Consumer Platforms-Bengaluru-Senior Analyst-Risk Governance

Job Description

This position will play a key role on theFirst Line Risk and Control team, supporting Consumer Monitoring & Testing and driving the implementation of horizontal Consumer risk programs. This individual will be responsible for executing risk-based testing, liasing with product, operations, compliance, and legal teams to ensure regulatory adherence. The role will also provide the opportunity to drive development and enhancement of risk and control programs Execute testing and monitoring of regulatory, policy and process compliance Gather and synthesize data to determine root causes and trends related to testing failures Propose effective and efficient methods to enhance testing and sampling strategies (including automation) to ensure the most effective risk detection, analyses and control solutions Proactively identify potential business risks, process deficiencies and improvement opportunities and make recommendations for additional controls and corrective action to enhance the efficiency and effectiveness of risk mitigation processes Maintain effective communication with stakeholders and support teams in remediation of testing errors; assist with implementation of corrective actions related to testing fails and non-compliance with policies and procedures Identify continuous improvement opportunities to meet changing requirements, driving maximum visibility to the executive audience Work closely with enterprise risk teams to ensure business line risks are being shared and rolled up to firm-wide risk summaries Your Skills 2-4 years of testing, audit, or compliance experience in consumer financial services Bachelor's degree or equivalent military experience Knowledge of applicable U.S. federal and state consumer lending laws and regulations as well as industry association standards, including, among others, Truth in Lending Act (Reg Z), Equal Credit Opportunity Act (Reg B), Fair Credit Reporting Act (Reg V), UDAAP Understanding of test automation framework like data driven, hybrid driven etc Knowledge of testing concepts, methodologies, and technologies Genuine excitement and passion for leading root cause analysis, troubleshooting technical process failures and implementing fixes to operationalize a process Analytical, critical thinking and problem solving skills Highly motivated self-starter with strong organizational skills, attention to detail, and the ability to remain organized in a fast-paced environment Interpersonal, and relationship management skills Integrity, ethical standards, and sound judgment; ability to exercise discretion with respect to sensitive information Ability to summarize observations and present in a clear, concise manner to peers, managers and senior Consumer Compliance management Quickly grasp complex concepts, including global business and regulatory matters Confidence in expressing a point of view with management Plus : CPA, Audit experience, CRCM, proficiency in Aquadata studio, Snowflake, Splunk, Excel macros,Tableau, Hadoop/PySpark/Spark/Python/R, CPA, Audit experience, CRCM