Excellent with business partnering An Inclusive & Progressive Place to Work To power progress together, we need to attract and develop the brightest minds and make sure every voice is heard. Here are just some of the ways were nurturing an inclusive environment one where you can express your ideas, extend your skills, and reach your potential. Were creating a space where people with disabilities can excel through transparent recruitment process, workplace adjustments and ongoing support in their roles. Feel free to let us know about your circumstances when you apply, and well take it from there. Were closing the gender gap whether thats through action on equal pay or by enabling more women to reach senior roles in engineering and technology. Were striving to be a pioneer of an inclusive and diverse workplace, promoting equality for employees regardless of sexual orientation or gender identity.

You will be joining VSV Securities (IFSC) Private Limited as an Investment Operations Manager. In this full-time onsite role at Verified, your main responsibilities will include assisting portfolio managers with trade execution, settlements, and corporate actions. You will also collaborate with prime brokers for margin and collateral calculations, evaluate the credit worthiness of borrowers, and oversee lending/borrowing operations. Additionally, you will provide support to Transfer agents on the Verified Network with settlements and distributions. To excel in this role, you should have experience in clearing and settlements functions within an exchange, transfer agent, or bank. A deep understanding of accounting principles for funds, derivative products, bonds, etc., will be essential. Holding a qualification such as CFA or Chartered Accountant is preferred. You must possess the ability to establish and lead a team effectively. Proficiency in utilizing digital applications and systems is crucial. Moreover, strong communication skills in English are necessary to succeed in this position. This position can be based in either Mumbai or Gandhinagar. Preference will be given to Gandhinagar/Ahmedabad due to logistical convenience in managing personnel at a single location presently. Interested candidates are required to submit their CV along with a cover letter detailing their enthusiasm for the role and outlining their qualifications. Please be aware that the interview process includes online tasks that must be completed, so individuals uncomfortable with hands-on work should refrain from applying.,

As an Internal Rating Validation specialist at our organization, your primary responsibility will be to evaluate and validate credit ratings for corporate, SME, business banking, NBFC, MFI, broker, and bank clients. Your key activities will revolve around conducting detailed reviews of credit aspects such as industry analysis, business evaluation, financial assessment, and management scrutiny. You will be expected to prepare rating rationale and provide explanations for any changes in risk scores. Additionally, part of your role will involve reviewing deviations to the credit policy of the Bank, offering recommendations and comments on proposals presented to the Board-level credit committee, and approving judgmental rating actions as per the delegation matrix. Collaboration with stakeholders from Credit and Business departments for decision-making purposes will be crucial. Effective interaction with various business and credit groups across different sectors including Large Corporates, Emerging Local Corporates, NBFCs, Brokers, MFIs, Projects, Small and Micro Enterprises, and Business Banking is essential for this role. You will also be responsible for resolving internal audit, external audit, and RBI queries efficiently. Furthermore, you will play a vital role in recommending on the classification of Borrowers under Financial Difficulty, updating industry risk scores, monitoring industry developments, benchmarking companies within sectors, and ensuring adherence to defined processes and timelines. Moreover, you will be tasked with defining and facilitating the achievement of goals and key performance indicators for your direct reports, implementing performance management processes effectively, nurturing talent within the team through guidance and coaching, developing a talent pipeline for key roles, and mentoring high potential individuals within the organization. In summary, your role as an Internal Rating Validation specialist will require meticulous attention to detail, effective communication and collaboration skills, a proactive approach to problem-solving, and a strong commitment to upholding organizational standards and objectives while fostering talent development within the team.,